Charities with reserves below their own policy

Extracted from each charity’s accounts as filed with the Charity Commission; the supporting passage and filing year are shown on each charity’s page. Disclosure is not wrongdoing — many entries reflect routine, properly-reported arrangements. Download as CSV (top 5,000, OGL attribution in-file).

Charity	Detail	Year	Income
THE BRITISH COUNCIL	reserves below the charity's own stated policy	FY2024	£1010.4m
THE GIRLS' DAY SCHOOL TRUST	reserves below the charity's own stated policy	FY2023	£373.4m
BARNARDO'S	reserves below the charity's own stated policy	FY2024	£340.3m
METHODIST HOMES	reserves below the charity's own stated policy	FY2024	£283.3m
METHODIST HOMES	reserves below the charity's own stated policy	FY2025	£283.3m
ST ANDREW'S HEALTHCARE	reserves below the charity's own stated policy	FY2023	£235.6m
ST ANDREW'S HEALTHCARE	reserves below the charity's own stated policy	FY2024	£235.6m
UBS UK Donor-Advised Foundation	reserves below the charity's own stated policy	FY2021	£181.2m
UBS UK Donor-Advised Foundation	reserves below the charity's own stated policy	FY2024	£181.2m
THE CITY AND GUILDS OF LONDON INSTITUTE	reserves below the charity's own stated policy	FY2025	£174.8m
UK ONLINE GIVING FOUNDATION	reserves below the charity's own stated policy	FY2025	£166.3m
GARFIELD WESTON FOUNDATION	reserves below the charity's own stated policy	FY2025	£165.4m
GARFIELD WESTON FOUNDATION	reserves below the charity's own stated policy	FY2024	£165.4m
THE ENGLISH HERITAGE TRUST	reserves below the charity's own stated policy	FY2024	£155.2m
CHURCH OF ENGLAND CENTRAL SERVICES	reserves below the charity's own stated policy	FY2021	£130.7m
THE ROYAL NATIONAL THEATRE	reserves below the charity's own stated policy	FY2024	£128.7m
THE ROYAL HORTICULTURAL SOCIETY	reserves below the charity's own stated policy	FY2025	£124.8m
THE LEVERHULME TRUST	reserves below the charity's own stated policy	FY2023	£124.5m
ST MUNGO COMMUNITY HOUSING ASSOCIATION	reserves below the charity's own stated policy	FY2023	£124.0m
METHODIST INDEPENDENT SCHOOLS TRUST	reserves below the charity's own stated policy	FY2024	£118.2m
PARISH GIVING SCHEME	reserves below the charity's own stated policy	FY2024	£114.6m
Walk Wheel Cycle Trust	reserves below the charity's own stated policy	FY2025	£110.7m
NURSING AND MIDWIFERY COUNCIL	reserves below the charity's own stated policy	FY2025	£108.7m
Northeastern University - London	reserves below the charity's own stated policy	FY2023	£108.1m
Northeastern University - London	reserves below the charity's own stated policy	FY2025	£108.1m
Northeastern University - London	reserves below the charity's own stated policy	FY2022	£108.1m
Northeastern University - London	reserves below the charity's own stated policy	FY2024	£108.1m
TRINITY COLLEGE CAMBRIDGE	reserves below the charity's own stated policy	FY2024	£105.5m
TRINITY COLLEGE CAMBRIDGE	reserves below the charity's own stated policy	FY2025	£105.5m
THERA TRUST	reserves below the charity's own stated policy	FY2023	£101.3m
THERA TRUST	reserves below the charity's own stated policy	FY2024	£101.3m
THERA TRUST	reserves below the charity's own stated policy	FY2022	£101.3m
THERA TRUST	reserves below the charity's own stated policy	FY2025	£101.3m
THE ROYAL NATIONAL INSTITUTE OF BLIND PEOPLE	reserves below the charity's own stated policy	FY2022	£95.9m
AUTISM INITIATIVES GROUP	reserves below the charity's own stated policy	FY2022	£93.1m
AUTISM INITIATIVES GROUP	reserves below the charity's own stated policy	FY2025	£93.1m
AUTISM INITIATIVES GROUP	reserves below the charity's own stated policy	FY2023	£93.1m
AUTISM INITIATIVES GROUP	reserves below the charity's own stated policy	FY2024	£93.1m
THE WOODLAND TRUST	reserves below the charity's own stated policy	FY2025	£89.4m
WWF - UK	reserves below the charity's own stated policy	FY2022	£89.3m
GREENSLEEVES HOMES TRUST	reserves below the charity's own stated policy	FY2023	£89.1m
GREENSLEEVES HOMES TRUST	reserves below the charity's own stated policy	FY2025	£89.1m
THE MARTIN JAMES FOUNDATION	reserves below the charity's own stated policy	FY2025	£87.8m
THE ROYAL COLLECTION TRUST	reserves below the charity's own stated policy	FY2023	£85.3m
THE ROYAL COLLECTION TRUST	reserves below the charity's own stated policy	FY2022	£85.3m
HF TRUST LIMITED	reserves below the charity's own stated policy	FY2024	£85.0m
SHERBORNE SCHOOLS GROUP	reserves below the charity's own stated policy	FY2024	£84.0m
Magenta Living	reserves below the charity's own stated policy	FY2023	£82.7m
THE SALVATION ARMY INTERNATIONAL TRUST	reserves below the charity's own stated policy	FY2023	£81.8m
THE UNITED WESTMINSTER AND GREY COAT FOUNDATION	reserves below the charity's own stated policy	FY2022	£80.4m
THE MILL HILL SCHOOL FOUNDATION	reserves below the charity's own stated policy	FY2025	£79.0m
SHELTER, NATIONAL CAMPAIGN FOR HOMELESS PEOPLE LIMITED	reserves below the charity's own stated policy	FY2024	£77.0m
SHELTER, NATIONAL CAMPAIGN FOR HOMELESS PEOPLE LIMITED	reserves below the charity's own stated policy	FY2025	£77.0m
WESTMINSTER ROMAN CATHOLIC DIOCESAN TRUST AND OTHER TRUST FUNDS ADMINISTERED BY THE WESTMINSTER ROMAN CATHOLIC DIOCESAN TRUSTEE	reserves below the charity's own stated policy	FY2025	£75.1m
WESTMINSTER ROMAN CATHOLIC DIOCESAN TRUST AND OTHER TRUST FUNDS ADMINISTERED BY THE WESTMINSTER ROMAN CATHOLIC DIOCESAN TRUSTEE	reserves below the charity's own stated policy	FY2023	£75.1m
WESTMINSTER ROMAN CATHOLIC DIOCESAN TRUST AND OTHER TRUST FUNDS ADMINISTERED BY THE WESTMINSTER ROMAN CATHOLIC DIOCESAN TRUSTEE	reserves below the charity's own stated policy	FY2022	£75.1m
WESTMINSTER ROMAN CATHOLIC DIOCESAN TRUST AND OTHER TRUST FUNDS ADMINISTERED BY THE WESTMINSTER ROMAN CATHOLIC DIOCESAN TRUSTEE	reserves below the charity's own stated policy	FY2024	£75.1m
THE ROYAL SOCIETY OF CHEMISTRY	reserves below the charity's own stated policy	FY2024	£73.4m
THE ROYAL SOCIETY OF CHEMISTRY	reserves below the charity's own stated policy	FY2022	£73.4m
AUTISM INITIATIVES (UK)	reserves below the charity's own stated policy	FY2025	£72.6m
AUTISM INITIATIVES (UK)	reserves below the charity's own stated policy	FY2022	£72.6m
AUTISM INITIATIVES (UK)	reserves below the charity's own stated policy	FY2024	£72.6m
AUTISM INITIATIVES (UK)	reserves below the charity's own stated policy	FY2023	£72.6m
THE CORPORATION OF THE HALL OF ARTS AND SCIENCES	reserves below the charity's own stated policy	FY2023	£72.1m
THE CORPORATION OF THE HALL OF ARTS AND SCIENCES	reserves below the charity's own stated policy	FY2022	£72.1m
MILLFIELD	reserves below the charity's own stated policy	FY2022	£70.7m
UK BIOBANK LIMITED	reserves below the charity's own stated policy	FY2023	£68.9m
HABERDASHERS' ASKE'S CHARITY	reserves below the charity's own stated policy	FY2023	£68.0m
HABERDASHERS' ASKE'S CHARITY	reserves below the charity's own stated policy	FY2024	£68.0m
HABERDASHERS' ASKE'S CHARITY	reserves below the charity's own stated policy	FY2022	£68.0m
MATW PROJECT	reserves below the charity's own stated policy	FY2025	£67.6m
DOGS TRUST LEGACY	reserves below the charity's own stated policy	FY2024	£67.3m
THE AVENUES TRUST GROUP	reserves below the charity's own stated policy	FY2023	£67.2m
THE AVENUES TRUST GROUP	reserves below the charity's own stated policy	FY2025	£67.2m
THE AVENUES TRUST GROUP	reserves below the charity's own stated policy	FY2024	£67.2m
THE AVENUES TRUST GROUP	reserves below the charity's own stated policy	FY2022	£67.2m
SS. JOHN AND ELIZABETH CHARITY	reserves below the charity's own stated policy	FY2023	£66.2m
CHARTERHOUSE SCHOOL	reserves below the charity's own stated policy	FY2023	£64.8m
CHARTERHOUSE SCHOOL	reserves below the charity's own stated policy	FY2024	£64.8m
CHARTERHOUSE SCHOOL	reserves below the charity's own stated policy	FY2025	£64.8m
THE DEAN CLOSE FOUNDATION	reserves below the charity's own stated policy	FY2022	£63.8m
THE DEAN CLOSE FOUNDATION	reserves below the charity's own stated policy	FY2025	£63.8m
THE DEAN CLOSE FOUNDATION	reserves below the charity's own stated policy	FY2023	£63.8m
Barking and Dagenham Giving	reserves below the charity's own stated policy	FY2025	£63.1m
Barking and Dagenham Giving	reserves below the charity's own stated policy	FY2024	£63.1m
DULWICH COLLEGE	reserves below the charity's own stated policy	FY2022	£59.4m
REIGATE GRAMMAR SCHOOL	reserves below the charity's own stated policy	FY2023	£58.6m
REIGATE GRAMMAR SCHOOL	reserves below the charity's own stated policy	FY2022	£58.6m
REIGATE GRAMMAR SCHOOL	reserves below the charity's own stated policy	FY2025	£58.6m
REIGATE GRAMMAR SCHOOL	reserves below the charity's own stated policy	FY2024	£58.6m
TEACH FIRST	reserves below the charity's own stated policy	FY2024	£58.3m
SOUTHBANK CENTRE	reserves below the charity's own stated policy	FY2025	£58.3m
RUGBY SCHOOL	reserves below the charity's own stated policy	FY2023	£57.0m
CATHOLIC AGENCY FOR OVERSEAS DEVELOPMENT	reserves below the charity's own stated policy	FY2024	£56.2m
CATHOLIC AGENCY FOR OVERSEAS DEVELOPMENT	reserves below the charity's own stated policy	FY2025	£56.2m
OneSchool Global UK	reserves below the charity's own stated policy	FY2023	£55.5m
OneSchool Global UK	reserves below the charity's own stated policy	FY2022	£55.5m
OneSchool Global UK	reserves below the charity's own stated policy	FY2024	£55.5m
THE HEALTHCARE MANAGEMENT TRUST	reserves below the charity's own stated policy	FY2022	£54.4m
THE HEALTHCARE MANAGEMENT TRUST	reserves below the charity's own stated policy	FY2024	£54.4m
THE HEALTHCARE MANAGEMENT TRUST	reserves below the charity's own stated policy	FY2021	£54.4m
WARWICK INDEPENDENT SCHOOLS FOUNDATION	reserves below the charity's own stated policy	FY2022	£53.3m
WARWICK INDEPENDENT SCHOOLS FOUNDATION	reserves below the charity's own stated policy	FY2024	£53.3m
NATIONAL CENTRE FOR SOCIAL RESEARCH	reserves below the charity's own stated policy	FY2023	£53.2m
THE KING'S SCHOOL OF THE CATHEDRAL CHURCH OF CANTERBURY	reserves below the charity's own stated policy	FY2024	£52.8m
THE KING'S SCHOOL OF THE CATHEDRAL CHURCH OF CANTERBURY	reserves below the charity's own stated policy	FY2022	£52.8m
THE FREMANTLE TRUST	reserves below the charity's own stated policy	FY2023	£51.9m
THE FREMANTLE TRUST	reserves below the charity's own stated policy	FY2022	£51.9m
BERKHAMSTED SCHOOLS GROUP	reserves below the charity's own stated policy	FY2025	£49.9m
BERKHAMSTED SCHOOLS GROUP	reserves below the charity's own stated policy	FY2023	£49.9m
ST PAUL'S SCHOOL	reserves below the charity's own stated policy	FY2023	£48.2m
ST PAUL'S SCHOOL	reserves below the charity's own stated policy	FY2024	£48.2m
ST PAUL'S SCHOOL	reserves below the charity's own stated policy	FY2022	£48.2m
BH LIVE	reserves below the charity's own stated policy	FY2022	£48.1m
ST PETER'S COLLEGE, RADLEY	reserves below the charity's own stated policy	FY2024	£47.6m
THE SIGRID RAUSING TRUST	reserves below the charity's own stated policy	FY2021	£47.6m
THE SIGRID RAUSING TRUST	reserves below the charity's own stated policy	FY2024	£47.6m
THE ANDREW BROWNSWORD FOUNDATION	reserves below the charity's own stated policy	FY2026	£46.9m
BROMSGROVE SCHOOL	reserves below the charity's own stated policy	FY2025	£45.5m
AHMADIYYA MUSLIM JAMAAT INTERNATIONAL	reserves below the charity's own stated policy	FY2024	£45.1m
Friends of Benenden Hospital	reserves below the charity's own stated policy	FY2022	£45.0m
Friends of Benenden Hospital	reserves below the charity's own stated policy	FY2024	£45.0m
Friends of Benenden Hospital	reserves below the charity's own stated policy	FY2023	£45.0m
FAUNA & FLORA INTERNATIONAL	reserves below the charity's own stated policy	FY2023	£44.8m
FAUNA & FLORA INTERNATIONAL	reserves below the charity's own stated policy	FY2024	£44.8m
KING EDWARD VII'S HOSPITAL (SISTER AGNES)	reserves below the charity's own stated policy	FY2025	£44.5m
KING EDWARD VII'S HOSPITAL (SISTER AGNES)	reserves below the charity's own stated policy	FY2024	£44.5m
KING EDWARD VII'S HOSPITAL (SISTER AGNES)	reserves below the charity's own stated policy	FY2023	£44.5m
THE FORWARD TRUST	reserves below the charity's own stated policy	FY2025	£44.4m
THE ABBEYFIELD SOCIETY	reserves below the charity's own stated policy	FY2024	£44.3m
THE ABBEYFIELD SOCIETY	reserves below the charity's own stated policy	FY2023	£44.3m
NAZARETH CARE CHARITABLE TRUST	reserves below the charity's own stated policy	FY2023	£43.3m
NAZARETH CARE CHARITABLE TRUST	reserves below the charity's own stated policy	FY2022	£43.3m
NAZARETH CARE CHARITABLE TRUST	reserves below the charity's own stated policy	FY2025	£43.3m
NAZARETH CARE CHARITABLE TRUST	reserves below the charity's own stated policy	FY2024	£43.3m
VIRUNGA FOUNDATION	reserves below the charity's own stated policy	FY2022	£43.1m
CLIFTON COLLEGE	reserves below the charity's own stated policy	FY2023	£43.0m
CLIFTON COLLEGE	reserves below the charity's own stated policy	FY2024	£43.0m
FEDCAP UK	reserves below the charity's own stated policy	FY2025	£42.9m
FEDCAP UK	reserves below the charity's own stated policy	FY2023	£42.9m
FEDCAP UK	reserves below the charity's own stated policy	FY2022	£42.9m
THE CHURCH OF ENGLAND PENSIONS BOARD	reserves below the charity's own stated policy	FY2023	£42.0m
ROYAL VOLUNTARY SERVICE	reserves below the charity's own stated policy	FY2024	£41.5m
INTERNATIONAL BIBLE STUDENTS ASSOCIATION	reserves below the charity's own stated policy	FY2024	£40.6m
THE PERCY HEDLEY FOUNDATION	reserves below the charity's own stated policy	FY2025	£40.5m
HURSTPIERPOINT COLLEGE LIMITED	reserves below the charity's own stated policy	FY2024	£40.3m
DIMENSIONS SOMERSET SEV LIMITED	reserves below the charity's own stated policy	FY2022	£39.7m
SHREWSBURY SCHOOL	reserves below the charity's own stated policy	FY2022	£39.3m
SHREWSBURY SCHOOL	reserves below the charity's own stated policy	FY2025	£39.3m
SHREWSBURY SCHOOL	reserves below the charity's own stated policy	FY2023	£39.3m
PEOPLE POTENTIAL POSSIBILITIES	reserves below the charity's own stated policy	FY2022	£39.1m
PEOPLE POTENTIAL POSSIBILITIES	reserves below the charity's own stated policy	FY2024	£39.1m
BIRMINGHAM HIPPODROME THEATRE TRUST LIMITED	reserves below the charity's own stated policy	FY2025	£39.1m
MISSION AVIATION FELLOWSHIP INTERNATIONAL	reserves below the charity's own stated policy	FY2023	£38.8m
MISSION AVIATION FELLOWSHIP INTERNATIONAL	reserves below the charity's own stated policy	FY2025	£38.8m
LIVERPOOL ROMAN CATHOLIC ARCHDIOCESAN TRUST	reserves below the charity's own stated policy	FY2024	£38.7m
ARCHDIOCESE OF LIVERPOOL	reserves below the charity's own stated policy	FY2024	£38.7m
Haileybury College	reserves below the charity's own stated policy	FY2022	£37.5m
THE ROYAL ACADEMY OF ARTS	reserves below the charity's own stated policy	FY2023	£37.1m
THE ROYAL ACADEMY OF ARTS	reserves below the charity's own stated policy	FY2024	£37.1m
THE FRANCIS HOLLAND (CHURCH OF ENGLAND) SCHOOLS TRUST	reserves below the charity's own stated policy	FY2022	£36.9m
GIRLS' EDUCATION COMPANY LTD	reserves below the charity's own stated policy	FY2025	£36.2m
THE CHILDREN'S TRUST	reserves below the charity's own stated policy	FY2023	£36.0m
THE CHILDREN'S TRUST	reserves below the charity's own stated policy	FY2025	£36.0m
BOLTON SCHOOL	reserves below the charity's own stated policy	FY2025	£35.9m
HAMPTON SCHOOL	reserves below the charity's own stated policy	FY2022	£35.7m
HAMPTON SCHOOL	reserves below the charity's own stated policy	FY2025	£35.7m
ST GEORGE'S WEYBRIDGE	reserves below the charity's own stated policy	FY2024	£35.5m
ST GEORGE'S WEYBRIDGE	reserves below the charity's own stated policy	FY2023	£35.5m
SAINT JOHN BAPTIST COLLEGE IN THE UNIVERSITY OF OXFORD	reserves below the charity's own stated policy	FY2023	£35.4m
ABINGDON SCHOOL	reserves below the charity's own stated policy	FY2024	£34.7m
NORWOOD RAVENSWOOD	reserves below the charity's own stated policy	FY2023	£34.4m
THE LEYS AND ST FAITH'S SCHOOLS FOUNDATION	reserves below the charity's own stated policy	FY2022	£34.4m
HOSPICE UK	reserves below the charity's own stated policy	FY2024	£34.1m
THE STEPHEN PERSE FOUNDATION	reserves below the charity's own stated policy	FY2022	£33.9m
THE FARADAY INSTITUTION	reserves below the charity's own stated policy	FY2025	£33.3m
THE SOLDIERS, SAILORS, AIRMEN AND FAMILIES ASSOCIATION - FORCES HELP	reserves below the charity's own stated policy	FY2022	£33.2m
AMBITION INSTITUTE	reserves below the charity's own stated policy	FY2023	£33.1m
AMBITION INSTITUTE	reserves below the charity's own stated policy	FY2022	£33.1m
LANCING COLLEGE LIMITED	reserves below the charity's own stated policy	FY2022	£33.0m
LANCING COLLEGE LIMITED	reserves below the charity's own stated policy	FY2023	£33.0m
LANCING COLLEGE LIMITED	reserves below the charity's own stated policy	FY2024	£33.0m
BIRDLIFE INTERNATIONAL	reserves below the charity's own stated policy	FY2022	£33.0m
NORWOOD SCHOOLS LTD	reserves below the charity's own stated policy	FY2023	£32.7m
NORWOOD SCHOOLS LTD	reserves below the charity's own stated policy	FY2025	£32.7m
INTERNATIONAL INSTITUTE FOR ENVIRONMENT AND DEVELOPMENT	reserves below the charity's own stated policy	FY2024	£32.5m
THE MANCHESTER GRAMMAR SCHOOL FOUNDATION	reserves below the charity's own stated policy	FY2025	£32.4m
THE MANCHESTER GRAMMAR SCHOOL FOUNDATION	reserves below the charity's own stated policy	FY2024	£32.4m
TRELOAR TRUST	reserves below the charity's own stated policy	FY2023	£32.3m
TRELOAR TRUST	reserves below the charity's own stated policy	FY2025	£32.3m
THE NEW VICTORIA HOSPITAL LIMITED	reserves below the charity's own stated policy	FY2024	£31.8m
THE NEW VICTORIA HOSPITAL LIMITED	reserves below the charity's own stated policy	FY2023	£31.8m
THE KING'S SCHOOL, ELY	reserves below the charity's own stated policy	FY2024	£31.7m
THE KING'S SCHOOL, ELY	reserves below the charity's own stated policy	FY2025	£31.7m
THE KING'S SCHOOL, ELY	reserves below the charity's own stated policy	FY2022	£31.7m
THE KING'S SCHOOL, ELY	reserves below the charity's own stated policy	FY2023	£31.7m
OAKHAM SCHOOL	reserves below the charity's own stated policy	FY2025	£31.7m
FELSTED SCHOOL	reserves below the charity's own stated policy	FY2022	£31.6m
FELSTED SCHOOL	reserves below the charity's own stated policy	FY2023	£31.6m
THE SHAKESPEARE GLOBE TRUST	reserves below the charity's own stated policy	FY2025	£31.5m