THE SOLDIERS, SAILORS, AIRMEN AND FAMILIES ASSOCIATION - FORCES HELP

Registered charity 210760 · accounts filings on the Charity Commission register · also known as S S A F A FORCES HELP, SOLDIERS', SAILORS' AND AIRMEN'S FAMILIES ASSOCIATION, SSAFA, ssafa, the armed forces charity

RELIEVING THE NEED, SUFFERING AND DISTRESS OF THOSE SERVING OR HAVE SERVED IN THE ARMED FORCES AND THEIR FAMILIES AND DEPENDANTS THROUGH- WELFARE ADVICE AND SUPPORT- HEALTH AND SOCIAL CARE/WELFARE SERVICES- HOUSING-SPECIALIST SERVICES TO MEET UNMET NEEDS OF ARMED FORCES COMMUNITY

Objects

TO RELIEVE THE NEED, SUFFERING AND DISTRESS OF THE FOLLOWING INDIVIDUALS, WHO IN EACH CASE SHALL SATISFY SUCH REQUIREMENTS AS THE COUNCIL MAY FROM TIME TO TIME SPECIFY BY REGULATIONS:1. MEMBERS AND FORMER MEMBERS OF ALL RANKS OF ALL BRANCHES OF OUR LAND SEA AND AIR FORCES (`BENEFICIARIES');2. ANY PERSON WHO IS DEPENDENT ON A BENEFICIARY;3. ANY PERSON WHO WAS DEPENDENT ON A BENEFICIARY WHILE THAT BENEFICIARY WAS ALIVE;4. ANY PERSON ON WHOM A BENEFICIARY IS DEPENDENT; AND5. ANY PERSON ON WHOM A DECEASED BENEFICIARY WAS DEPENDENT.

Area of benefit: NOT DEFINED.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Registered contact address: City of London, London, England (from the postcode on the register)

Received the assets of:
Source: Charity Commission register of merged charities (OGL v3.0).
Latest income
£33.2m
Latest spending
£33.6m
Registered
1965
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported an overall deficit of £0.4 million for the year, driven by a restricted fund deficit, although unrestricted funds showed a small surplus. Per the trustees' report, the charity holds substantial unrestricted reserves of £121.6 million, representing 5.6 years of running costs, which provides significant financial resilience.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £150,001 - £160,000 — above the median for charities its size (£130k)
“£150,001 to £160,000” — page 26
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Management fees charged to subsidiary
“Management fees charged to SSAFA Forces Help Enterprises Limited” — page 31
“Salary costs recharged to SSAFA CMS Limited” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Salary charges recharged to subsidiary
“Management fees charged to SSAFA Forces Help Enterprises Limited” — page 31
“Salary costs recharged to SSAFA CMS Limited” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Governance: Fundraising Regulator complaints
“During the year there were two complaints to the Fundraising Regulator, both of which were upheld. (2024- nil).”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Moore Kingston Smith LLP. Discloses 4 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Care Quality Commission; Ofsted (Office For Standards In Education). This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Volunteers: 2,230
  • Government income: £5,903,000 — contracts £5,481,000 (2), grants £422,000 (2); 18% of the £33,206,000 total gross income on the same return
  • Employees paid over £60,000: 18 (£60,001–£70,000: 3; £70,001–£80,000: 7; £80,001–£90,000: 4; £90,001–£100,000: 3; £100,001–£110,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/12/2024

  • Volunteers: 2,234
  • Government income: £6,471,000 — contracts £5,899,000 (2), grants £572,000 (2); 6% of the £105,826,000 total gross income on the same return
  • Employees paid over £60,000: 20 (£60,001–£70,000: 7; £70,001–£80,000: 5; £80,001–£90,000: 4; £90,001–£100,000: 2; £100,001–£110,000: 1; £150,001–£200,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/12/2023

  • Volunteers: 2,500
  • Government income: £6,767,000 — contracts £6,150,000 (2), grants £617,000 (2); 20% of the £34,120,000 total gross income on the same return
  • Employees paid over £60,000: 15 (£60,001–£70,000: 7; £70,001–£80,000: 2; £80,001–£90,000: 3; £90,001–£100,000: 2; £140,001–£150,000: 1)
  • Has a trading subsidiary

Source: this charity’s annual returns on the Charity Commission register.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

6 registered titles in England and Wales held by the charity’s company or corporate body (5 freehold); recorded price paid £850k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook (274,233 followers) · instagram (27K followers)

Structured financials (annual return, FY ending 31/12/2025)

Total income
£33.2m
Total spending
£33.6m
Cost of raising funds
£4.6m
Reserves (reported)
£127.6m
Employees
388

Reported reserves equal ~45.6 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 13.9% of total income — above the median for charities its size (3.7%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Brunei · Canada · Cyprus · Falkland Islands · France · Germany · Gibraltar · Ireland · Italy · Nepal · Northern Ireland · Portugal

Income and spending

Financial year endIncomeSpending
31/12/2025£33.2m£33.6m
31/12/2024£105.8m£34.0m
31/12/2023£34.1m£35.1m
31/12/2022£33.0m£34.4m
31/12/2021£40.2m£29.7m

Common questions

Is THE SOLDIERS, SAILORS, AIRMEN AND FAMILIES ASSOCIATION - FORCES HELP financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported an overall deficit of £0.4 million for the year, driven by a restricted fund deficit, although unrestricted funds showed a small surplus. Per the trustees' report, the charity holds substantial unrestricted reserves of £121.6 million, representing 5.6 years of running costs, which provides significant financial resilience. Its FY2025 accounts were audited by Moore Kingston Smith LLP.

What does the highest-paid employee of THE SOLDIERS, SAILORS, AIRMEN AND FAMILIES ASSOCIATION - FORCES HELP earn?

Per its FY2025 accounts, the highest-paid employee was in the £150,001 - £160,000 band.

Who funds THE SOLDIERS, SAILORS, AIRMEN AND FAMILIES ASSOCIATION - FORCES HELP?

Funders whose own accounts filings name THE SOLDIERS, SAILORS, AIRMEN AND FAMILIES ASSOCIATION - FORCES HELP as a grant recipient include PETER DIXON CHARITABLE TRUST, THE GOSLING FOUNDATION LIMITED, THE CORPORATION OF TRINITY HOUSE OF DEPTFORD STROND, THE JENOUR FOUNDATION, THE MICHAEL MARSH CHARITABLE TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
Community Foundation North East11/12/2025£1kGrant to SSAFA
Community Foundation North East27/11/2025£500Grant to SSAFA
The National Lottery Community Fund16/10/2025£20kMirrors: Social Connections for Glasgow Veterans
The National Lottery Community Fund17/07/2025£20kSupporting the Gurkha Community in Greenwich
UK government13/12/2024£99kArmed Forces Charities (Armed Forces Covenant Fund Trust) FY24/25
Community Foundation North East21/11/2024£2kGrant to SSAFA
UK government21/11/2024£15kArmed Forces Charities (Armed Forces Covenant Fund Trust) FY24/25
Community Foundation North East14/11/2024£500Grant to SSAFA
Somerset Community Foundation21/10/2024£11kSurviving Winter 24.25
UK government16/02/2024£300kCovenant Fund
Somerset Community Foundation25/10/2023£9kProviding direct financial support to help older people stay warm over the winter
UK government05/10/2023£14kCovenant Fund
UK government22/09/2023£96kCovenant Fund
UK government11/08/2023£5kArmed Forces Day 2023
UK government03/08/2023£2kArmed Forces Day 2023
UK government10/02/2023£33kCovenant Fund
Community Foundation North East26/01/2023£500Grant to SSAFA
Community Foundation North East19/01/2023£2kGrant to SSAFA
UK government01/12/2022£60kARMED FORCES FAMILY FUND (AF3)
Somerset Community Foundation27/10/2022£11kProviding direct financial support to help older people stay warm over the winter
UK government19/10/2022£10kCovenant Fund
UK government19/10/2022£3kCovenant Fund
Community Foundation North East03/02/2022£2kA grant to SSAFA
Community Foundation North East03/02/2022£2kA grant to SSAFA
The National Lottery Community Fund28/01/2022£150kConnecting Glasgow's Veterans

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with FORCES SUPPORT LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE SOLDIERS, SAILORS, AIRMEN AND FAMILIES ASSOCIATION - FORCES HELP£33.2m£150,001 - £160,000—above—no doubt
FORCES SUPPORT LIMITED FY2025£2.3m——unclear—no doubt
ARMY FAMILIES FEDERATION FY2025£1.4m£70,001 - £80,0001unclear—no doubt
VETERANS AID FY2025£2.2m£90,000 - £99,9994unclear—no doubt
ARMED FORCES WIDOWS AND BEREAVED FAMILIES ASSOCIATION (UK) FY2025£51k—0above—no doubt
FORCES EMPLOYMENT CHARITY FY2025£9.1m——below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.