ARMY FAMILIES FEDERATION

Registered charity 1176393 · accounts filings on the Charity Commission register · also known as AFF · also registered in Scotland as SC048282 (OSCR)

The objects of the Charity are:1. The promotion of social inclusion and military efficiency, for the public benefit, by assisting in the prevention of Army families being disadvantaged through military service.2. Such other charitable purposes for the general benefit of Army families as the trustees from time to time think fit.

Objects

THE OBJECTS OF THE CIO ARE:A) THE PROMOTION OF SOCIAL INCLUSION AND MILITARY EFFICIENCY, FOR THE PUBLIC BENEFIT, BY ASSISTING IN THE PREVENTION OF ARMY FAMILIES BEING DISADVANTAGED THROUGH MILITARY SERVICE; ANDB) SUCH OTHER CHARITABLE PURPOSES FOR THE GENERAL BENEFIT OF ARMY FAMILIES AS THE CHARITY TRUSTEES FROM TIME TO TIME THINK FIT.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Armed Forces/emergency Service Efficiency · website · Get email alerts

Latest income
£1.4m
Latest spending
£1.4m
Registered
2017
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted general reserves of £973,614 exceed the optimal target of £676,092, providing a buffer above the policy requirement of six months' running costs. The charity reported a net income of £21,553 for the year, with total funds carried forward reaching £1,146,482. The Trustees confirm there are no material uncertainties regarding the charity's ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £70,001 - £80,000 — above the median for charities its size (£70k)
“One employee received a salary between £70,000 and £80,000 in the year.” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Employees paid over £60,000: 1
“One employee received a salary between £70,000 and £80,000 in the year.” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Largest income source: Grant in Aid (41% of income)
“Grant in Aid (Public money funding) 575,000” — page 20
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: six months' basic running costs (reserves figure: £974k)
“A minimum of six months’ basic running costs in the eventuality of the CIO either losing its primary sources of income, or having to close down completely. A sum of around £675,000 would be optimal based on AFF budgets for the next three years.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Azets Audit Services. Discloses 6 of 6 completeness components.

Year-over-year changes

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2025

  • Employees paid over £60,000: 1 (£70,001–£80,000: 1)

Self-declared on the annual return for the financial year ending 31/03/2024

  • Government income: £575,000 — grants £575,000 (1); 41% of the £1,412,815 total gross income on the same return
  • Employees paid over £60,000: 1 (£80,001–£90,000: 1)

Self-declared on the annual return for the financial year ending 31/03/2023

  • Government income: £577,190 — grants £577,190 (1); 51% of the £1,126,652 total gross income on the same return
  • Employees paid over £60,000: 1 (£60,001–£70,000: 1)

Source: this charity’s annual returns on the Charity Commission register.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£1.1m
Total spending
£1.4m
Reserves (reported)
£974k
Employees
34

Reported reserves equal ~8.6 months of spending — above the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (98% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.3%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Belgium · Canada · Cyprus · Germany · Kenya · Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£1.4m£1.4m
31/03/2024£1.4m£1.4m
31/03/2023£1.1m£1.3m
31/03/2022£1.3m£1.1m
31/03/2021£1.3m£1.0m

Common questions

Is ARMY FAMILIES FEDERATION financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted general reserves of £973,614 exceed the optimal target of £676,092, providing a buffer above the policy requirement of six months' running costs. The charity reported a net income of £21,553 for the year, with total funds carried forward reaching £1,146,482. The Trustees confirm there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Azets Audit Services.

What does the highest-paid employee of ARMY FAMILIES FEDERATION earn?

Per its FY2025 accounts, the highest-paid employee was in the £70,001 - £80,000 band, and 1 employees earned over £60,000.

Who funds ARMY FAMILIES FEDERATION?

Funders whose own accounts filings name ARMY FAMILIES FEDERATION as a grant recipient include THE ROYAL BRITISH LEGION, THE ARMY CENTRAL FUND, ARMED FORCES COVENANT FUND, Army Benevolent Fund.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE ROYAL BRITISH LEGIONFY2025£2.6mGrants awarded by the Charity
THE ARMY CENTRAL FUNDFY2025£545kStaff and management costs
THE ARMY CENTRAL FUNDFY2024£513kStaff and management costs
THE ARMY CENTRAL FUNDFY2022Unverified read£503kstaff and management costs
ARMED FORCES COVENANT FUNDFY2025£500kServing Families Overseas programme research and employment hub
THE ROYAL BRITISH LEGIONFY2021£500kWelfare services/Grants to other organisations
THE ARMY CENTRAL FUNDFY2021£493kstaff and management costs
THE ARMY CENTRAL FUNDFY2026£447kStaff and management costs
Army Benevolent FundFY2023£281kFamily
Army Benevolent FundFY2025£56kFamily
Army Benevolent FundFY2024£45kFamily
Army Benevolent FundFY2022£40kSpecialist advice to Army families
Army Benevolent FundFY2026£15kFamily (Designated)
THE ARMY CENTRAL FUNDFY2021£11kreplacement database
Army Benevolent FundFY2026£9kFamily (Restricted)
THE ROYAL BRITISH LEGIONFY2022£8Grants for Welfare Services and Remembrance

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government13/08/2020£10kArmy Families Federation (AFF)

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with Army Benevolent Fund.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
ARMY FAMILIES FEDERATION£1.4m£70,001 - £80,0001unclear—no doubt
Army Benevolent Fund FY2026£13.7m——unclear—no doubt
ARMED FORCES WIDOWS AND BEREAVED FAMILIES ASSOCIATION (UK) FY2025£51k—0above—no doubt
CARE AFTER COMBAT FY2025£973k—0unclear—no doubt
THE ARMY DEPENDANTS' TRUST FY2025£2.1m£70,001 - £80,0001unclear—no doubt
ALLIANCE FAMILY FOUNDATION LIMITED FY2025£16k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.