ARMY FAMILIES FEDERATION
The objects of the Charity are:1. The promotion of social inclusion and military efficiency, for the public benefit, by assisting in the prevention of Army families being disadvantaged through military service.2. Such other charitable purposes for the general benefit of Army families as the trustees from time to time think fit.
Objects
THE OBJECTS OF THE CIO ARE:A) THE PROMOTION OF SOCIAL INCLUSION AND MILITARY EFFICIENCY, FOR THE PUBLIC BENEFIT, BY ASSISTING IN THE PREVENTION OF ARMY FAMILIES BEING DISADVANTAGED THROUGH MILITARY SERVICE; ANDB) SUCH OTHER CHARITABLE PURPOSES FOR THE GENERAL BENEFIT OF ARMY FAMILIES AS THE CHARITY TRUSTEES FROM TIME TO TIME THINK FIT.
Financial health, per its FY2025 accounts
The accounts state that unrestricted general reserves of £973,614 exceed the optimal target of £676,092, providing a buffer above the policy requirement of six months' running costs. The charity reported a net income of £21,553 for the year, with total funds carried forward reaching £1,146,482. The Trustees confirm there are no material uncertainties regarding the charity's ability to continue as a going concern.
What the accounts disclose
“One employee received a salary between £70,000 and £80,000 in the year.” — page 20
“One employee received a salary between £70,000 and £80,000 in the year.” — page 20
“Grant in Aid (Public money funding) 575,000” — page 20
“A minimum of six months’ basic running costs in the eventuality of the CIO either losing its primary sources of income, or having to close down completely. A sum of around £675,000 would be optimal based on AFF budgets for the next three years.” — page 9
Year-over-year changes
- Top pay band moved from £80,001 - £90,000 (FY2024) to £70,001 - £80,000 (FY2025).
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2025
- Employees paid over £60,000: 1 (£70,001–£80,000: 1)
Self-declared on the annual return for the financial year ending 31/03/2024
- Government income: £575,000 — grants £575,000 (1); 41% of the £1,412,815 total gross income on the same return
- Employees paid over £60,000: 1 (£80,001–£90,000: 1)
Self-declared on the annual return for the financial year ending 31/03/2023
- Government income: £577,190 — grants £577,190 (1); 51% of the £1,126,652 total gross income on the same return
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
Funders the charity credits
- NAAFI Fund
Structured financials (annual return, FY ending 31/03/2025)
Register events
- Received assets from another charity (01/10/2018)
Trustees
- Abigail Boylechair
- Dave Roberts
- James Banks
- Mark Watkins
- Nicola Scarr
- Paul Collard
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £1.4m | £1.4m |
| 31/03/2024 | £1.4m | £1.4m |
| 31/03/2023 | £1.1m | £1.3m |
| 31/03/2022 | £1.3m | £1.1m |
| 31/03/2021 | £1.3m | £1.0m |
Common questions
Is ARMY FAMILIES FEDERATION financially healthy?
Per its FY2025 accounts: The accounts state that unrestricted general reserves of £973,614 exceed the optimal target of £676,092, providing a buffer above the policy requirement of six months' running costs. The charity reported a net income of £21,553 for the year, with total funds carried forward reaching £1,146,482. The Trustees confirm there are no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Azets Audit Services.
What does the highest-paid employee of ARMY FAMILIES FEDERATION earn?
Per its FY2025 accounts, the highest-paid employee was in the £70,001 - £80,000 band, and 1 employees earned over £60,000.
Who funds ARMY FAMILIES FEDERATION?
Funders whose own accounts filings name ARMY FAMILIES FEDERATION as a grant recipient include THE ROYAL BRITISH LEGION, THE ARMY CENTRAL FUND, ARMED FORCES COVENANT FUND, Army Benevolent Fund.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE ROYAL BRITISH LEGION | FY2025 | £2.6m | Grants awarded by the Charity |
| THE ARMY CENTRAL FUND | FY2025 | £545k | Staff and management costs |
| THE ARMY CENTRAL FUND | FY2024 | £513k | Staff and management costs |
| THE ARMY CENTRAL FUND | FY2022 | Unverified read£503k | staff and management costs |
| ARMED FORCES COVENANT FUND | FY2025 | £500k | Serving Families Overseas programme research and employment hub |
| THE ROYAL BRITISH LEGION | FY2021 | £500k | Welfare services/Grants to other organisations |
| THE ARMY CENTRAL FUND | FY2021 | £493k | staff and management costs |
| THE ARMY CENTRAL FUND | FY2026 | £447k | Staff and management costs |
| Army Benevolent Fund | FY2023 | £281k | Family |
| Army Benevolent Fund | FY2025 | £56k | Family |
| Army Benevolent Fund | FY2024 | £45k | Family |
| Army Benevolent Fund | FY2022 | £40k | Specialist advice to Army families |
| Army Benevolent Fund | FY2026 | £15k | Family (Designated) |
| THE ARMY CENTRAL FUND | FY2021 | £11k | replacement database |
| Army Benevolent Fund | FY2026 | £9k | Family (Restricted) |
| THE ROYAL BRITISH LEGION | FY2022 | £8 | Grants for Welfare Services and Remembrance |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| UK government | 13/08/2020 | £10k | Army Families Federation (AFF) |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE JENOUR FOUNDATION | 2 | £26k |
| THE MICHAEL AND ANNA WIX CHARITABLE TRUST | 2 | £400 |
| THE ARMY DEPENDANTS' TRUST | 1 | £3.3m |
| ROYAL ARTILLERY CHARITABLE FUND | 1 | £407k |
| THE REME CHARITY | 1 | £348k |
| THE ADJUTANT GENERAL'S CORPS ASSOCIATION | 1 | £175k |
| P F CHARITABLE TRUST | 1 | £160k |
| MONDAY CHARITABLE TRUST | 1 | £130k |
Charities like this
- Army Benevolent Fund
- ARMED FORCES WIDOWS AND BEREAVED FAMILIES ASSOCIATION (UK)
- CARE AFTER COMBAT
- THE ARMY DEPENDANTS' TRUST
- ALLIANCE FAMILY FOUNDATION LIMITED
- FAMILIES RELIEF
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| ARMY FAMILIES FEDERATION | £1.4m | £70,001 - £80,000 | 1 | unclear | — | no doubt |
| Army Benevolent Fund | £13.7m | — | — | unclear | — | no doubt |
| ARMED FORCES WIDOWS AND BEREAVED FAMILIES ASSOCIATION (UK) | £51k | — | 0 | above | — | no doubt |
| CARE AFTER COMBAT | £973k | — | 0 | unclear | — | no doubt |
| THE ARMY DEPENDANTS' TRUST | £2.1m | £70,001 - £80,000 | 1 | unclear | — | no doubt |
| ALLIANCE FAMILY FOUNDATION LIMITED | £16k | — | 0 | unclear | — | no doubt |