Army Benevolent Fund
Registered charity 1146420 · accounts filings on the Charity Commission register · also known as ABF THE SOLDIERS' CHARITY · also registered in Scotland as SC039189 (OSCR)
The Charity's Objectives are to benefit persons who are serving or who have served in the British Army, or their dependants, in any charitable way by the provision of grants, loans, gifts, pensions or otherwise.
Causes: Armed Forces/emergency Service Efficiency · Grant history (this charity is a funder) · website · Get email alerts
Financial health, per its FY2026 accounts
The accounts state that total income decreased to £13.7m from £38.7m in the prior year, primarily due to a large legacy received previously. Despite a net expenditure of £463k, the charity holds free unrestricted reserves of £104.1m, which is above its stated policy target of £86.6m, indicating strong financial resilience.
Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Related-party transaction: Trustee business donation
“Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.”
“During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).”
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Subsidiary management fees
“Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.”
“During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).”
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Subsidiary gift aid
“Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.”
“During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).”
Per its FY2026 accounts as filed with the Charity Commission.
Trading subsidiary: Soldiers’ Trading Limited
“Soldiers’ Trading Limited is a wholly owned subsidiary of the Army Benevolent Fund. Its purpose is to raise money for the Charity through commercial partnerships.” — page 15
Per its FY2026 accounts as filed with the Charity Commission.
Accounts audited by UHY Hacker Young. Discloses 3 of 6 completeness components.
In the news
Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).
Public fundraising profile: JustGiving — Army Benevolent Fund (matched by registered charity number).
Funders the charity credits
Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).
Property (HM Land Registry)
1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/03/2026)
Cost of raising funds
£7.4m
Reserves (reported)
£104.1m
Reported reserves equal ~73.9 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).
Per its annual return, cost of raising funds: 53.7% of total income — above the 90th percentile for charities its size (median 3.8%) (benchmarks).
Register events
- Received assets from another charity (09/05/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Received assets from another charity (05/05/2023) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Received assets from another charity (23/08/2022) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Received assets from another charity (03/08/2018) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Received assets from another charity (15/04/2018) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Received assets from another charity (16/03/2015) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Trustee list from the Charity Commission register (current, not historical).
Operates in: Throughout England And Wales
Income and spending
Common questions
Is Army Benevolent Fund financially healthy?
Per its FY2026 accounts: The accounts state that total income decreased to £13.7m from £38.7m in the prior year, primarily due to a large legacy received previously. Despite a net expenditure of £463k, the charity holds free unrestricted reserves of £104.1m, which is above its stated policy target of £86.6m, indicating strong financial resilience. Its FY2026 accounts were audited by UHY Hacker Young.
Who funds Army Benevolent Fund?
Funders whose own accounts filings name Army Benevolent Fund as a grant recipient include WARRANT OFFICERS' & SERGEANTS' MESS SCHOOL OF ELECTRICAL & MECHANICAL ENGINEERS, THE ARMY DEPENDANTS' TRUST, MONDAY CHARITABLE TRUST, THE REME CHARITY, ROYAL ARTILLERY CHARITABLE FUND.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ARMY CENTRAL FUND.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.