Army Benevolent Fund

Registered charity 1146420 · accounts filings on the Charity Commission register · also known as ABF THE SOLDIERS' CHARITY · also registered in Scotland as SC039189 (OSCR)

The Charity's Objectives are to benefit persons who are serving or who have served in the British Army, or their dependants, in any charitable way by the provision of grants, loans, gifts, pensions or otherwise.

Causes: Armed Forces/emergency Service Efficiency · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£13.7m
Latest spending
£16.9m
Registered
2012
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that total income decreased to £13.7m from £38.7m in the prior year, primarily due to a large legacy received previously. Despite a net expenditure of £463k, the charity holds free unrestricted reserves of £104.1m, which is above its stated policy target of £86.6m, indicating strong financial resilience.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Related-party transaction: Trustee business donation
“Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.”
“During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).”
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Subsidiary management fees
“Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.”
“During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).”
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Subsidiary gift aid
“Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.”
“During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).”
Per its FY2026 accounts as filed with the Charity Commission.
Trading subsidiary: Soldiers’ Trading Limited
“Soldiers’ Trading Limited is a wholly owned subsidiary of the Army Benevolent Fund. Its purpose is to raise money for the Charity through commercial partnerships.” — page 15
Per its FY2026 accounts as filed with the Charity Commission.

Accounts audited by UHY Hacker Young. Discloses 3 of 6 completeness components.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Public fundraising profile: JustGiving — Army Benevolent Fund (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2026)

Total income
£13.7m
Total spending
£16.9m
Cost of raising funds
£7.4m
Reserves (reported)
£104.1m
Employees
90

Reported reserves equal ~73.9 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 53.7% of total income — above the 90th percentile for charities its size (median 3.8%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2026£13.7m£16.9m
31/03/2025£38.7m£16.0m
31/03/2024£15.3m£15.6m
31/03/2023£11.4m£14.7m
31/03/2022£11.2m£13.4m

Common questions

Is Army Benevolent Fund financially healthy?

Per its FY2026 accounts: The accounts state that total income decreased to £13.7m from £38.7m in the prior year, primarily due to a large legacy received previously. Despite a net expenditure of £463k, the charity holds free unrestricted reserves of £104.1m, which is above its stated policy target of £86.6m, indicating strong financial resilience. Its FY2026 accounts were audited by UHY Hacker Young.

Who funds Army Benevolent Fund?

Funders whose own accounts filings name Army Benevolent Fund as a grant recipient include WARRANT OFFICERS' & SERGEANTS' MESS SCHOOL OF ELECTRICAL & MECHANICAL ENGINEERS, THE ARMY DEPENDANTS' TRUST, MONDAY CHARITABLE TRUST, THE REME CHARITY, ROYAL ARTILLERY CHARITABLE FUND.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
WARRANT OFFICERS' & SERGEANTS' MESS SCHOOL OF ELECTRICAL & MECHANICAL ENGINEERSFY2023£1.1mCharitable donations
THE ARMY DEPENDANTS' TRUSTFY2024£917kGeneral purposes / to fulfill all other objects of the Charity on its behalf
THE ARMY DEPENDANTS' TRUSTFY2022£831kGeneral purposes / fulfillment of other objects of the Charity
THE ARMY DEPENDANTS' TRUSTFY2023£765kGeneral purposes / fulfillment of other objects of the Charity
MONDAY CHARITABLE TRUSTFY2022£100kDiscretionary Grants
THE REME CHARITYFY2023£93kBenevolence
ROYAL ARTILLERY CHARITABLE FUNDFY2022£89kGeneral
THE REME CHARITYFY2024£85kWelfare work support
THE REME CHARITYFY2022£85ksupport of their welfare work
P F CHARITABLE TRUSTFY2023£80k
ROYAL ARTILLERY CHARITABLE FUNDFY2021£80kAssist in making grants towards other smaller, specific purpose charities that support Gunners and their dependants
ROYAL ARTILLERY CHARITABLE FUNDFY2023£80kWelfare grants to institutions
ROYAL ARTILLERY CHARITABLE FUNDFY2024£80kWelfare grants to institutions
ROYAL ARTILLERY CHARITABLE FUNDFY2025£80kWelfare grants to institutions
ROYAL ENGINEERS ASSOCIATIONFY2025£70kGrants
THE ROYAL WELSH REGIMENTAL WELFARE AND BENEVOLENCE FOUNDATIONFY2023£69kBenevolence Grants
THE RIFLES BENEVOLENT TRUSTFY2022£60kRecognition of support to individual benevolent cases and other service charities
THE RIFLES BENEVOLENT TRUSTFY2021£60kRecognition of support to individual benevolent cases and other service charities
THE ADJUTANT GENERAL'S CORPS ASSOCIATIONFY2021£55k
THE ADJUTANT GENERAL'S CORPS ASSOCIATIONFY2023£50kGrant to Army Benevolent Fund
THE W A HANDLEY CHARITY TRUSTFY2023£48kOne-off grants - Social Care
THE IAN FLEMING CHARITABLE TRUSTFY2025£40k
THE ADJUTANT GENERAL'S CORPS ASSOCIATIONFY2024£40kGrant to Army Benevolent Fund
The Royal Signals CharityFY2023£35kWelfare grants
The Royal Signals CharityFY2024£35kWelfare grants to other charities
THE ADJUTANT GENERAL'S CORPS ASSOCIATIONFY2025£30kGrant to institution
THE EDWARD GOSTLING FOUNDATIONFY2022£25k
THE CADOGAN CHARITYFY2022£25k
THE EDWARD GOSTLING FOUNDATIONFY2024£25k
THE CADOGAN CHARITYFY2023£25kmilitary charities
WALKING WITH THE WOUNDEDFY2023£25kCare Coordination
THE SAMUEL STOREY FAMILY CHARITABLE TRUSTFY2023£24k
THE BILLMEIR CHARITABLE TRUSTFY2023£24kArts and Culture
THE DYERS' COMPANY CHARITABLE TRUSTFY2023£22kThe Armed Services (Charities)
THE DYERS' COMPANY CHARITABLE TRUSTFY2024£22kThe Armed Services (Charities)
ARMY AIR CORPS CHARITYFY2024£20kSupport cases not directly seen by the AAC Charity
THE BATCHWORTH TRUSTFY2024£20k
WALKING WITH THE WOUNDEDFY2023£20kMental Health
THE DYERS' COMPANY CHARITABLE TRUSTFY2022£20kThe Armed Services (Charities)
WALKING WITH THE WOUNDEDFY2022£20kMental Health
THE ADINT CHARITABLE TRUSTFY2022£20k
ARMY AIR CORPS CHARITYFY2023£20kSupport cases not directly seen by the AAC Charity
MONDAY CHARITABLE TRUSTFY2025£20kDiscretionary Grants
THE ERANDA ROTHSCHILD FOUNDATIONFY2023£20kEducation
THE ROYAL WELSH REGIMENTAL WELFARE AND BENEVOLENCE FOUNDATIONFY2026£17kBenevolence Grants
THE TOBACCO PIPE MAKERS AND TOBACCO TRADE BENEVOLENT FUNDFY2024£16k
DRAPERS CHARITABLE FUNDFY2023£15kSupporting veterans
THE ROYAL WELSH REGIMENTAL WELFARE AND BENEVOLENCE FOUNDATIONFY2025£11kBenevolence Grant
JOHN SWIRE 1989 CHARITABLE TRUSTFY2023£11k
THE TOBACCO PIPE MAKERS AND TOBACCO TRADE BENEVOLENT FUNDFY2023£10kVeterans/Disadvantage

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government12/08/2022£10kCovenant Fund

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ARMY CENTRAL FUND.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
Army Benevolent Fund£13.7m——unclear—no doubt
THE ARMY CENTRAL FUND FY2025£2.9m—0above0.0%no doubt
THE ARMY DEPENDANTS' TRUST FY2024£2.1m£60,001 - £70,0001unclear—no doubt
ROYAL ENGINEERS ASSOCIATION FY2025£1.7m£70,001 - £80,000—unclear—no doubt
ARMY FAMILIES FEDERATION FY2025£1.4m£70,001 - £80,0001unclear—no doubt
ARMY ADVENTUROUS ACTIVITIES FUND FY2025£188k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.