Army Benevolent Fund

Registered charity 1146420 · accounts filings on the Charity Commission register · also known as ABF THE SOLDIERS' CHARITY · also registered in Scotland as SC039189 (OSCR)

Latest income
£13.7m
Latest spending
£16.9m
Registered
2012
Accounts read
FY2026

Financial health, per its FY2026 accounts

The accounts state that total income decreased to £13.7m from £38.7m in the prior year, primarily due to a large legacy received previously. Despite a net expenditure of £463k, the charity holds free unrestricted reserves of £104.1m, which is above its stated policy target of £86.6m, indicating strong financial resilience.

What the accounts disclose

Related-party transaction: Trustee business donation
Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.
During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Subsidiary management fees
Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.
During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: Subsidiary gift aid
Business interests of one of the trustees donated £12k to the charity (2025: £10k). These donations were received without conditions.
During the year ending 31 March 2026, the Charity charged its subsidiary £5k for management fees relating to Soldiers’ Trading Limited’s activities (2025: £5k).
Per its FY2026 accounts as filed with the Charity Commission.
Trading subsidiary: Soldiers’ Trading Limited
Soldiers’ Trading Limited is a wholly owned subsidiary of the Army Benevolent Fund. Its purpose is to raise money for the Charity through commercial partnerships. — page 15
Per its FY2026 accounts as filed with the Charity Commission.

Accounts audited by UHY Hacker Young.

Public fundraising profile: JustGiving — Army Benevolent Fund (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Structured financials (annual return, FY ending 31/03/2026)

Total income
£13.7m
Total spending
£16.9m
Cost of raising funds
£7.4m
Reserves (reported)
£104.1m
Employees
90

Reported reserves equal ~73.9 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Register events

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2026£13.7m£16.9m
31/03/2025£38.7m£16.0m
31/03/2024£15.3m£15.6m
31/03/2023£11.4m£14.7m
31/03/2022£11.2m£13.4m

Common questions

Is Army Benevolent Fund financially healthy?

The accounts state that total income decreased to £13.7m from £38.7m in the prior year, primarily due to a large legacy received previously. Despite a net expenditure of £463k, the charity holds free unrestricted reserves of £104.1m, which is above its stated policy target of £86.6m, indicating strong financial resilience. Its FY2026 accounts were audited by UHY Hacker Young.

Who funds Army Benevolent Fund?

Funders whose own accounts filings name Army Benevolent Fund as a grant recipient include WARRANT OFFICERS' & SERGEANTS' MESS SCHOOL OF ELECTRICAL & MECHANICAL ENGINEERS, THE ARMY DEPENDANTS' TRUST, THE REME CHARITY, P F CHARITABLE TRUST, ROYAL ARTILLERY CHARITABLE FUND.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmount
WARRANT OFFICERS' & SERGEANTS' MESS SCHOOL OF ELECTRICAL & MECHANICAL ENGINEERSFY2023£1.1m
THE ARMY DEPENDANTS' TRUSTFY2024£917k
THE ARMY DEPENDANTS' TRUSTFY2022£831k
THE ARMY DEPENDANTS' TRUSTFY2023£765k
THE REME CHARITYFY2023£93k
THE REME CHARITYFY2024£85k
P F CHARITABLE TRUSTFY2023£80k
ROYAL ARTILLERY CHARITABLE FUNDFY2021£80k
ROYAL ARTILLERY CHARITABLE FUNDFY2024£80k
THE ROYAL WELSH REGIMENTAL WELFARE AND BENEVOLENCE FOUNDATIONFY2023£69k
THE RIFLES BENEVOLENT TRUSTFY2022£60k
THE RIFLES BENEVOLENT TRUSTFY2021£60k
THE W A HANDLEY CHARITY TRUSTFY2023£48k
THE IAN FLEMING CHARITABLE TRUSTFY2025£40k
THE ADJUTANT GENERAL'S CORPS ASSOCIATIONFY2024£40k
The Royal Signals CharityFY2023£35k
THE CADOGAN CHARITYFY2023£25k
WALKING WITH THE WOUNDEDFY2023£25k
THE EDWARD GOSTLING FOUNDATIONFY2024£25k
THE DYERS' COMPANY CHARITABLE TRUSTFY2024£22k
THE DYERS' COMPANY CHARITABLE TRUSTFY2023£22k
WALKING WITH THE WOUNDEDFY2023£20k
ARMY AIR CORPS CHARITYFY2023£20k
THE ERANDA ROTHSCHILD FOUNDATIONFY2023£20k
THE BATCHWORTH TRUSTFY2024£20k
ARMY AIR CORPS CHARITYFY2024£20k
THE TOBACCO PIPE MAKERS AND TOBACCO TRADE BENEVOLENT FUNDFY2024£16k
THE COLDSTREAM GUARDS CHARITYFY2025£10k
THE BILLMEIR CHARITABLE TRUSTFY2024£10k
THE COLDSTREAM GUARDS CHARITYFY2024£10k
Royal Warrant Holders' CharityFY2023£10k
PEACOCK CHARITABLE TRUSTFY2023£10k
THE JORON CHARITABLE TRUSTFY2023£10k
THE MERCIAN REGIMENT BENEVOLENT CHARITYFY2023£10k
THE TOBACCO PIPE MAKERS AND TOBACCO TRADE BENEVOLENT FUNDFY2023£10k
THE BILLMEIR CHARITABLE TRUSTFY2022£10k
THE ROYAL YORKSHIRE REGIMENT BENEVOLENT TRUSTFY2022£10k
THE ADINT CHARITABLE TRUSTFY2023£5k
ANSON CHARITABLE TRUSTFY2022£5k
JOHN JAMES BRISTOL FOUNDATIONFY2024£5k
PILKINGTON CHARITIES FUNDFY2024£5k
THE BILLMEIR CHARITABLE TRUSTFY2025£5k
THE GREEN HALL FOUNDATIONFY2023£4k
THE HULL AND EAST RIDING CHARITABLE TRUSTFY2023£3k
THE MILLICHOPE FOUNDATIONFY2023£3k
THE SALISBURY POOL CHARITY COMPRISING THE FIRST MOIETY ESTABLISHED BY CLAUSE 2 OF THE DEED OF DECLARATION DATED 23RD MARCH 1976FY2023£3k
THE FIFTY FUNDFY2021£3k
THE SALISBURY POOL CHARITY COMPRISING THE FIRST MOIETY ESTABLISHED BY CLAUSE 2 OF THE DEED OF DECLARATION DATED 23RD MARCH 1976FY2024£2k
THE ANNIE TRANMER CHARITABLE TRUSTFY2025£2k
THE ANNIE TRANMER CHARITABLE TRUSTFY2026£1k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
ROYAL ENGINEERS CENTRAL CHARITABLE TRUST1£860k
THE ARMED FORCES EQUINE CHARITY1£39k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ARMY CENTRAL FUND.