THE ARMY DEPENDANTS' TRUST
1. To promote the efficiency of the Army by providing immediate financial relief of persons who are in a condition of need, hardship or distress and are the dependants or next of kin of a deceased soldier or officer.2. If and insofar as trustees cannot apply the income for the object above, they will apply it in making grants to the ABF The Soldiers' Charity for their general purposes.
Objects
THE OBJECT OF THE CHARITY IS THE PROMOTION OF THE EFFICIENCY OF THE ARMY THROUGH THE RELIEF OF DEPENDANTS OF DECEASED SOLDIERS OR OFFICERS IN THE FOLLOWING ORDER OF PRIORITY:(A) THE DEPENDANTS OF DECEASED MEMBERS OF THE CHARITY;(B) THE DEPENDANTS OF DECEASED SOLDIERS OR OFFICERS.(2) THE TRUSTEES MAY ASSIST DEPENDANTS BY:(A) THE PROVISION OF IMMEDIATE GRANTS; AND(B) THE RELIEF OF DEPENDANTS WHO ARE IN NEED BY VIRTUE OF FINANCIAL HARDSHIP, SICKNESS, DISABILITY OR THE EFFECTS OF OLD AGE THROUGH THE PROVISION OF GRANTS, LOANS, GIFTS, PENSIONS OR OTHERWISE.(3) IF AND IN SO FAR AS THE INCOME IS NOT REQUIRED FOR THE OBJECT IN SUB CLAUSE (1) ABOVE, THE TRUSTEES MAY APPLY IT:(A) IN MAKING GRANTS TO THE ARMY BENEVOLENT FUND (211645) FOR ITS GENERAL PURPOSES; OR(B) FOR THE BENEFIT OF PERSONS WHO ARE SERVING OR WHO HAVE SERVED IN THE BRITISH ARMY, OR THEIR DEPENDANTS, IN ANY CHARITABLE WAYS.
Financial health, per its FY2025 accounts
The charity holds unrestricted funds of £31.7 million, which exceeds its stated reserves policy target of £28.2 million. The organization generated a net income of £2.8 million for the year, driven significantly by investment gains, while total resources expended on charitable activities and governance amounted to £1.9 million. The accounts indicate no material uncertainties regarding the charity's ability to continue as a going concern.
What the accounts disclose
“The number of employees whose total employee benefits (excluding employer pension costs) for the year fell between £70,000 and £80,000 was 1 (2024: 1 between £60,000 and £70,000).” — page 25
“The number of employees whose total employee benefits (excluding employer pension costs) for the year fell between £70,000 and £80,000 was 1 (2024: 1 between £60,000 and £70,000).” — page 25
“investment income was £1,298,232 (2024: £1,249,958)”
“To meet its normal operational need and have cover for the unexpected events above, the trustees deem that an appropriate level of reserves to cover all requirements is £28.2m.” — page 8
“Major General J Chestnutt CBE and Major General S Humphris MBE were a trustees of ABF The Soldiers' Charity at some point during the year. The Charity has power, in its Scheme, to make grants to ABF The Soldiers' Charity. A grant of £800,000 (2024: £916,968) was made to ABF The Soldiers' Charity during the year.” — page 29
Year-over-year changes
- Top pay band moved from £60,001 - £70,000 (FY2024) to £70,001 - £80,000 (FY2025).
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Serious incident reporting policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/12/2025
- Employees paid over £60,000: 1 (£70,001–£80,000: 1)
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/12/2024
- Employees paid over £60,000: 1 (£60,001–£70,000: 1)
- Grant-making is its main activity
Self-declared on the annual return for the financial year ending 31/12/2023
- Grant-making is its main activity
Structured financials (annual return, FY ending 31/12/2025)
Trustees
- Maj Gen Jonathan Chestnutt CBEchair
- BRIGADIER CHRISTOPHER COLES CBE
- Brian Alvin
- Brigadier Melissa Emmett MBE
- Christopher Palmer OBE
- Colonel Michael SYKES OBE
- Colonel Newton Astbury
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £2.1m | £1.9m |
| 31/12/2024 | £2.1m | £2.0m |
| 31/12/2023 | £2.1m | £1.8m |
| 31/12/2022 | £2.0m | £2.0m |
| 31/12/2021 | £1.9m | £1.1m |
Common questions
Is THE ARMY DEPENDANTS' TRUST financially healthy?
Per its FY2025 accounts: The charity holds unrestricted funds of £31.7 million, which exceeds its stated reserves policy target of £28.2 million. The organization generated a net income of £2.8 million for the year, driven significantly by investment gains, while total resources expended on charitable activities and governance amounted to £1.9 million. The accounts indicate no material uncertainties regarding the charity's ability to continue as a going concern. Its FY2025 accounts were audited by Hysons Audit Services Ltd.
What does the highest-paid employee of THE ARMY DEPENDANTS' TRUST earn?
Per its FY2025 accounts, the highest-paid employee was in the £70,001 - £80,000 band, and 1 employees earned over £60,000.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| WALKING WITH THE WOUNDED | 2 | £436k |
| THE GODINTON CHARITABLE TRUST | 2 | £6k |
| THE ROYAL BRITISH LEGION | 1 | £3.1m |
| THE ARMY CENTRAL FUND | 1 | £2.0m |
| ARMED FORCES COVENANT FUND | 1 | £500k |
| Army Benevolent Fund | 1 | £446k |
| ROYAL ARTILLERY CHARITABLE FUND | 1 | £407k |
| THE REME CHARITY | 1 | £348k |
Charities like this
- Army Benevolent Fund
- ARMY FAMILIES FEDERATION
- ARMED FORCES WIDOWS AND BEREAVED FAMILIES ASSOCIATION (UK)
- THE ROYAL AIR FORCE DEPENDANTS FUND
- FORCES CHILDREN'S TRUST
- THE RIFLES OFFICERS' FUND
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE ARMY DEPENDANTS' TRUST | £2.1m | £70,001 - £80,000 | 1 | unclear | — | no doubt |
| Army Benevolent Fund | £13.7m | — | — | unclear | — | no doubt |
| ARMY FAMILIES FEDERATION | £1.4m | £70,001 - £80,000 | 1 | unclear | — | no doubt |
| ARMED FORCES WIDOWS AND BEREAVED FAMILIES ASSOCIATION (UK) | £51k | — | 0 | above | — | no doubt |
| THE ROYAL AIR FORCE DEPENDANTS FUND | £409k | — | 0 | unclear | — | no doubt |
| FORCES CHILDREN'S TRUST | £83k | — | 0 | unclear | — | no doubt |