ST MUNGO COMMUNITY HOUSING ASSOCIATION

Registered charity 1149085 · accounts filings on the Charity Commission register · also known as ST MUNGOS

St Mungo's began helping people sleeping rough off the streets of London in 1969. Over the years we have extended our work beyond emergency help, to prevention of homelessness and promotion of recovery. We now help thousands of people across the South of England rebuild their lives day by day through housing, health and skills initiatives.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Latest income
£124.0m
Latest spending
£124.5m
Registered
2012
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £9.2m for the year ended 31 March 2025, driven by property disposals and a favorable pension actuarial movement, despite an operating deficit of £0.6m. Unrestricted reserves increased to £14.3m, placing them above the trustees' stated target range of £10m to £13m, while cash holdings exceeded the upper threshold of the £14m-£18m target range due to timing of payments.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Highest-paid employee band: £194,287 — above the median for charities its size (£180k)
“The amount paid to the highest paid director (the Chief Executive), including pension contributions, was £194,287 (2024: £192,010).”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: £10m - £13m (held: £14.3m)
“the Board reaffirmed its ‘Golden Rules’ to manage to cash balances of £14m - £18m and unrestricted reserves of £10m - £13m” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Broadway Homelessness and Support
“£99,000 was owed by the Association to Broadway Homelessness and Support (2024: £99,000).” — page 66
Per its FY2025 accounts as filed with the Charity Commission.
Governance: Regulator of Social Housing inspection resulted in governance rating G2, meaning the charity 'needs to improve some aspects of its governance arrangements' and an improvement strategy was put in place.
“In April 2025 the Regulator confirmed St Mungo’s governance rating as G2, meaning that St Mungo’s meets its governance requirements but needs to improve some aspects of its governance arrangements to support continued compliance. An improvement strategy has been put in place to address the issues identified by the Regulator.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Crowe U.K. LLP. Discloses 5 of 6 completeness components.

Inspection and regulatory ratings

Matched to this charity by name; verify provider identity on the regulator’s site.

Corporate structure

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

BuyerContractAwardedValue
London Borough of LewishamLewisham Assessment and Recovery Centre——

Property (HM Land Registry)

95 registered titles in England and Wales held by the charity’s company or corporate body (56 freehold); recorded price paid £8.2m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: St Mungo Community Housing Association — Registered, 8 registered locations, 1 regulated activity, last inspected 28/01/2021.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): facebook (33,423 likes) · instagram (25K followers)

Structured financials (annual return, FY ending 31/03/2025)

Total income
£124.0m
Total spending
£124.5m
Cost of raising funds
£5.2m
Reserves (reported)
£16.4m
Employees
1,682

Reported reserves equal ~1.6 months of spending — below the median for charities its size (median 2.7 months; benchmarks).

Per its annual return, largest income source: Charitable activities (88% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 4.2% of total income — above the median for charities its size (2.9%) (benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/03/2025£124.0m£124.5m
31/03/2024£123.7m£126.7m
31/03/2023£123.0m£126.2m
31/03/2022£118.7m£118.8m
31/03/2021£122.0m£123.2m

Common questions

Is ST MUNGO COMMUNITY HOUSING ASSOCIATION financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £9.2m for the year ended 31 March 2025, driven by property disposals and a favorable pension actuarial movement, despite an operating deficit of £0.6m. Unrestricted reserves increased to £14.3m, placing them above the trustees' stated target range of £10m to £13m, while cash holdings exceeded the upper threshold of the £14m-£18m target range due to timing of payments. Its FY2025 accounts were audited by Crowe U.K. LLP.

What does the highest-paid employee of ST MUNGO COMMUNITY HOUSING ASSOCIATION earn?

Per its FY2025 accounts, the highest-paid employee was in the £194,287 band.

Who funds ST MUNGO COMMUNITY HOUSING ASSOCIATION?

Funders whose own accounts filings name ST MUNGO COMMUNITY HOUSING ASSOCIATION as a grant recipient include PEGASUS, CHESTERTONS INTERNATIONAL FOUNDATION, THE MACKIE FOUNDATION, THE PENNIES FOUNDATION, THE BATCHWORTH TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
PEGASUSFY2024£150k
CHESTERTONS INTERNATIONAL FOUNDATIONFY2022£70kSupport a St Mungo's Digital Recovery College
THE MACKIE FOUNDATIONFY2024£35k
THE MACKIE FOUNDATIONFY2023£35k
THE MACKIE FOUNDATIONFY2022£30k
THE PENNIES FOUNDATIONFY2024£28k
THE BATCHWORTH TRUSTFY2024£25k
THE MACKIE FOUNDATIONFY2025£25k
PEGASUSFY2022£20k
THE NISBET TRUSTFY2024£17k
THE NISBET TRUSTFY2023£17k
THE NISBET TRUSTFY2022£15k
THE HAMPSTEAD WELLS AND CAMPDEN TRUSTFY2023£15kto support clients living in six local projects to offer tailored activities
THE CYRIL AND EVE JUMBO CHARITABLE TRUSTFY2025£15k
THE BAY TREE CHARITABLE TRUSTFY2024£10k
THE ROAN CHARITABLE TRUSTFY2026£5k
KESWICK ENTERPRISES HOLDINGS CHARITABLE TRUSTFY2023£5k
THE ROAN CHARITABLE TRUSTFY2022£5kHelping people sleeping rough off the street of London, preventing homelessness and promoting recovery through the UK and worldwide
KESWICK ENTERPRISES HOLDINGS CHARITABLE TRUSTFY2022£5k
THE ROAN CHARITABLE TRUSTFY2024£5kHelping people sleeping rough off the street of London, preventing of homelessness and promoting recovery
THE ROAN CHARITABLE TRUSTFY2025£5k
THE LEWIS AND TERUKO SHAW FOUNDATIONFY2025£5k
THE AUSTIN AND HOPE PILKINGTON TRUSTFY2021£5k
THE ROAN CHARITABLE TRUSTFY2023£5kHelping people sleeping rough off the street of London, preventing homelessness and promoting recovery
CHESTERTONS INTERNATIONAL FOUNDATIONFY2023£3kSupport for St Mungo's Digital Recovery College
PEGASUSFY2023£2k
THE CYRIL AND EVE JUMBO CHARITABLE TRUSTFY2022£2k
THE COSTA FAMILY CHARITABLE TRUSTFY2023£2k
COLEFAX CHARITABLE TRUSTFY2023£2k
ETHEL AND GWYNNE MORGAN TRUSTFY2025£2kRelief -need/disability
ETHEL AND GWYNNE MORGAN TRUSTFY2022£1kRelief of disadvantaged
BOURNE FREEFY2023£1kCommunity Fund
JOHN SWIRE 1989 CHARITABLE TRUSTFY2023£1k
THE SIMON GIBSON CHARITABLE TRUSTFY2023£1k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ALL SAINTS WITH ST JOHN CLIFTONFY2022£694Home missions and other
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JOHN'S BOXMOORFY2022£686Donation Collection from PCC
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST JOHN'S BOXMOORFY2021£521Missions and Charitable Giving
ST. PAUL'S, FURZEDOWNFY2022£160Mission giving and donations
THE WILLIE AND MABEL MORRIS CHARITABLE TRUSTFY2025£50
Evelyn Partners Charitable TrustFY2024£0Employee grant support programme
PEGASUSFY2025£0

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
City Bridge Foundation13/05/2024£370kGrant to St Mungo Community Housing Association
Greater London Authority22/03/2023£149kVariation - Provision of support for residents of homes delivered through the Mayor's Move-on Programme
Greater London Authority16/03/2023£200kStreetLink London
Greater London Authority02/02/2023£142kCrisis at Christmas
Greater London Authority03/01/2023£1.2mLondon Navigator Team
London Councils24/11/2021£413kStreetLink London Advice Line
London Councils24/11/2021£1.3mHARP Connect (Housing Advice, Resettlement and Prevention)
Greater London Authority31/03/2021£100kGrant to St Mungo's
UK government23/10/2020£210kCoronavirus Community Support Fund
London Borough of Southwark01/04/2019£103kGrant to St Mungos
UK government01/02/2019£9kWomen Side by Side
London Borough of Southwark01/04/2018£100kGrant to St Mungos
Greater London Authority03/04/2017£9kGrant to St Mungo's
London Borough of Southwark01/04/2017£102kGrant to St Mungos
London Councils15/02/2017£1.0mHousing Advice, Resettlement and Prevention Connect
The National Lottery Community Fund12/08/2016£450kClapham Recovery College
City Bridge Foundation14/07/2016£135kGrant to St Mungo Community Housing Association
The National Lottery Community Fund01/07/2016£346kHorn of Africa Health and Wellbeing Project
Greater London Authority07/06/2016£800kGrant to St Mungo's
London Borough of Southwark01/04/2016£102kGrant to St Mungos
Sport England29/03/2016£8kGet Fit, Get Active
The National Lottery Community Fund05/06/2015£123kHorn of Africa Health and Wellbeing Project.
The National Lottery Community Fund21/10/2014£246kReal Confidence
City Bridge Foundation28/11/2013£80kGrant to St Mungo Community Housing Association
The National Lottery Heritage Fund25/10/2012£10k"My Museum"

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with STREETS OF LONDON.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
ST MUNGO COMMUNITY HOUSING ASSOCIATION£124.0m£194,287—unclear—no doubt
STREETS OF LONDON FY2025£482k—0unclear—no doubt
Your Place (London) Limited FY2025£7.1m——unclear—no doubt
FAITH IN ACTION MERTON HOMELESSNESS PROJECT FY2025£304k—0above—no doubt
BOSCO SOCIETY LTD FY2025£1.1m—0above—no doubt
HOUSING JUSTICE FY2025£3.0m£90,001 - £100,0002above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.