ST MUNGO COMMUNITY HOUSING ASSOCIATION
St Mungo's began helping people sleeping rough off the streets of London in 1969. Over the years we have extended our work beyond emergency help, to prevention of homelessness and promotion of recovery. We now help thousands of people across the South of England rebuild their lives day by day through housing, health and skills initiatives.
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net surplus of £9.2m for the year ended 31 March 2025, driven by property disposals and a favorable pension actuarial movement, despite an operating deficit of £0.6m. Unrestricted reserves increased to £14.3m, placing them above the trustees' stated target range of £10m to £13m, while cash holdings exceeded the upper threshold of the £14m-£18m target range due to timing of payments.
What the accounts disclose
“The amount paid to the highest paid director (the Chief Executive), including pension contributions, was £194,287 (2024: £192,010).”
“the Board reaffirmed its ‘Golden Rules’ to manage to cash balances of £14m - £18m and unrestricted reserves of £10m - £13m” — page 31
“£99,000 was owed by the Association to Broadway Homelessness and Support (2024: £99,000).” — page 66
“In April 2025 the Regulator confirmed St Mungo’s governance rating as G2, meaning that St Mungo’s meets its governance requirements but needs to improve some aspects of its governance arrangements to support continued compliance. An improvement strategy has been put in place to address the issues identified by the Regulator.”
Inspection and regulatory ratings
- Regulator of Social Housing — St Mungo Community Housing Association: governance G2 viability V2 consumer C2
Corporate structure
- Registered company of the charity Companies House 08225808
Leadership, per the charity’s website
- Emma Haddad — Chief Executive
- Mike Adamson — Chair
- David Fisher — Executive Director
- Helen Rourke — Chief Finance Officer
- Sean Palmer — Executive Director
- Kerry McCafferty — Chief People Officer
Funders the charity credits
- Bloomberg
- DPS
- Taylor Wimpey
- The Stanhope Foundation
Company officers (Companies House)
- DARRAN, Elizabeth on trustee list
- DALY, Sean Patrick on trustee list
- REED, Michael Gregory on trustee list
- NDLOVU, Edwin on trustee list
- CUNLIFFE, Jane Heather on trustee list
- ADAMSON, Michael John on trustee list
- MEALINGS, Lorraine Ann Rose on trustee list
- MOORE, Philip Wynford on trustee list
- BRADSHAW, Robert James on trustee list
- JOHNSON, Darren Michael on trustee list
- NYAHASHA, Shingirai Thaddeus on trustee list
- HOWORTH, Mark
Public-sector contracts awarded
| Buyer | Contract | Awarded | Value |
|---|---|---|---|
| London Borough of Lewisham | Lewisham Assessment and Recovery Centre | — | — |
Property (HM Land Registry)
Structured financials (annual return, FY ending 31/03/2025)
Care Quality Commission ratings
- St Mungo's Broadway - 2 Hilldrop Road: Good
- St Mungo's Broadway - 53 Chichester Road: Good
Register events
- Received assets from another charity (22/09/2026)
- Received assets from another charity (05/06/2026)
- Received assets from another charity (19/03/2026)
- Received assets from another charity (11/03/2024)
- Received assets from another charity (14/05/2021)
Trustees
- Michael John Adamsonchair
- Darren Michael Johnson
- Edwin Charinge Ndlovu
- Elizabeth Darran
- Jane Heather Cunliffe
- Lorraine Ann Rose Mealings
- Michael Gregory Reed
- Philip Wynford Moore
- Robert James Bradshaw
- Sean Daly
- Shingirai Thaddeus Nyahasha
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2025 | £124.0m | £124.5m |
| 31/03/2024 | £123.7m | £126.7m |
| 31/03/2023 | £123.0m | £126.2m |
| 31/03/2022 | £118.7m | £118.8m |
| 31/03/2021 | £122.0m | £123.2m |
Common questions
Is ST MUNGO COMMUNITY HOUSING ASSOCIATION financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £9.2m for the year ended 31 March 2025, driven by property disposals and a favorable pension actuarial movement, despite an operating deficit of £0.6m. Unrestricted reserves increased to £14.3m, placing them above the trustees' stated target range of £10m to £13m, while cash holdings exceeded the upper threshold of the £14m-£18m target range due to timing of payments. Its FY2025 accounts were audited by Crowe U.K. LLP.
What does the highest-paid employee of ST MUNGO COMMUNITY HOUSING ASSOCIATION earn?
Per its FY2025 accounts, the highest-paid employee was in the £194,287 band.
Who funds ST MUNGO COMMUNITY HOUSING ASSOCIATION?
Funders whose own accounts filings name ST MUNGO COMMUNITY HOUSING ASSOCIATION as a grant recipient include PEGASUS, CHESTERTONS INTERNATIONAL FOUNDATION, THE MACKIE FOUNDATION, THE PENNIES FOUNDATION, THE BATCHWORTH TRUST.
Known funders
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| City Bridge Foundation | 13/05/2024 | £370k | Grant to St Mungo Community Housing Association |
| Greater London Authority | 22/03/2023 | £149k | Variation - Provision of support for residents of homes delivered through the Mayor's Move-on Programme |
| Greater London Authority | 16/03/2023 | £200k | StreetLink London |
| Greater London Authority | 02/02/2023 | £142k | Crisis at Christmas |
| Greater London Authority | 03/01/2023 | £1.2m | London Navigator Team |
| London Councils | 24/11/2021 | £413k | StreetLink London Advice Line |
| London Councils | 24/11/2021 | £1.3m | HARP Connect (Housing Advice, Resettlement and Prevention) |
| Greater London Authority | 31/03/2021 | £100k | Grant to St Mungo's |
| UK government | 23/10/2020 | £210k | Coronavirus Community Support Fund |
| London Borough of Southwark | 01/04/2019 | £103k | Grant to St Mungos |
| UK government | 01/02/2019 | £9k | Women Side by Side |
| London Borough of Southwark | 01/04/2018 | £100k | Grant to St Mungos |
| Greater London Authority | 03/04/2017 | £9k | Grant to St Mungo's |
| London Borough of Southwark | 01/04/2017 | £102k | Grant to St Mungos |
| London Councils | 15/02/2017 | £1.0m | Housing Advice, Resettlement and Prevention Connect |
| The National Lottery Community Fund | 12/08/2016 | £450k | Clapham Recovery College |
| City Bridge Foundation | 14/07/2016 | £135k | Grant to St Mungo Community Housing Association |
| The National Lottery Community Fund | 01/07/2016 | £346k | Horn of Africa Health and Wellbeing Project |
| Greater London Authority | 07/06/2016 | £800k | Grant to St Mungo's |
| London Borough of Southwark | 01/04/2016 | £102k | Grant to St Mungos |
| Sport England | 29/03/2016 | £8k | Get Fit, Get Active |
| The National Lottery Community Fund | 05/06/2015 | £123k | Horn of Africa Health and Wellbeing Project. |
| The National Lottery Community Fund | 21/10/2014 | £246k | Real Confidence |
| City Bridge Foundation | 28/11/2013 | £80k | Grant to St Mungo Community Housing Association |
| The National Lottery Heritage Fund | 25/10/2012 | £10k | "My Museum" |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| TRUST FOR LONDON | 2 | £167k |
| THE BEATRICE LAING TRUST | 2 | £35k |
| THE BLYTH WATSON CHARITABLE TRUST | 2 | £13k |
| THE MAURICE AND HILDA LAING CHARITABLE TRUST | 2 | £10k |
| SCHRODER CHARITY TRUST | 2 | £8k |
| THE ORDER OF FRIARS MINOR | 1 | £1.0m |
| THE NATIONWIDE FOUNDATION | 1 | £238k |
| ROYAL DOCKS TRUST (LONDON) | 1 | £120k |
Charities like this
- STREETS OF LONDON
- Your Place (London) Limited
- FAITH IN ACTION MERTON HOMELESSNESS PROJECT
- BOSCO SOCIETY LTD
- HOUSING JUSTICE
- ST PETROCK'S (EXETER) LIMITED
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| ST MUNGO COMMUNITY HOUSING ASSOCIATION | £124.0m | £194,287 | — | unclear | — | no doubt |
| STREETS OF LONDON | £482k | — | 0 | unclear | — | no doubt |
| Your Place (London) Limited | £7.1m | — | — | unclear | — | no doubt |
| FAITH IN ACTION MERTON HOMELESSNESS PROJECT | £304k | — | 0 | above | — | no doubt |
| BOSCO SOCIETY LTD | £1.1m | — | 0 | above | — | no doubt |
| HOUSING JUSTICE | £3.0m | £90,001 - £100,000 | 2 | above | — | no doubt |