ST MUNGO COMMUNITY HOUSING ASSOCIATION

Registered charity 1149085 · accounts filings on the Charity Commission register · Wikidata: Q17062727 · Wikipedia · also known as ST MUNGOS

St Mungo's began helping people sleeping rough off the streets of London in 1969. Over the years we have extended our work beyond emergency help, to prevention of homelessness and promotion of recovery. We now help thousands of people across the South of England rebuild their lives day by day through housing, health and skills initiatives.

Objects

THE OBJECTS OF THE ASSOCIATION (THE “OBJECTS”) ARE FOR THE PUBLIC BENEFIT:-THE PROVISION OF TEMPORARY AND PERMANENT HOUSING, AND OF SUPPORT AND CARE, FOR THE RELIEF OF POOR, AGED, DISABLED, HANDICAPPED OR CHRONICALLY SICK PEOPLE; AND OF SERVICES WHICH PREVENT PEOPLE FROM BECOMING HOMELESS, WHICH ALLEVIATE HOMELESSNESS AND WHICH ASSIST PEOPLE TO RECOVER FROM HOMELESSNESS.ANY OTHER EXCLUSIVELY CHARITABLE PURPOSE ACCORDING TO THE LAW OF ENGLAND & WALES AS THE TRUSTEES IN THEIR ABSOLUTE DISCRETION FROM TIME TO TIME DETERMINE PROVIDED SUCH PURPOSE CAN BE CARRIED OUT BY A CHARITY REGISTERED AS A PROVIDER OF SOCIAL HOUSING WITH THE REGULATOR.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Registered contact address: Camden, London, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £9.2m for the year ended 31 March 2025, driven by property disposals and a favorable pension actuarial movement, despite an operating deficit of £0.6m. Unrestricted reserves increased to £14.3m, placing them above the trustees' stated target range of £10m to £13m, while cash holdings exceeded the upper threshold of the £14m-£18m target range due to timing of payments.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Crowe U.K. LLP. Discloses 5 of 6 completeness components.

Inspection and regulatory ratings

Matched to this charity by name; verify provider identity on the regulator’s site.

• Regulator of Social Housing — St Mungo Community Housing Association: governance G2 viability V2 consumer C2 (2025-04-30 00:00:00)

In its annual return the charity told the Commission it is also regulated by: Care Quality Commission; Homes England. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Campaigns and political activity policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

• Registered company of the charity Companies House 08225808

Leadership, per the charity’s website

• Emma Haddad — Chief Executive (source)
• Mike Adamson — Chair (source)
• David Fisher — Executive Director (source)
• Helen Rourke — Chief Finance Officer (source)
• Sean Palmer — Executive Director (source)
• Kerry McCafferty — Chief People Officer (source)

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

• Bloomberg — “Bloomberg funds StreetLink London , the service that connects members of the public with people sleeping rough in the capital. Their ongoing…” (source page)
• DPS — “Since 2024, DPS has channelled donations from renters directly to St Mungo’s, raising over £1.4m. Support has included funding for Putting D…” (source page)
• Taylor Wimpey — “Taylor Wimpey has supported St Mungo’s since 2017, raising over £1 million to fund accredited Construction Skills training in painting, wall…” (source page)
• The Stanhope Foundation — “"Our partnership with St Mungo’s highlights what can be achieved when organisations work together with a shared purpose. By supporting speci…” (source page)

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• DARRAN, Elizabeth — director, appointed 28/05/2026on trustee list
• DALY, Sean Patrick — director, appointed 11/03/2026on trustee list
• REED, Michael Gregory — director, appointed 07/01/2026on trustee list
• NDLOVU, Edwin — director, appointed 22/01/2025on trustee list
• CUNLIFFE, Jane Heather — director, appointed 22/01/2025on trustee list
• ADAMSON, Michael John — director, appointed 02/09/2024on trustee list
• MEALINGS, Lorraine Ann Rose — director, appointed 26/07/2023on trustee list
• MOORE, Philip Wynford — director, appointed 26/07/2023on trustee list
• BRADSHAW, Robert James — director, appointed 08/02/2023on trustee list
• JOHNSON, Darren Michael — director, appointed 25/05/2021on trustee list
• NYAHASHA, Shingirai Thaddeus — director, appointed 25/05/2021on trustee list
• HOWORTH, Mark — secretary, appointed 25/09/2025

Official officers record.

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

Property (HM Land Registry)

95 registered titles in England and Wales held by the charity’s company or corporate body (56 freehold); recorded price paid £8.2m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: St Mungo Community Housing Association — Registered, 8 registered locations, 1 regulated activity, last inspected 28/01/2021.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): facebook (33,423 likes) · instagram (25K followers)

Structured financials (annual return, FY ending 31/03/2025)

Reported reserves equal ~1.6 months of spending — below the median for charities its size (median 2.6 months; benchmarks).

Per its annual return, largest income source: Charitable activities (88% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 4.2% of total income — above the median for charities its size (3.2%) (benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

• St Mungo's Broadway - 2 Hilldrop Road: Good (20/01/2026) · CQC record
• St Mungo's Broadway - 53 Chichester Road: Good (29/03/2018) · CQC record

Register events

• Received assets from another charity (22/09/2026) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (05/06/2026) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (19/03/2026) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (11/03/2024) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (14/05/2021) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

• Michael John Adamsonchair
• Darren Michael Johnson
• Edwin Charinge Ndlovu
• Elizabeth Darran
• Jane Heather Cunliffe
• Lorraine Ann Rose Mealings
• Michael Gregory Reed
• Philip Wynford Moore
• Robert James Bradshaw
• Sean Daly
• Shingirai Thaddeus Nyahasha

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).