THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED
Provision of housing for RAF personnel who face medical retirement from the RAF following a serious disabling accident or illness, and for the families of those who die whilst serving
Objects
TO SUPPORT AND ASSIST, THE ROYAL AIR FORCE BENEVOLENT FUND IN ITS CHARITABLE WORK AND IN PARTICULAR TO CARRY INTO EFFECT THE CHARITABLE OBJECTS OF THE FUND BY PURCHASING OWNING TAKING ON LEASE AND OTHERWISE PROVIDING HOUSING ACCOMMODATION FOR MEMBERS OR FORMER MEMBERS OF THE ROYAL AIR FORCE OR THE WIDOWS OR THE WIDOWS OR OTHER DEPENDANTS OF SUCH MEMBERS OR FORMER MEMBERS WHO ARE IN NEED PARTICULARLY OF ACCOMMODATION WHETHER THROUGH ILLNESS DISABLEMENT OR OTHERWISE.
Financial health, per its FY2025 accounts
The accounts state that the charity reported a surplus of £1.4M for the year ended 31 December 2025, driven largely by profits on property disposals. However, the charity holds free reserves of £0.2M, which is below its stated policy target of £0.5M (six months of operating costs). The charity relies on continued institutional support and interest-free finance from its parent charity, The Royal Air Force Benevolent Fund, to maintain going concern status despite a net current liability position.
What the accounts disclose
“Total income was £3.3M and included rental income of £1.2M (2024: £1.1M), the profit on the disposal of properties of £2.0M (2024: £980K) and bank interest of £35K (2024: £48K).” — page 6
“The minimum level of reserves held should be sufficient to cover about six months operating costs to fund the on-going programme of maintaining the Company’s property portfolio. The minimum requirement on 31 December 2025 was £0.5M”
“None of the Directors which are also considered trustees has received any remuneration or reimbursement of expenses from the Company with the exception of Mr Emrys Rogers who is one of the five people of which a portion of their salary is recharged to the Company.” — page 19
“The Company maintains an inter-company balance with the RAF Benevolent Fund, its parent undertaking and the balance owed to the RAF Benevolent Fund as at 31 December 2025 was £7.1M (2024: £9.9M).” — page 19
Policies the charity declares
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Corporate structure
- Registered company of the charity Companies House 01058896
Funders the charity credits
- The Royal Edinburgh Military Tattoo
- Wimbledon Foundation
Company officers (Companies House)
- PORTER, Alan Fraser on trustee list
- HARPER, Simon, Air Commodore on trustee list
- AYLMER, Patrick Anthony Richard on trustee list
- ROGERS, Emrys on trustee list
- DAVIS, Sarah-Jane Louise on trustee list
- ELLIOT, Christina Reid, Air Vice Marshal on trustee list
- AKINBORO, Victoria Olufunke on trustee list
- AKINBORO, Victoria Olufunke
Property (HM Land Registry)
Structured financials (annual return, FY ending 31/12/2025)
Register events
- Received assets from another charity (02/08/2018)
Trustees
- Air Commodore Simon Harper
- Air Vice-Marshal Christina Reid Elliot
- Alan Porter
- EMRYS ROGERS
- Patrick Anthony Richard Aylmer
- Sarah-Jane Louise Davis
- VICTORIA Akinboro
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £3.3m | £1.9m |
| 31/12/2024 | £2.2m | £1.9m |
| 31/12/2023 | £1.9m | £1.8m |
| 31/12/2022 | £3.3m | £2.0m |
| 31/12/2021 | £2.4m | £1.7m |
Common questions
Is THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a surplus of £1.4M for the year ended 31 December 2025, driven largely by profits on property disposals. However, the charity holds free reserves of £0.2M, which is below its stated policy target of £0.5M (six months of operating costs). The charity relies on continued institutional support and interest-free finance from its parent charity, The Royal Air Force Benevolent Fund, to maintain going concern status despite a net current liability position. Its FY2025 accounts were audited by Crowe U.K LLP.
Who funds THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED?
Funders whose own accounts filings name THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED as a grant recipient include THE ANNANDALE CHARITABLE TRUST.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE ANNANDALE CHARITABLE TRUST | FY2025 | £3k | |
| THE ANNANDALE CHARITABLE TRUST | FY2024 | £3k |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE JORON CHARITABLE TRUST | 2 | £15k |
| THE ARMY DEPENDANTS' TRUST | 1 | £3.3m |
| ROYAL ARTILLERY CHARITABLE FUND | 1 | £407k |
| THE REME CHARITY | 1 | £348k |
| THE ADJUTANT GENERAL'S CORPS ASSOCIATION | 1 | £175k |
| P F CHARITABLE TRUST | 1 | £160k |
| MONDAY CHARITABLE TRUST | 1 | £130k |
| THE ROYAL WELSH REGIMENTAL WELFARE AND BENEVOLENCE FOUNDATION | 1 | £121k |
Charities like this
- THE ROYAL AIR FORCE DEPENDANTS FUND
- THE ROYAL AIR FORCE BENEVOLENT FUND
- THE ROYAL AIR FORCE BENEVOLENT FUND
- THE ROYAL AIR FORCES ASSOCIATION - CORPORATE BODY
- Army Benevolent Fund
- THE ARMY DEPENDANTS' TRUST
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED | £3.3m | — | — | unclear | — | no doubt |
| THE ROYAL AIR FORCE DEPENDANTS FUND | £409k | — | 0 | unclear | — | no doubt |
| THE ROYAL AIR FORCE BENEVOLENT FUND | £27.7m | — | 19 | unclear | 17.9% | no doubt |
| THE ROYAL AIR FORCE BENEVOLENT FUND | £2.4m | — | 19 | unclear | 17.9% | no doubt |
| THE ROYAL AIR FORCES ASSOCIATION - CORPORATE BODY | £29.0m | £100,001 - £110,000 | — | below | — | no doubt |
| Army Benevolent Fund | £13.7m | — | — | unclear | — | no doubt |