THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED
Provision of housing for RAF personnel who face medical retirement from the RAF following a serious disabling accident or illness, and for the families of those who die whilst serving
Financial health, per its FY2025 accounts
The accounts state that the charity reported a surplus of £1.4M for the year ended 31 December 2025, driven by rental income and profits on property disposals. Although the charity holds free reserves of £0.2M, which is below its stated minimum policy target of £0.5M, the trustees consider the financial position healthy due to continued institutional support from the parent charity and positive cash flow forecasts.
What the accounts disclose
“Total income was £3.3M and included rental income of £1.2M (2024: £1.1M), the profit on the disposal of properties of £2.0M (2024: £980K) and bank interest of £35K (2024: £48K).” — page 6
“On the basis of the continued support from the parent charity, the Directors have decided that the minimum level of reserves held should be sufficient to cover about six months operating costs to fund the on-going programme of maintaining the Company’s property portfolio. The minimum requirement on 31 December 2025 was £0.5M (2024: £0.5M).” — page 6
“None of the Directors which are also considered trustees has received any remuneration or reimbursement of expenses from the Company with the exception of Mr Emrys Rogers who is one of the five people of which a portion of their salary is recharged to the Company.” — page 19
“The Company maintains an inter-company balance with the RAF Benevolent Fund, its parent undertaking and the balance owed to the RAF Benevolent Fund as at 31 December 2025 was £7.1M (2024: £9.9M). The movement during the year of £2.8M consisted of £3M of repayments to the RAF Benevolent Fund, this was possible because of the number of property sales during 2025. Less £200K for various property maintenance costs and staff costs recharged during 2025. There are no other related party transactions that require disclosure.” — page 19
Funders the charity credits
- The Royal Edinburgh Military Tattoo
- Wimbledon Foundation
Property (HM Land Registry)
Structured financials (annual return, FY ending 31/12/2025)
Register events
- Received assets from another charity (02/08/2018)
Trustees
- Air Commodore Simon Harper
- Air Vice-Marshal Christina Reid Elliot
- Alan Porter
- EMRYS ROGERS
- Patrick Anthony Richard Aylmer
- Sarah-Jane Louise Davis
- VICTORIA Akinboro
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £3.3m | £1.9m |
| 31/12/2024 | £2.2m | £1.9m |
| 31/12/2023 | £1.9m | £1.8m |
| 31/12/2022 | £3.3m | £2.0m |
| 31/12/2021 | £2.4m | £1.7m |
Common questions
Is THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a surplus of £1.4M for the year ended 31 December 2025, driven by rental income and profits on property disposals. Although the charity holds free reserves of £0.2M, which is below its stated minimum policy target of £0.5M, the trustees consider the financial position healthy due to continued institutional support from the parent charity and positive cash flow forecasts. Its FY2025 accounts were audited by Crowe U.K LLP.
Who funds THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED?
Funders whose own accounts filings name THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED as a grant recipient include THE ANNANDALE CHARITABLE TRUST.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE ANNANDALE CHARITABLE TRUST | FY2025 | £3k | |
| THE ANNANDALE CHARITABLE TRUST | FY2024 | £3k |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| QUEEN MARY'S ROEHAMPTON TRUST | 1 | £50k |
| THE CATHERINE AND ANGUS WOOD CHARITABLE TRUST | 1 | £5k |
| BOOTS CHARITABLE TRUST | 1 | £5k |
| THE JOHN SCOTT CHARITABLE TRUST | 1 | £5k |
| THE JORON CHARITABLE TRUST | 1 | £5k |
| THE HARRY & MARY FOUNDATION | 1 | £3k |
| THE ULVERSCROFT FOUNDATION | 1 | £2k |
| THE LIZ AND TERRY BRAMALL FOUNDATION | 1 | £2k |
Charities like this
- THE ROYAL AIR FORCE BENEVOLENT FUND
- THE ROYAL AIR FORCE BENEVOLENT FUND
- THE ROYAL AIR FORCE DEPENDANTS FUND
- The British Airways Benevolent Fund
- THE ROYAL AIR FORCE CENTRAL FUND
- THE ROYAL AIR FORCES ASSOCIATION - CORPORATE BODY
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED | £3.3m | — | 0 | unclear | — | no doubt |
| THE ROYAL AIR FORCE BENEVOLENT FUND | £27.7m | — | 19 | unclear | 17.9% | no doubt |
| THE ROYAL AIR FORCE BENEVOLENT FUND | £2.4m | — | 19 | unclear | 17.9% | no doubt |
| THE ROYAL AIR FORCE DEPENDANTS FUND | £409k | — | 0 | unclear | — | no doubt |
| The British Airways Benevolent Fund | £120k | — | 0 | above | — | no doubt |
| THE ROYAL AIR FORCE CENTRAL FUND | £6.6m | £100,001 - £110,000 | 3 | unclear | — | no doubt |