THE ROYAL AIR FORCE DEPENDANTS FUND
The charity relieves immediate financial distress when a member, who must be Serving in the RAF, dies from whatever cause, by making grants to their nominated beneficiary.
Objects
(1) THE OBJECT OF THE CHARITY IS THE PROMOTION OF THE EFFICIENCY OF THE ROYAL AIR FORCE THROUGH THE RELIEF OF DEPENDANTS OF DECEASED SERVING PERSONNEL IN THE FOLLOWING ORDER OF PRIORITY: (A) THE DEPENDANTS OF DECEASED SUBSCRIBERS; (B) THE DEPENDANTS OF DECEASED SERVING PERSONNEL.(2) THE TRUSTEE MAY ASSIST DEPENDANTS BY: (A) THE PROVISION OF IMMEDIATE GRANTS; AND (B) THE RELIEF OF DEPENDANTS WHO ARE IN NEED BY VIRTUE OF FINANCIAL HARDSHIP, SICKNESS, DISABILITY OR THE EFFECTS OF OLD AGE THROUGH THE PROVISION OF DISCRETIONARY GRANTS, LOANS, GIFTS, PENSIONS OR OTHERWISE.
Financial health, per its FY2025 accounts
The accounts state that total unrestricted reserves stood at £7,704,071, which exceeds the stated policy target of £6,049,000. The charity reported a net operating surplus of £77,968 for the year, though total funds decreased due to an unrealised investment loss of £363,441.
What the accounts disclose
“The Reserves policy is to hold sufficient funds to pay death grants to approximately 300 families and cover the Charity’s running costs for 12 months. At the end of 2025 this is equated to £6,049,000.” — page 7
“During the year the Charity’s parent recharged staff costs as set out in note 2. The balance due to the parent is shown in note 5. During the year there were no other related party transactions.” — page 19
Policies the charity declares
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Funders the charity credits
Trustees
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £409k | £331k |
| 31/12/2024 | £406k | £414k |
| 31/12/2023 | £409k | £435k |
| 31/12/2022 | £409k | £402k |
| 31/12/2021 | £440k | £309k |
Common questions
Is THE ROYAL AIR FORCE DEPENDANTS FUND financially healthy?
Per its FY2025 accounts: The accounts state that total unrestricted reserves stood at £7,704,071, which exceeds the stated policy target of £6,049,000. The charity reported a net operating surplus of £77,968 for the year, though total funds decreased due to an unrealised investment loss of £363,441. Its FY2025 accounts were audited by Crowe U.K. LLP.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| QUEEN MARY'S ROEHAMPTON TRUST | 1 | £50k |
| THE ANNANDALE CHARITABLE TRUST | 1 | £6k |
| BOOTS CHARITABLE TRUST | 1 | £5k |
| THE CATHERINE AND ANGUS WOOD CHARITABLE TRUST | 1 | £5k |
| THE JOHN SCOTT CHARITABLE TRUST | 1 | £5k |
| THE JORON CHARITABLE TRUST | 1 | £5k |
| THE HARRY & MARY FOUNDATION | 1 | £3k |
| THE ULVERSCROFT FOUNDATION | 1 | £2k |
Charities like this
- THE ROYAL AIR FORCE BENEVOLENT FUND
- THE ROYAL AIR FORCE BENEVOLENT FUND
- THE ROYAL AIR FORCE CENTRAL FUND
- THE ROYAL AIR FORCES ASSOCIATION - CORPORATE BODY
- THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED
- The British Airways Benevolent Fund
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE ROYAL AIR FORCE DEPENDANTS FUND | £409k | — | 0 | unclear | — | no doubt |
| THE ROYAL AIR FORCE BENEVOLENT FUND | £27.7m | — | 19 | unclear | 17.9% | no doubt |
| THE ROYAL AIR FORCE BENEVOLENT FUND | £2.4m | — | 19 | unclear | 17.9% | no doubt |
| THE ROYAL AIR FORCE CENTRAL FUND | £6.6m | £100,001 - £110,000 | 3 | unclear | — | no doubt |
| THE ROYAL AIR FORCES ASSOCIATION - CORPORATE BODY | £21.6m | — | 10 | unclear | — | no doubt |
| THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED | £3.3m | — | 0 | unclear | — | no doubt |