THE ROYAL AIR FORCE BENEVOLENT FUND

Registered charity 1081009 · accounts filings on the Charity Commission register · Wikidata: Q25975831

(a) Providing relief and assistance to past and present members of the Royal Air Force and their dependants who are in need as a result of poverty, disability, sickness, infirmity or otherwise.(b) enhancing the morale and well being of serving members of the Royal Air Force(c)Maintaining the RAF war memorial on the Victoria embankment, London.

Objects

(a) the maintenance, upkeep and repair of the War Memorial known as the RAF Memorial situated at the Victoria Embankment, London; and(b) the relief and assistance by all available means of all or any of the following classes of beneficiaries who are in need of such relief or assistance by reason of poverty, disability, sickness, infirmity or otherwise, namely:(i) all persons who are or have or shall have been at any time or shall be at any time members of the Royal Air Force, the Royal Auxiliary Air Force, the Royal Air Force Reserves including the Volunteer Reserve (Training) Organisation, the Women’s Royal Air Force, the Women’s Auxiliary Air Force, the Royal Observer Corps, the Air Cadet Organisation, the University Air Squadron Organisation or the Air Force or Auxiliary Air Force of any present or former colony dominion or dependent territory of Great Britain, or members of any former organisation the place of which has substantially been taken by the said organisations or any of them, or members of any future organisations which hereafter shall substantially take place of the said organisations or any of them; and(ii) all persons who shall at any time have been widows, widowers, children or other dependants of any of the persons above referred to; and(iii) the promotion of the efficiency of the Royal Air Force, principally by, but not limited to, providing support and assistance by any means to any persons who are serving in the Royal Air Force and their dependants with a view to enhancing the morale and well being of serving members of the Royal Air Force.

Area of benefit: NOT DEFINED.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Arts/culture/heritage/science · Armed Forces/emergency Service Efficiency · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Westminster, London, England (from the postcode on the register)

Latest income
£27.7m
Latest spending
£22.2m
Registered
2000
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity held total funds of £128.9M, with unrestricted free reserves of £67.9M, which exceeded the stated minimum free reserves requirement of £55M. The charity reported a net income of £4.17M for the year, supported by a significant increase in legacy income, and confirmed it has adequate resources to continue operating as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Employees paid over £60,000: 19
“19 employees (2024: 12) whose pay and benefits amounted to more than £60,000 in the year” — page 29
Per its FY2025 accounts as filed with the Charity Commission.
Largest income source: Gifts in Wills (50% of income)
“Gifts in Wills: £14M/51%” — page 14
Per its FY2025 accounts as filed with the Charity Commission.
Fundraising cost ratio: 17.9% of fundraised income, as disclosed
“For every £1 we spent directly on fundraising we received £5.60 in the year (2024: £4.70).”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations from Trustees
“Donations to the value of £6,950 (2024: £1,375) were received from individual Trustees in the year.” — page 33
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Crowe U.K. LLP. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Volunteers: 85
  • Employees paid over £60,000: 21 (£60,001–£70,000: 11; £70,001–£80,000: 4; £80,001–£90,000: 2; £100,001–£110,000: 1; £110,001–£120,000: 1; £120,001–£130,000: 1; £150,001–£200,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/12/2024

  • Volunteers: 150
  • Employees paid over £60,000: 14 (£60,001–£70,000: 7; £70,001–£80,000: 3; £90,001–£100,000: 2; £100,001–£110,000: 1; £140,001–£150,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/12/2023

  • Volunteers: 49
  • Employees paid over £60,000: 9 (£60,001–£70,000: 3; £70,001–£80,000: 2; £80,001–£90,000: 1; £90,001–£100,000: 2; £140,001–£150,000: 1)
  • Has a trading subsidiary

Source: this charity’s annual returns on the Charity Commission register.

Public fundraising profile: JustGiving — The Royal Air Force Benevolent Fund (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Structured financials (annual return, FY ending 31/12/2025)

Total income
£27.7m
Total spending
£22.2m
Cost of raising funds
£5.5m
Reserves (reported)
£123.0m
Employees
132

Reported reserves equal ~66.4 months of spending — in the top quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 19.8% of total income — in the top quarter for charities its size (median 3.7%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Argentina · Australia · Austria · Belgium · Canada · Chile · Cyprus · France · Germany · Guyana · Hong Kong · Hungary

Income and spending

Financial year endIncomeSpending
31/12/2025£27.7m£22.2m
31/12/2024£21.6m£22.3m
31/12/2023£19.0m£24.1m
31/12/2022£23.9m£22.5m
31/12/2021£25.5m£22.4m

Common questions

Is THE ROYAL AIR FORCE BENEVOLENT FUND financially healthy?

Per its FY2025 accounts: The accounts state that the charity held total funds of £128.9M, with unrestricted free reserves of £67.9M, which exceeded the stated minimum free reserves requirement of £55M. The charity reported a net income of £4.17M for the year, supported by a significant increase in legacy income, and confirmed it has adequate resources to continue operating as a going concern. Its FY2025 accounts were audited by Crowe U.K. LLP.

Who funds THE ROYAL AIR FORCE BENEVOLENT FUND?

Funders whose own accounts filings name THE ROYAL AIR FORCE BENEVOLENT FUND as a grant recipient include THE JORON CHARITABLE TRUST, THE CATHERINE AND ANGUS WOOD CHARITABLE TRUST, THE HARRY & MARY FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE JORON CHARITABLE TRUSTFY2023£5kProviding relief & assistance to past & present members of the RAF & their dependants who are in need as a result of poverty, disability, sickness, infirmity &
THE CATHERINE AND ANGUS WOOD CHARITABLE TRUSTFY2026£5k
THE HARRY & MARY FOUNDATIONFY2025£3k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government01/04/2018£1.0mFinancial Assistance/Support
UK government—£45kSupporting delivery of a public service
UK government—£57kSupporting delivery of a public service
UK government—£58kSupporting delivery of a public service
UK government—£58kSupporting delivery of a public service
UK government—£2.0mFinancial Assistance/Support

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ROYAL AIR FORCE DEPENDANTS FUND.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE ROYAL AIR FORCE BENEVOLENT FUND£27.7m—19unclear17.9%no doubt
THE ROYAL AIR FORCE DEPENDANTS FUND FY2025£409k—0unclear—no doubt
THE ROYAL AIR FORCE BENEVOLENT FUND FY2025£2.4m—19unclear17.9%no doubt
THE ROYAL AIR FORCES ASSOCIATION - CORPORATE BODY FY2025£29.0m£100,001 - £110,000—below—no doubt
THE ROYAL AIR FORCE CLUB FY2025£13.1m——below—no doubt
ROYAL ARTILLERY CHARITABLE FUND FY2025£1.8m—0above0.6%no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.