THE ROYAL AIR FORCE BENEVOLENT FUND

Registered charity 207327 · accounts filings on the Charity Commission register

Restricted and endowed funds of Charity no 1081009

Objects

A) THE MAINTENANCE, UPKEEP AND REPAIR OF THE WAR MEMORIAL KNOWN AS THE RAF MEMORIAL SITUATED AT VICTORIA EMBANKMENT LONDON. B) THE RELIEF AND ASSISTANCE BY ALL AVAILABLE MEANS OF ALL OF ANY OF THE FOLLOWING CLASSES OF BENEFICIARIES WHO ARE IN NEED OF SUCH RELIEF OR ASSISTANCE BY REASON OF POVERTY DISABILITY SICKNESS INFIRMITY OR OTHERWISE NAMELY: (I) ALL PERSONS OF ALL RANKS WHO ARE OR HAVE OR SHALL HAVE AT ANY TIME OR SHALL BE MEMBERS OF THE ROYAL AIR FORCE, THE AUXILIARY AIR FORCE, THE ROYAL AIR FORCE RESERVES,THE WOMEN'S ROYAL AIR FORCE AND THE WOMEN'S AUXILIARY AIR FORCE OR ANY SEPARATE DOMINION AIR FORCE OR MEMBERS OF ANY FORMER ORGANISATION THE PLACE OF WHICH HAS SUBSTANTIALLY BEEN TAKEN BY THE SAID ORGANISATIONS OR ANY OF THEM OR MEMBERS OF ANY FUTURE ORGANISATIONS WHICH HEREAFTER SHALL SUBSTANTIALLY TAKE THE PLACE OF THE SAID ORGANISATIONS OR ANY OF THEM. (II) ALL PERSONS WHO SHALL AT ANY TIME HAVE BEEN OR BE WIDOWS CHILDREN OR OTHER DEPENDANTS OF ANY OF THE PERSONS ABOVE REFERRED TO PROVIDED THAT IN ORDER TO QUALIFY FOR SUCH RELIEF OR ASSISTANCE A MEMBER OR FORMER MEMBER OF A SEPARATE DOMINION AIR FORCE OR THE WIDOW OR OTHER DEPENDANT OF SUCH MEMBER OR FORMER MEMBER AS THE CASE MAY BE MUST AT THE TIME OF THE RELIEF OR ASSISTANCE BE NORMALLY RESIDENT IN THE UNITED KINGDOM. THE CHARITY IS LINKED TO 1081009 UNDER S.96(5) FOR ACCOUNTING PURPOSES ONLY.

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Other Charitable Purposes · website · Get email alerts

Latest income
£2.4m
Latest spending
£1.3m
Registered
1962
Accounts read
FY2025

Financial health, per its FY2025 accounts

The charity reported a total income of £27.7M and a net surplus of £4.17M for the year ended 31 December 2025. Free reserves stood at £67.9M, significantly exceeding the stated minimum free reserves requirement of £55M. The accounts state that the charity has adequate resources to continue operating as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Employees paid over £60,000: 19
“19 employees (2024: 12) whose pay and benefits amounted to more than £60,000 in the year” — page 29
Per its FY2025 accounts as filed with the Charity Commission.
Largest income source: Gifts in Wills (51% of income)
“Gifts in Wills: £14M/51%” — page 14
Per its FY2025 accounts as filed with the Charity Commission.
Fundraising cost ratio: 17.9% of fundraised income, as disclosed
“For every £1 we spent directly on fundraising we received £5.60 in the year (2024: £4.70).”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donations from Trustees
“Donations to the value of £6,950 (2024: £1,375) were received from individual Trustees in the year.” — page 33
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Crowe U.K. LLP. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Corporate structure

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

CQC provider record: The Royal Air Force Benevolent Fund — Deregistered, 1 registered location, last inspected 24/01/2017.charity number confirmed by CQC CQC record

Structured financials (annual return, FY ending 31/12/2025)

Total income
£2.4m
Total spending
£1.3m
Cost of raising funds
£11k
Reserves (reported)
£6.1m
Employees
0

Reported reserves equal ~56.8 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, cost of raising funds: 0.5% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£2.4m£1.3m
31/12/2024£704k£854k
31/12/2023£729k£896k
31/12/2022£1.1m£1.5m
31/12/2021£1.1m£1.0m

Common questions

Is THE ROYAL AIR FORCE BENEVOLENT FUND financially healthy?

Per its FY2025 accounts: The charity reported a total income of £27.7M and a net surplus of £4.17M for the year ended 31 December 2025. Free reserves stood at £67.9M, significantly exceeding the stated minimum free reserves requirement of £55M. The accounts state that the charity has adequate resources to continue operating as a going concern. Its FY2025 accounts were audited by Crowe U.K. LLP.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government11/03/2022£431kOVA Afghanistan Veterans' Fund
UK government18/06/2021£9kCovenant Fund

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE ROYAL AIR FORCE BENEVOLENT FUND.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE ROYAL AIR FORCE BENEVOLENT FUND£2.4m—19unclear17.9%no doubt
THE ROYAL AIR FORCE BENEVOLENT FUND FY2025£27.7m—19unclear17.9%no doubt
THE ROYAL AIR FORCE DEPENDANTS FUND FY2025£409k—0unclear—no doubt
THE ROYAL AIR FORCE CENTRAL FUND FY2024£6.6m£100,001 - £110,0003unclear—no doubt
YAD VEACHISOMOCH L'CHAIM FY2025£834k—0unclear—no doubt
The British Airways Benevolent Fund FY2024£120k—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.