THE ROYAL AIR FORCE BENEVOLENT FUND
Restricted and endowed funds of Charity no 1081009
Objects
A) THE MAINTENANCE, UPKEEP AND REPAIR OF THE WAR MEMORIAL KNOWN AS THE RAF MEMORIAL SITUATED AT VICTORIA EMBANKMENT LONDON. B) THE RELIEF AND ASSISTANCE BY ALL AVAILABLE MEANS OF ALL OF ANY OF THE FOLLOWING CLASSES OF BENEFICIARIES WHO ARE IN NEED OF SUCH RELIEF OR ASSISTANCE BY REASON OF POVERTY DISABILITY SICKNESS INFIRMITY OR OTHERWISE NAMELY: (I) ALL PERSONS OF ALL RANKS WHO ARE OR HAVE OR SHALL HAVE AT ANY TIME OR SHALL BE MEMBERS OF THE ROYAL AIR FORCE, THE AUXILIARY AIR FORCE, THE ROYAL AIR FORCE RESERVES,THE WOMEN'S ROYAL AIR FORCE AND THE WOMEN'S AUXILIARY AIR FORCE OR ANY SEPARATE DOMINION AIR FORCE OR MEMBERS OF ANY FORMER ORGANISATION THE PLACE OF WHICH HAS SUBSTANTIALLY BEEN TAKEN BY THE SAID ORGANISATIONS OR ANY OF THEM OR MEMBERS OF ANY FUTURE ORGANISATIONS WHICH HEREAFTER SHALL SUBSTANTIALLY TAKE THE PLACE OF THE SAID ORGANISATIONS OR ANY OF THEM. (II) ALL PERSONS WHO SHALL AT ANY TIME HAVE BEEN OR BE WIDOWS CHILDREN OR OTHER DEPENDANTS OF ANY OF THE PERSONS ABOVE REFERRED TO PROVIDED THAT IN ORDER TO QUALIFY FOR SUCH RELIEF OR ASSISTANCE A MEMBER OR FORMER MEMBER OF A SEPARATE DOMINION AIR FORCE OR THE WIDOW OR OTHER DEPENDANT OF SUCH MEMBER OR FORMER MEMBER AS THE CASE MAY BE MUST AT THE TIME OF THE RELIEF OR ASSISTANCE BE NORMALLY RESIDENT IN THE UNITED KINGDOM. THE CHARITY IS LINKED TO 1081009 UNDER S.96(5) FOR ACCOUNTING PURPOSES ONLY.
Financial health, per its FY2025 accounts
The charity reported a total income of £27.7M and a net surplus of £4.17M for the year ended 31 December 2025. Free reserves stood at £67.9M, significantly exceeding the stated minimum free reserves requirement of £55M. The accounts state that the charity has adequate resources to continue operating as a going concern.
What the accounts disclose
“19 employees (2024: 12) whose pay and benefits amounted to more than £60,000 in the year” — page 29
“Gifts in Wills: £14M/51%” — page 14
“For every £1 we spent directly on fundraising we received £5.60 in the year (2024: £4.70).”
“Donations to the value of £6,950 (2024: £1,375) were received from individual Trustees in the year.” — page 33
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
Corporate structure
- Registered company of the charity Companies House ZC000201
Funders the charity credits
- The Royal Edinburgh Military Tattoo
- Wimbledon Foundation
Company officers (Companies House)
- NEILSON, John Morrison not on trustee list
- PORTER, Alan Fraser not on trustee list
- MARTLAND, Clive Alan, Wing Commander not on trustee list
- ALLEN, Sophie Joanne, Wing Commander not on trustee list
- MAYHEW, Susan Meredith not on trustee list
- DANIEL, Richard Nicholas not on trustee list
- CRYER, Richard Anthony not on trustee list
- BENJAMIN, Alison not on trustee list
- AYLMER, Patrick Anthony Richard not on trustee list
- ARNOLD, Allyson not on trustee list
- DAVIS, Sarah Jane not on trustee list
- IRVINE, Alastair Charles Hamilton not on trustee list
- AKINBORO, Victoria
Structured financials (annual return, FY ending 31/12/2025)
Trustees
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £2.4m | £1.3m |
| 31/12/2024 | £704k | £854k |
| 31/12/2023 | £729k | £896k |
| 31/12/2022 | £1.1m | £1.5m |
| 31/12/2021 | £1.1m | £1.0m |
Common questions
Is THE ROYAL AIR FORCE BENEVOLENT FUND financially healthy?
Per its FY2025 accounts: The charity reported a total income of £27.7M and a net surplus of £4.17M for the year ended 31 December 2025. Free reserves stood at £67.9M, significantly exceeding the stated minimum free reserves requirement of £55M. The accounts state that the charity has adequate resources to continue operating as a going concern. Its FY2025 accounts were audited by Crowe U.K. LLP.
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| UK government | 11/03/2022 | £431k | OVA Afghanistan Veterans' Fund |
| UK government | 18/06/2021 | £9k | Covenant Fund |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| BEIS MENACHEM CHABAD LUBAVITCH | 1 | £183k |
| THE LOPPYLUGS AND BARBARA MORRISON CHARITABLE TRUST | 1 | £27k |
| YESHIVAS LUBAVITCH MANCHESTER | 1 | £20k |
| UNSEEN (UK) | 1 | £15k |
| THE ALBERT GUBAY CHARITABLE FOUNDATION | 1 | £12k |
| THE ANNANDALE CHARITABLE TRUST | 1 | £6k |
| DUCHY OF LANCASTER BENEVOLENT FUND | 1 | £5k |
| THE CATHERINE AND ANGUS WOOD CHARITABLE TRUST | 1 | £5k |
Charities like this
- THE ROYAL AIR FORCE BENEVOLENT FUND
- THE ROYAL AIR FORCE DEPENDANTS FUND
- THE ROYAL AIR FORCE CENTRAL FUND
- YAD VEACHISOMOCH L'CHAIM
- The British Airways Benevolent Fund
- THE RAF BENEVOLENT FUND HOUSING TRUST LIMITED
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| THE ROYAL AIR FORCE BENEVOLENT FUND | £2.4m | — | 19 | unclear | 17.9% | no doubt |
| THE ROYAL AIR FORCE BENEVOLENT FUND | £27.7m | — | 19 | unclear | 17.9% | no doubt |
| THE ROYAL AIR FORCE DEPENDANTS FUND | £409k | — | 0 | unclear | — | no doubt |
| THE ROYAL AIR FORCE CENTRAL FUND | £6.6m | £100,001 - £110,000 | 3 | unclear | — | no doubt |
| YAD VEACHISOMOCH L'CHAIM | £834k | — | 0 | unclear | — | no doubt |
| The British Airways Benevolent Fund | £120k | — | 0 | above | — | no doubt |