CITIZENS ADVICE IN NORTH & WEST KENT

Registered charity 1082979 · accounts filings on the Charity Commission register · also known as GRAVESHAM CITIZENS ADVICE BUREAU

Advice, information and support to members of our local communities on a range of issues, including debt, benefits, employment, housing and relationships. Also exercise a responsible and confidential influence on social policies locally and nationally.

Objects

THE CHARITY’S OBJECTS (‘OBJECTS’) ARE SPECIFICALLY: TO PROMOTE ANY CHARITABLE PURPOSE FOR THE PUBLIC BENEFIT BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS IN PARTICULAR, BUT WITHOUT LIMITATION, FOR THE BENEFIT OF THE COMMUNITY IN THE BOROUGHS OR DISTRICTS WITHIN DARTFORD, GRAVESHAM, SEVENOAKS, TONBRIDGE & MAILING AND TUNBRIDGE WELLS IN THE COUNTY OF KENT AND SURROUNDING AREAS.

Area of benefit: AREA OF GRAVESHAM BOROUGH COUNCIL.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Other Charitable Purposes · website · Get email alerts

Registered contact address: Tonbridge and Malling, South East, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net expenditure deficit of £241,269 for the year, resulting in total reserves falling from £800,317 to £559,048. Per the trustees' report, free reserves stood at £483,836, which is above the stated policy target of approximately £415,000. The trustees confirmed adequate resources for going concern following a staff restructuring to reduce operating costs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by WP Audit Services LLP. Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Campaigns and political activity policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

• Registered company of the charity Companies House 03960538

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• GAVIN, Nigel Laurence — director, appointed 08/10/2025on trustee list
• BONIN, Keith Patrick — director, appointed 08/10/2024on trustee list
• HUBBLE, Richard John — director, appointed 08/10/2024on trustee list
• CUMMING, Andrew John — director, appointed 07/05/2024on trustee list
• BOURNE, Tom James — director, appointed 01/07/2022on trustee list
• ABBS, Elaine Margaret — director, appointed 01/07/2022on trustee list
• GORDON, George Johnston — director, appointed 01/07/2022on trustee list
• MILES, Martin William — director, appointed 24/07/2017on trustee list
• GROSSKOPF, Christine Ann — director, appointed 06/12/2016on trustee list
• STARKE, Ann Jane — secretary, appointed 12/09/2022

Official officers record.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/03/2025)

Reported reserves equal ~2.4 months of spending — below the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Charitable activities (52% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 3.2% of total income — below the median for charities its size (5.3%) (benchmarks).

Register events

• Received assets from another charity (09/01/2026) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (27/03/2020) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (24/10/2019) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (12/12/2015) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (12/12/2015) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees · trustee networks

• Andrew John Cumming
• Christine Ann Grosskopf
• Elaine Margaret Abbs
• George Johnston Gordon
• Keith Patrick Bonin
• MARTIN WILLIAM MILES · trustee of 1 other charity
• NIGEL GAVIN · trustee of 1 other charity
• Richard John Hubble · trustee of 1 other charity
• Thomas James Bourne

Trustee list from the Charity Commission register (current, not historical).

Operates in: Kent

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CITIZENS ADVICE NORTH EAST KENT.

• CITIZENS ADVICE NORTH EAST KENT income £603k
• CITIZENS ADVICE COLCHESTER income £294k
• COVENTRY CITIZENS ADVICE income £1.8m
• BATH AND DISTRICT CITIZENS ADVICE BUREAU income £996k
• CITIZENS ADVICE GATESHEAD income £7.2m
• Citizens Advice West Northamptonshire and Cherwell income £2.1m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.