Citizens Advice West Northamptonshire and Cherwell

Registered charity 1079719 · accounts filings on the Charity Commission register · also known as BANBURY CITIZENS ADVICE BUREAU, CITIZENS ADVICE NORTH OXFORDSHIRE AND SOUTH NORTHAMPTONSHIRE

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Financial health, per its FY2025 accounts

The accounts state that the charity reported a net expenditure of £435,307 for the year, resulting in a deficit. Per the trustees' report, free reserves of £249,249 are below the stated policy target of three months of budgeted expenses (£361,000), though the trustees maintain the charity has adequate resources to continue as a going concern.

What the accounts disclose

Accounts audited by Cheney & Co. Discloses 5 of 6 completeness components.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

• West Northants District Council
• North Northants County Council
• Oxfordshire County Council
• Cherwell District Council
• Thames Water Trust Fund
• Oxfordshire Community Foundation

Structured financials (annual return, FY ending 31/03/2025)

Reported reserves equal ~1.2 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Register events

• Received assets from another charity (17/06/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
• Received assets from another charity (05/02/2019) — per the register’s event history; asset transfers typically record mergers or reorganisations.

Trustees

• Ashley Ritchie
• Cassandra Bellingham
• Dinesh Kotecha · trustee of 1 other charity
• Fiona Walford
• Isabel Lloyd-Jones
• Julie Baker
• Kostas Deligiannopoulos
• Peter Matten
• Rosalind Humphreys · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northamptonshire · Oxfordshire

Income and spending

Common questions