Citizens Advice West Northamptonshire and Cherwell
Registered charity 1079719 · accounts filings on the Charity Commission register · also known as BANBURY CITIZENS ADVICE BUREAU, CITIZENS ADVICE NORTH OXFORDSHIRE AND SOUTH NORTHAMPTONSHIRE
Citizens Advice West Northants and Cherwell provides advice, information and assistance on a wide range of issues including debt, benefits, employment, housing, consumer and family problems. Citizens Advice West Northants and Cherwell serves the areas of West Northamptonshire and North Oxfordshire.
Causes: General Charitable Purposes · Education/training · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net expenditure of £435,307 for the year, resulting in a deficit. Per the trustees' report, free reserves of £249,249 are below the stated policy target of three months of budgeted expenses (£361,000), though the trustees maintain the charity has adequate resources to continue as a going concern.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves policy: three months of future budgeted expenses (held: £249k)
“We have established a policy that free reserves should be at least equal to 3 months of future budgeted expenses (£361,000 for 2025/26).” — page 12
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by Cheney & Co. Discloses 5 of 6 completeness components.
Funders the charity credits
Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).
Public profiles (found on the charity’s own website): facebook
Structured financials (annual return, FY ending 31/03/2025)
Reported reserves equal ~1.2 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Charitable activities (76% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).
Register events
- Received assets from another charity (17/06/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Received assets from another charity (05/02/2019) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Ashley Ritchie
- Cassandra Bellingham
- Dinesh Kotecha · trustee of 1 other charity
- Fiona Walford
- Isabel Lloyd-Jones
- Julie Baker
- Kostas Deligiannopoulos
- Peter Matten
- Rosalind Humphreys · trustee of 1 other charity
Trustee list from the Charity Commission register (current, not historical).
Operates in: Northamptonshire · Oxfordshire
Income and spending
Common questions
Is Citizens Advice West Northamptonshire and Cherwell financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net expenditure of £435,307 for the year, resulting in a deficit. Per the trustees' report, free reserves of £249,249 are below the stated policy target of three months of budgeted expenses (£361,000), though the trustees maintain the charity has adequate resources to continue as a going concern. Its FY2025 accounts were audited by Cheney & Co.
Who funds Citizens Advice West Northamptonshire and Cherwell?
Funders whose own accounts filings name Citizens Advice West Northamptonshire and Cherwell as a grant recipient include NORTHAMPTONSHIRE COMMUNITY FOUNDATION.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with CITIZENS ADVICE IN NORTH & WEST KENT.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.