NATWEST SOCIAL & COMMUNITY CAPITAL
The charity aims to help local community groups through, for example, the provision of loans to Social Enterprises, charities, not-for-profit organisations & Responsible Finance providers. Our mission is to create positive change for vulnerable & disadvantaged groups across the United Kingdom through the provision of finance to viable social ventures that have been refused traditional bank lending
Financial health, per its FY2024 accounts
The accounts state that the charity held unrestricted free reserves of £4,398,844 at year-end, which the trustees consider sufficient to ensure the ongoing availability of loan finance. With total assets of £12,977,114 and a net current asset position of £6,565,440, the charity reports a strong financial position capable of sustaining operations and supporting investees.
What the accounts disclose
“The Board of Trustees acknowledges that in order to provide loan finance the charity must ensure significant unrestricted free cash reserves are available.” — page 8
Structured financials (annual return, FY ending 31/12/2025)
Trustees
- Andrew Harrison
- Anshu Mandal
- Ash Mohammed
- Gabriel Ng
- JOHN DIXON
- Kirsty Lynn Anderson
- Sara Kate McConnell Turnbull
- Shelley Morrison
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/12/2025 | £522k | £152k |
| 31/12/2024 | £489k | £397k |
| 31/12/2023 | £1.9m | £310k |
| 31/12/2022 | £246k | £221k |
| 31/12/2021 | £268k | £346k |
Common questions
Is NATWEST SOCIAL & COMMUNITY CAPITAL financially healthy?
Per its FY2024 accounts: The accounts state that the charity held unrestricted free reserves of £4,398,844 at year-end, which the trustees consider sufficient to ensure the ongoing availability of loan finance. With total assets of £12,977,114 and a net current asset position of £6,565,440, the charity reports a strong financial position capable of sustaining operations and supporting investees. Its FY2024 accounts were audited by Godfrey Wilson Limited.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| POWER TO CHANGE TRUST | 1 | £129k |
| The Greatham Foundation Ltd | 1 | £100k |
| VOLUNTARY ACTION NORTH LINCOLNSHIRE LIMITED | 1 | £96k |
| THE RANK FOUNDATION LIMITED | 1 | £60k |
| BACK ON THE MAP LIMITED | 1 | £53k |
| THE BALLINGER CHARITABLE TRUST | 1 | £40k |
| COUNTY OF GLOUCESTERSHIRE COMMUNITY FOUNDATION | 1 | £10k |
| THE JOHN R. MURRAY CHARITABLE TRUST | 1 | £10k |
Charities like this
- ST ANDREW'S COMMUNITY NETWORK
- ONGO COMMUNITIES LIMITED
- Caring for Communities and People
- SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION
- THE VIRGIN MONEY FOUNDATION
- WARWICKSHIRE COMMUNITY AND VOLUNTARY ACTION
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| NATWEST SOCIAL & COMMUNITY CAPITAL | £522k | — | 0 | unclear | — | no doubt |
| ST ANDREW'S COMMUNITY NETWORK | £719k | — | 0 | unclear | — | no doubt |
| ONGO COMMUNITIES LIMITED | £1.9m | — | 0 | unclear | — | no doubt |
| Caring for Communities and People | £13.0m | — | — | above | — | no doubt |
| SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION | £843k | — | 0 | above | — | no doubt |
| THE VIRGIN MONEY FOUNDATION | £3.3m | — | 0 | unclear | — | no doubt |