THE VIRGIN MONEY FOUNDATION

Registered charity 1161290 · accounts filings on the Charity Commission register · also registered in Scotland as SC050400 (OSCR)

Latest income
£3.3m
Latest spending
£3.2m
Registered
2015
Accounts read
FY2023

Financial health, per its FY2023 accounts

The accounts state that unrestricted reserves stood at £1,715,600, which is below the stated policy target of covering 3-6 months of non-grant expenditure. The charity relies on significant donations from its benefactor, Virgin Money, to cover operating costs and charitable grants, with the funding settlement agreed until at least December 2026.

What the accounts disclose

Reserves policy: 3-6 months non-grant expenditure (held: £1.7m)
In addition, the Trustees have agreed that it is prudent to hold sufficient reserves to cover 3-6 months non-grant expenditure for contingency purposes. — page 9
Per its FY2023 accounts as filed with the Charity Commission.
Related-party transaction: Payments to entities led by former Trustees
In the period, the Foundation also made payments to Power to Change, GLT Partners Limited and Northern Soul, who are led by former Trustees of the Foundation who stepped down from the Board in previous financial years, details of which were disclosed in the 2020 and 2021 Annual Reports.
Per its FY2023 accounts as filed with the Charity Commission.

Accounts audited by Ernst & Young LLP.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Structured financials (annual return, FY ending 31/03/2025)

Total income
£3.3m
Total spending
£3.2m
Reserves (reported)
£1.8m
Employees
0

Reported reserves equal ~6.7 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£3.3m£3.2m
30/09/2023£1.8m£2.2m
30/09/2022£1.9m£1.7m
30/09/2021£2.1m£2.0m
30/09/2020£1.6m£1.3m

Common questions

Is THE VIRGIN MONEY FOUNDATION financially healthy?

The accounts state that unrestricted reserves stood at £1,715,600, which is below the stated policy target of covering 3-6 months of non-grant expenditure. The charity relies on significant donations from its benefactor, Virgin Money, to cover operating costs and charitable grants, with the funding settlement agreed until at least December 2026. Its FY2023 accounts were audited by Ernst & Young LLP.

Who funds THE VIRGIN MONEY FOUNDATION?

Funders whose own accounts filings name THE VIRGIN MONEY FOUNDATION as a grant recipient include POWER TO CHANGE TRUST, BACK ON THE MAP LIMITED.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmount
POWER TO CHANGE TRUSTFY2022£129k
BACK ON THE MAP LIMITEDFY2025£33k
BACK ON THE MAP LIMITEDFY2024£12k
BACK ON THE MAP LIMITEDFY2022£8k

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

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