Caring for Communities and People
Registered charity 1043143 · accounts filings on the Charity Commission register · also known as CARING FOR COMMUNITIES AND PEOPLE LTD, CCP, CHELTENHAM COMMUNITY PROJECTS LIMITED, COUNTY COMMUNITY PROJECTS, THE RATCLIFFE TRUST
To provide assistance for socially deprived young people, particularly those aged from 16 to 25 years; to provide accommodation for homeless persons; to provide for those in financial need; and to provide care; support and resettlement advice to those in need or at risk
Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · Economic/community Development/employment · Human Rights/religious Or Racial Harmony/equality Or Diversity · website · Get email alerts
Financial health, per its FY2026 accounts
The accounts state that total income increased by 7% to £12.98 million, while total expenditure was £12.43 million, resulting in a net surplus for the year. The charity holds unrestricted reserves of £2,232,758, which the trustees consider adequate to cover four months of core running costs. The organization maintains a balanced portfolio of assets and liabilities, with significant long-term loans secured against property assets.
Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves policy: four months’ core running costs (held: £2.2m)
“Trustees have been prudent in reserving four months’ core running costs not associated with contract provision, should income streams covering these costs come to an unforeseen halt or reduce to a level where costs are not covered in full.”
Per its FY2026 accounts as filed with the Charity Commission.
Related-party transaction: The premium paid in the year to 31 March 2026 was £8,976 (2025: £10,161), on which the related party earned commission of £382 (2025: £432).
“During the year, the charity paid motor insurance to an insurance broking company owned and managed by one of the trustees. The premium paid in the year to 31 March 2026 was £8,976 (2025: £10,161), on which the related party earned commission of £382 (2025: £432). During the year, the charity paid £417 (2025: £1,382) for room hire on commercial terms offered to other charities to a charity of which one of the trustees is also a trustee.” — page 30
Per its FY2026 accounts as filed with the Charity Commission.
Trading subsidiary: CCP Innovations Limited, CCP Homes Limited
“The charity has two wholly-owned subsidiaries, CCP Innovations Limited and CCP Homes Limited, which have always been and remain dormant.” — page 10
Per its FY2026 accounts as filed with the Charity Commission.
Accounts audited by BK Plus Audit Limited. Discloses 4 of 6 completeness components.
Corporate structure
Public fundraising profile: JustGiving — Caring for Communities and People (matched by registered charity number).
Leadership, per the charity’s website
- Cordell Ray — Chief Executive (source)
- Michael Ratcliffe — Chair (source)
- Gareth Edwards — Deputy Chief Executive (source)
- Max Larcombe — Chief Operating Officer (source)
- Nigel McPeake — Business Development Director (source)
- Daniel Chun — Director of Social Value and Engagement (source)
- Amanda McPeake — Finance Director (source)
- Gillian Williams — Director of People Services (source)
Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.
Public-sector contracts awarded
From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.
Property (HM Land Registry)
19 registered titles in England and Wales held by the charity’s company or corporate body (16 freehold); recorded price paid £4.6m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.
CQC provider record: Caring For Communities and People — Deregistered, 1 registered location.charity number confirmed by CQC CQC record
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/03/2026)
Reported reserves equal ~2.2 months of spending — below the median for charities its size (median 4.6 months; benchmarks).
Per its annual return, largest income source: Charitable activities (98% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (3.8%) (benchmarks).
Register events
- Received assets from another charity (16/06/2026) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Trustee list from the Charity Commission register (current, not historical).
Operates in: Dorset · Gloucestershire · Herefordshire · South Gloucestershire · Wiltshire · Worcestershire
Income and spending
Common questions
Is Caring for Communities and People financially healthy?
Per its FY2026 accounts: The accounts state that total income increased by 7% to £12.98 million, while total expenditure was £12.43 million, resulting in a net surplus for the year. The charity holds unrestricted reserves of £2,232,758, which the trustees consider adequate to cover four months of core running costs. The organization maintains a balanced portfolio of assets and liabilities, with significant long-term loans secured against property assets. Its FY2026 accounts were audited by BK Plus Audit Limited.
Who funds Caring for Communities and People?
Funders whose own accounts filings name Caring for Communities and People as a grant recipient include COUNTY OF GLOUCESTERSHIRE COMMUNITY FOUNDATION, THE MONTAL CHARITABLE TRUST, JOHNNIE JOHNSON TRUST.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with INDIVIDUAL CARE SERVICES.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.