SKIPTON BUILDING SOCIETY CHARITABLE FOUNDATION

Registered charity 1079538 · accounts filings on the Charity Commission register

The charity has identified two focus areas through which it aims to drive social impact. Helping people experiencing hardship and/or underserved groups to access a place to call home and improve financial wellbeing. The trustees will select charities based on their alignment with one or both focus areas.

Objects

GENERAL CHARITABLE PURPOSES

Area of benefit: NOT DEFINED

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · Accommodation/housing · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: North Yorkshire, Yorkshire and The Humber, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity holds unrestricted reserves of £271,500, which are available for future expenditure. The Trustees consider the charity to have adequate financial resources to continue fulfilling its purpose, supported by an approved annual donation of £477,881 for the 2025/26 financial year. The charity's reserves policy is to distribute all funds subject to suitable requests, aiming to reduce undistributed reserves to £10,000, though the current level of £271,500 is significantly above this target.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Trustee conflicts of interest policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 28/02/2023 (received 29/12/2023, 1 day after the 28/12/2023 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

• Skipton Building Society — “Skipton Building Society makes an annual payment to the Charitable Foundation to fund these donations.” (source page)

Structured financials (annual return, FY ending 28/02/2025)

Reported reserves equal ~5.5 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (99% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

• Clare N Gardner
• GILES RICHARD BOWRING · trustee of 3 other charities
• Graham Hamilton · trustee of 2 other charities
• Gregory Mark Bell
• John Cleland · trustee of 1 other charity
• Peter Sanchez
• Robert James Hickson
• Shagufta Sharif · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland

Income and spending

Common questions

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with SKELTON BOUNTY.

• SKELTON BOUNTY income £129k
• WEST BROMWICH BUILDING SOCIETY FOUNDATION income £354k
• THE SUTTON PENDLE CHARITABLE TRUST income £75k
• BISHOP CREIGHTON HOUSE SETTLEMENT income £845k
• PS FOUNDATION income £560k
• THE ACCESS FOUNDATION income £561k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.