ST ANDREW'S COMMUNITY NETWORK

Registered charity 1105307 · accounts filings on the Charity Commission register · also known as CLUBMOOR COMMUNITY SUPPORT, ST ANDREWS FAMILY SUPPORT

To promote such charitable purposes as the trustees shall in their absolute discretion think fit, including: Financial Resilience through debt advice and benefit maximisation; Food Security by hosting North Liverpool Foodbank; Other such activities that relieve poverty, sickness and distress and promote healthy living as the trustees shall determine.

Objects

The charity?s objects are specifically restricted to the following: To promote such charitable purposes as the Trustees shall in their absolute discretion think fit including in particular but not so as to bind the generality of the foregoing for the public benefit: ? To promote healthy living and to relieve poverty, sickness and distress, through the resourcing of community-based services which may include: -Financial inclusion, debt advice, and welfare benefits advice services to assist members of the community to manage and reduce debt, and to maximise their income and so relieve poverty;? The prevention and relief of poverty by the hosting of North Liverpool Foodbank, which promotes healthy living through growing sustainable communities, building financial resilience and food security together. And such other activities that relieve poverty, sickness and distress and promote healthy living as the Trustees shall from time to time determine;

Area of benefit: IN THE GROUNDS OF THE CHURCH OF ST ANDREW CLUBMOOR LIVERPOOL FOR THE BENEFIT OF THE COMMUNITY IN CLUBMOOR

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£719k
Latest spending
£916k
Registered
2004
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of £196,958 for the year, resulting in a decrease in free reserves to £97,227. The trustees maintain that unrestricted reserves are held at a level equivalent to between three and six months of expenditure, which they consider sufficient to ensure continuity of activities despite funding volatility.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three and six month’s expenditure (held: £97k)
“It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£719k
Total spending
£916k
Reserves (reported)
£97k
Employees
15

Reported reserves equal ~1.3 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (90% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Knowsley · Liverpool City · Salford City · Sefton · Wirral

Income and spending

Financial year endIncomeSpending
31/03/2025£719k£916k
31/03/2024£985k£1.2m
31/03/2023£1.1m£1.2m
31/03/2022£851k£886k
31/03/2021£1.5m£915k

Common questions

Is ST ANDREW'S COMMUNITY NETWORK financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £196,958 for the year, resulting in a decrease in free reserves to £97,227. The trustees maintain that unrestricted reserves are held at a level equivalent to between three and six months of expenditure, which they consider sufficient to ensure continuity of activities despite funding volatility. Its FY2025 accounts were independently examined.

Who funds ST ANDREW'S COMMUNITY NETWORK?

Funders whose own accounts filings name ST ANDREW'S COMMUNITY NETWORK as a grant recipient include THE DAVID AND RUTH BEHREND FUND.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE DAVID AND RUTH BEHREND FUNDFY2024£2k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund17/10/2024£20kRefilled Communities
The National Lottery Community Fund03/06/2005£3kDebt Advice Service

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with AVENUE ST ANDREW'S SOUTHAMPTON UNITED REFORMED CHURCH CHARITY.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
ST ANDREW'S COMMUNITY NETWORK£719k—0unclear—no doubt
AVENUE ST ANDREW'S SOUTHAMPTON UNITED REFORMED CHURCH CHARITY FY2025£111k—0below—no doubt
ASTON - MANSFIELD FY2025£1.8m—0above—no doubt
THE ST ANDREW'S SCHOOL TRUST FY2025£2.2m——above—no doubt
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST ANDREW WITH ST ETHELDREDA, HISTON FY2025£450k—0above—no doubt
ST ANDREW'S SOCIETY FOR LADIES IN NEED FY2024£110k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.