THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION

Registered charity 210729 · accounts filings on the Charity Commission register · also known as INDEPENDENT AGE, INDEPENDENTAGE, RUKBA · also registered in Scotland as SC047184 (OSCR)

Our mission is to enable older people to lead independent and fulfilling lives. We do this by providing high quality advice & information services, befriending & support services and campaigning work on behalf of older people.

Objects

THE OBJECTS OF THE CHARITY ARE PRIMARILY TO ASSIST AND PROVIDE RELIEF TO OLDER PEOPLE IN NEED BY REASON OF ILL-HEALTH, DISABILITY, FINANCIAL HARDSHIP OR OTHER DISADVANTAGE. THE CHARITY MAY ALSO ASSIST AND PROVIDE RELIEF TO OTHERS IN NEED BY REASON OF ILL-HEALTH, DISABILITY, SOCIAL OR FINANCIAL HARDSHIP.

Area of benefit: THE BRITISH ISLES

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · The Prevention Or Relief Of Poverty · website · Get email alerts

Registered contact address: Hammersmith and Fulham, London, England (from the postcode on the register)

Received the assets of THE UNIVERSAL BENEFICENT SOCIETY (charity 220978) — merger registered 05/12/2024.
Source: Charity Commission register of merged charities (OGL v3.0).
Latest income
£7.0m
Latest spending
£13.9m
Registered
1962
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported an operating deficit of £7.0m for the year ended 31 December 2025, which was funded by drawing down £6.0m of investment capital and proceeds from property sales. Per the trustees' report, the charity maintains a General Fund of £5.7m, which is in line with its stated reserves policy of holding one year's unrestricted expenditure, supported by total funds of £181.1m.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Investment income (68% of income)
“In 2025 investments generated approximately 68% of the charity’s income (2024: 59%) and funded approximately 34% of expenditure (2024: 31%).”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: one year’s unrestricted expenditure – other than the amount funded by the endowments, restricted funds and designated funds (held: £5.7m)
“The trustees consider that a general fund (free reserves) equivalent to one year’s unrestricted expenditure – other than the amount funded by the endowments, restricted funds and designated funds – is required to protect the activities of the charity.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustees' expenses reimbursed
“Five trustees (2024: three) were reimbursed for travel expenses incurred in furtherance of the charity’s activities totalling £6,400 (2024: £5,026).” — page 35
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Independent Age Enterprises Limited
“The charity has a wholly owned trading subsidiary, Independent Age Enterprises Limited (IAE Ltd) (company number 04735201). The company is used to transact non-charitable activities.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by RSM UK AUDIT LLP. Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Volunteers: 919
  • Employees paid over £60,000: 15 (£60,001–£70,000: 9; £70,001–£80,000: 2; £80,001–£90,000: 3; £130,001–£140,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/12/2024

  • Volunteers: 950
  • Employees paid over £60,000: 13 (£60,001–£70,000: 7; £70,001–£80,000: 2; £80,001–£90,000: 2; £90,001–£100,000: 1; £120,001–£130,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/12/2023

  • Volunteers: 895
  • Government income: £37,550 — grants £37,550 (1); under 1% of the £7,609,000 total gross income on the same return
  • Employees paid over £60,000: 14 (£60,001–£70,000: 8; £70,001–£80,000: 2; £80,001–£90,000: 2; £90,001–£100,000: 2)
  • Has a trading subsidiary

Source: this charity’s annual returns on the Charity Commission register.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

5 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold); recorded price paid £400k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: Royal United Kingdom Beneficent Association t/a Independent Age — Deregistered, 3 registered locations.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2025)

Total income
£7.0m
Total spending
£13.9m
Cost of raising funds
£3.1m
Reserves (reported)
£5.7m
Employees
111

Reported reserves equal ~4.9 months of spending — above the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, cost of raising funds: 44.4% of total income — above the 90th percentile for charities its size (median 5.3%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2025£7.0m£13.9m
31/12/2024£8.2m£15.3m
31/12/2023£7.6m£12.6m
31/12/2022£7.8m£13.4m
31/12/2021£7.3m£12.5m

Common questions

Is THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported an operating deficit of £7.0m for the year ended 31 December 2025, which was funded by drawing down £6.0m of investment capital and proceeds from property sales. Per the trustees' report, the charity maintains a General Fund of £5.7m, which is in line with its stated reserves policy of holding one year's unrestricted expenditure, supported by total funds of £181.1m. Its FY2025 accounts were audited by RSM UK AUDIT LLP.

Who funds THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION?

Funders whose own accounts filings name THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION as a grant recipient include THE JULIA RAUSING TRUST, THE MASTER CHARITABLE TRUST, JOHN LAING CHARITABLE TRUST, PETER DIXON CHARITABLE TRUST, Z V M RANGOONWALA FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE JULIA RAUSING TRUSTFY2025£629kHelpline & Advice Service
THE MASTER CHARITABLE TRUSTFY2025£303kRelief of those in need
JOHN LAING CHARITABLE TRUSTFY2025£94kBoosting advice fund
JOHN LAING CHARITABLE TRUSTFY2024£94kBoosting advice fund
PETER DIXON CHARITABLE TRUSTFY2025£50k
JOHN LAING CHARITABLE TRUSTFY2023£50kWelfare advice and training
JOHN LAING CHARITABLE TRUSTFY2022£50kReconnections project pilots
Z V M RANGOONWALA FOUNDATIONFY2024£40kElderly support services.
BACK ON THE MAP LIMITEDFY2024£31kSupport for Older People
THE FRANCIS WINHAM FOUNDATIONFY2024£20k
THE ALLEN OVERY SHEARMAN STERLING FOUNDATIONFY2025£20k
THE BRITFORD BRIDGE TRUSTFY2024£15kSecondary
THE BRITFORD BRIDGE TRUSTFY2023£15kPrimary
THE 29TH MAY 1961 CHARITYFY2022£15kcosts of supporting disadvantaged older people in London
THE OFENHEIM CHARITABLE TRUSTFY2023£12k
THE ADINT CHARITABLE TRUSTFY2024£10k
THE FINBOROUGH FOUNDATIONFY2025£10kSupport for homeless children and adults
THE HARAMEAD TRUSTFY2024Unverified read£10k
THE HARAMEAD TRUSTFY2023Unverified read£10k
THE SHERLING CHARITABLE TRUSTFY2026£10k
THE ADINT CHARITABLE TRUSTFY2023£10k
THE DAGNY RAYMOND CHARITABLE TRUSTFY2022£10k
THE DAGNY RAYMOND CHARITABLE TRUSTFY2023£10k
THE DAGNY RAYMOND CHARITABLE TRUSTFY2024£9k
THE OFENHEIM CHARITABLE TRUSTFY2022£9k
M AND C TRUSTFY2023£9k
THE THOMAS J HORNE MEMORIAL TRUSTFY2022£7k
THE THOMAS J HORNE MEMORIAL TRUSTFY2023£7k
THE THOMAS J HORNE MEMORIAL TRUSTFY2024£7k
THE LAWSON TRUST CIOFY2025£6k
CHARLES S FRENCH CHARITABLE TRUSTFY2022£6k
JOHN JAMES BRISTOL FOUNDATIONFY2022£5kThe Elderly
THE LAWSON TRUST CIOFY2023£5k
THE LAWSON TRUST CIOFY2022£5k
THE OFENHEIM CHARITABLE TRUSTFY2025£5k
THE FINBOROUGH FOUNDATIONFY2024£5kSupport for homeless children and adults
THE FINBOROUGH FOUNDATIONFY2022£5kSupport for homeless children and adults
ODIN CHARITABLE TRUSTFY2023£5k
SIR JOHN PRIESTMAN CHARITY TRUSTFY2022£5kSection 2 f Charitable Organisations
THE FRANCIS WINHAM FOUNDATIONFY2023£5k
SUSANNA PEAKE CHARITABLE TRUSTFY2025£5k
ODIN CHARITABLE TRUSTFY2022£5k
PILKINGTON CHARITIES FUNDFY2024£4k
JOHN JAMES BRISTOL FOUNDATIONFY2021£4kThe Elderly
G M MORRISON CHARITABLE TRUSTFY2023£4k
PILKINGTON CHARITIES FUNDFY2025£3k
M AND C TRUSTFY2022£3k
PILKINGTON CHARITIES FUNDFY2022£3k
THE MICHAEL MARSH CHARITABLE TRUSTFY2023£3kElderly / Old People
CANTIACORUM FOUNDATIONFY2023£3k

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
Community Foundation North East11/12/2025£2kGrant to The Royal United Kingdom Beneficent Association (RUKBA)
Community Foundation North East14/11/2024£2kGrant to The Royal United Kingdom Beneficent Association (RUKBA)
Community Foundation North East19/01/2023£2kGrant to The Royal United Kingdom Beneficent Association (RUKBA)
UK government02/01/2019£44kBuilding Connections Fund
The National Lottery Community Fund04/12/2018£56kThe Campaign to End Loneliness's Relationships and Resilience Project
Community Foundation North East09/04/2018£2kTowards running costs
Community Foundation North East01/09/2017£2kGeneral donation towards running costs
The National Lottery Community Fund21/12/2016£2.6mCampaign to End Loneliness
Community Foundation North East12/09/2016£2kGeneral Donation
The National Lottery Community Fund25/01/2016£50kCampaign to End Loneliness development
Community Foundation North East15/09/2015£2kGeneral donation
Calouste Gulbenkian Foundation, UK Branch14/11/2013£45kIndependent Age
Calouste Gulbenkian Foundation, UK Branch14/11/2013£75kIndependent Age
The National Lottery Community Fund12/08/2010£5kSilence Isn't Golden South Wales
The National Lottery Community Fund14/06/2006£5kCompassionate Leave
The National Lottery Community Fund21/04/2006£1kPresentation equipment

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE BRITISH GERIATRICS SOCIETY.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION£7.0m——within—no doubt
THE BRITISH GERIATRICS SOCIETY FY2025£1.8m£110,001 - £120,000—unclear—no doubt
AGE UK FY2025£131.8m£280,001 - £290,000—within—no doubt
AGE UK RICHMOND UPON THAMES FY2025£2.4m——above—no doubt
AGE UK CROYDON FY2026£1.7m——above—no doubt
AGE UK LAMBETH FY2025£3.1m—0within—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.