THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION

Registered charity 210729 · accounts filings on the Charity Commission register · also known as INDEPENDENT AGE, INDEPENDENTAGE, RUKBA · also registered in Scotland as SC047184 (OSCR)

Our mission is to enable older people to lead independent and fulfilling lives. We do this by providing high quality advice & information services, befriending & support services and campaigning work on behalf of older people.

Causes: General Charitable Purposes · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£8.2m
Latest spending
£15.3m
Registered
1962
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity reported an operating deficit of £7.1 million for the year ended 31 December 2024, driven by increased grant-making and fundraising investment. However, strong investment gains of £15.1 million resulted in an overall surplus of £8.0 million, increasing total funds to £174.5 million. The trustees maintain a general fund of £10.0 million, which aligns with their policy of holding one year’s unrestricted expenditure, and have designated substantial reserves to support future grants and fundraising growth.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: one year’s unrestricted expenditure (held: £10.0m)
“The trustees therefore consider that a general fund (free reserves) equivalent to one year’s unrestricted expenditure – other than the amount funded by the endowments and restricted funds – is required to protect the activity of the charity.”
Per its FY2024 accounts as filed with the Charity Commission.
Trading subsidiary: Independent Age Enterprises Limited
“The charity has a wholly owned trading subsidiary, Independent Age Enterprises Limited (IAE Ltd) (company number 04735201). The company is used to transact non-charitable activities.”
Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by RSM UK AUDIT LLP. Discloses 4 of 6 completeness components.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

5 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold); recorded price paid £400k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: Royal United Kingdom Beneficent Association t/a Independent Age — Deregistered, 3 registered locations.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/12/2024)

Total income
£8.2m
Total spending
£15.3m
Cost of raising funds
£3.0m
Reserves (reported)
£10.0m
Employees
102

Reported reserves equal ~7.9 months of spending — above the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, cost of raising funds: 36.2% of total income — above the 90th percentile for charities its size (median 5.2%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2024£8.2m£15.3m
31/12/2023£7.6m£12.6m
31/12/2022£7.8m£13.4m
31/12/2021£7.3m£12.5m
31/12/2020£8.7m£16.6m

Common questions

Is THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION financially healthy?

Per its FY2024 accounts: The accounts state that the charity reported an operating deficit of £7.1 million for the year ended 31 December 2024, driven by increased grant-making and fundraising investment. However, strong investment gains of £15.1 million resulted in an overall surplus of £8.0 million, increasing total funds to £174.5 million. The trustees maintain a general fund of £10.0 million, which aligns with their policy of holding one year’s unrestricted expenditure, and have designated substantial reserves to support future grants and fundraising growth. Its FY2024 accounts were audited by RSM UK AUDIT LLP.

Who funds THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION?

Funders whose own accounts filings name THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION as a grant recipient include THE JULIA RAUSING TRUST, THE MASTER CHARITABLE TRUST, JOHN LAING CHARITABLE TRUST, PETER DIXON CHARITABLE TRUST, Z V M RANGOONWALA FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE JULIA RAUSING TRUSTFY2025£629kHelpline & Advice Service
THE MASTER CHARITABLE TRUSTFY2025£303kRelief of those in need
JOHN LAING CHARITABLE TRUSTFY2024£94kBoosting advice fund
JOHN LAING CHARITABLE TRUSTFY2025£94kBoosting advice fund
PETER DIXON CHARITABLE TRUSTFY2025£50k
JOHN LAING CHARITABLE TRUSTFY2022£50kReconnections project pilots
JOHN LAING CHARITABLE TRUSTFY2023£50kWelfare advice and training
Z V M RANGOONWALA FOUNDATIONFY2024£40kElderly support services.
BACK ON THE MAP LIMITEDFY2024£31kSupport for Older People
THE FRANCIS WINHAM FOUNDATIONFY2024£20k
THE ALLEN OVERY SHEARMAN STERLING FOUNDATIONFY2025£20k
THE BRITFORD BRIDGE TRUSTFY2024£15kSecondary
THE BRITFORD BRIDGE TRUSTFY2023£15kPrimary
THE 29TH MAY 1961 CHARITYFY2022£15kcosts of supporting disadvantaged older people in London
THE OFENHEIM CHARITABLE TRUSTFY2023£12k
THE HARAMEAD TRUSTFY2023£10k
THE ADINT CHARITABLE TRUSTFY2023£10k
THE ADINT CHARITABLE TRUSTFY2024£10k
THE SHERLING CHARITABLE TRUSTFY2026£10k
THE HARAMEAD TRUSTFY2024£10k
THE DAGNY RAYMOND CHARITABLE TRUSTFY2022£10k
THE DAGNY RAYMOND CHARITABLE TRUSTFY2023£10k
THE DAGNY RAYMOND CHARITABLE TRUSTFY2024£9k
THE OFENHEIM CHARITABLE TRUSTFY2022£9k
M AND C TRUSTFY2023£9k
THE THOMAS J HORNE MEMORIAL TRUSTFY2024£7k
THE THOMAS J HORNE MEMORIAL TRUSTFY2023£7k
THE THOMAS J HORNE MEMORIAL TRUSTFY2022£7k
THE LAWSON TRUST CIOFY2025£6k
CHARLES S FRENCH CHARITABLE TRUSTFY2022£6k
THE LAWSON TRUST CIOFY2022£5k
THE LAWSON TRUST CIOFY2023£5k
THE OFENHEIM CHARITABLE TRUSTFY2025£5k
JOHN JAMES BRISTOL FOUNDATIONFY2022£5kThe Elderly
THE FINBOROUGH FOUNDATIONFY2024£5kSupport for homeless children and adults
THE FRANCIS WINHAM FOUNDATIONFY2023£5k
SIR JOHN PRIESTMAN CHARITY TRUSTFY2022£5kSection 2 f Charitable Organisations
ODIN CHARITABLE TRUSTFY2023£5k
THE FINBOROUGH FOUNDATIONFY2022£5kSupport for homeless children and adults
ODIN CHARITABLE TRUSTFY2022£5k
SUSANNA PEAKE CHARITABLE TRUSTFY2025£5k
PILKINGTON CHARITIES FUNDFY2024£4k
G M MORRISON CHARITABLE TRUSTFY2023£4k
THE MARY ROBERTSON TRUSTFY2024£3k
CANTIACORUM FOUNDATIONFY2023£3k
PILKINGTON CHARITIES FUNDFY2022£3k
M AND C TRUSTFY2022£3k
CHARLES S FRENCH CHARITABLE TRUSTFY2023£3k
THE HOUSING ASSOCIATIONS' CHARITABLE TRUSTFY2025£3kCharitable projects
PILKINGTON CHARITIES FUNDFY2025£3k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
Community Foundation North East11/12/2025£2kGrant to The Royal United Kingdom Beneficent Association (RUKBA)
Community Foundation North East14/11/2024£2kGrant to The Royal United Kingdom Beneficent Association (RUKBA)
Community Foundation North East19/01/2023£2kGrant to The Royal United Kingdom Beneficent Association (RUKBA)
UK government02/01/2019£44kBuilding Connections Fund
The National Lottery Community Fund04/12/2018£56kThe Campaign to End Loneliness's Relationships and Resilience Project
Community Foundation North East09/04/2018£2kTowards running costs
Community Foundation North East01/09/2017£2kGeneral donation towards running costs
The National Lottery Community Fund21/12/2016£2.6mCampaign to End Loneliness
Community Foundation North East12/09/2016£2kGeneral Donation
The National Lottery Community Fund25/01/2016£50kCampaign to End Loneliness development
Community Foundation North East15/09/2015£2kGeneral donation
Calouste Gulbenkian Foundation, UK Branch14/11/2013£45kIndependent Age
Calouste Gulbenkian Foundation, UK Branch14/11/2013£75kIndependent Age
The National Lottery Community Fund12/08/2010£5kSilence Isn't Golden South Wales
The National Lottery Community Fund14/06/2006£5kCompassionate Leave
The National Lottery Community Fund21/04/2006£1kPresentation equipment

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with AGE UK NORTHAMPTONSHIRE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE ROYAL UNITED KINGDOM BENEFICENT ASSOCIATION£8.2m——within—no doubt
AGE UK NORTHAMPTONSHIRE FY2025£4.7m——unclear—no doubt
AGE UK CROYDON FY2025£2.6m——above—no doubt
AGE UK SOMERSET FY2025£948kOver £60,0001unclear—no doubt
AGE UK FY2025£131.8m£280,001 - £290,000—within—no doubt
AGE CONCERN KINGSTON UPON THAMES FY2025£2.2m——unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.