CITIZENS ADVICE CUMBRIA
Enabling cooperative actions in obtaining contracts covering the whole county, and subsequently cordinating their delivery by some or all of the five separate CA bureaux acting as sub-contractors
Objects
TO PROMOTE ANY CHARITABLE PURPOSE FOR THE BENEFIT OF THE COMMUNITY IN CUMBRIA BY THE ADVANCEMENT OF EDUCATION; THE PROTECTION OF HEALTH; THE RELIEF OF POVERTY, SICKNESS AND DISTRESS AND TO IMPROVE THE EFFICIENCY OF THE CHARITABLE PURPOSES OF CITIZENS ADVICE BUREAUX
Financial health, per its FY2026 accounts
The charity reported a net income of £1,039 for the year ended 31 March 2026, with total funds carried forward of £31,489. The organization relies entirely on Macmillan Cancer Support for funding and maintains a designated reserve of £14,000, which is below its stated policy target of covering nine months of governance costs. The trustees confirmed that the charity has adequate reserves to continue as a going concern for the next twelve months.
What the accounts disclose
“Macmillan was our sole funder for 2025-26.” — page 4
“It has been agreed that the reserves be set at £14,000.”
“The trustees all represent local CitA offices to whom the funding is distributed.” — page 18
Year-over-year changes
- Reserves position vs the charity's own policy moved from "above" (FY2025) to "below" (FY2026).
Policies the charity declares
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Risk management
- Safeguarding vulnerable beneficiaries
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2026
- Volunteers: 11
Trustees
- Andrew John Setters
- COLIN RANSHAW
- Claire Thornhill
- Craig Brown
- Geoffrey Peter Smith
- KAREN EVANS
- KEITH ANTHONY LITTLE
- MR ANDY AULD
- Shelley Amanda Hewitson
- Tara Francizca Edwards
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £297k | £296k |
| 31/03/2025 | £286k | £283k |
| 31/03/2024 | £255k | £254k |
| 31/03/2023 | £206k | £208k |
| 31/03/2022 | £202k | £209k |
Common questions
Is CITIZENS ADVICE CUMBRIA financially healthy?
Per its FY2026 accounts: The charity reported a net income of £1,039 for the year ended 31 March 2026, with total funds carried forward of £31,489. The organization relies entirely on Macmillan Cancer Support for funding and maintains a designated reserve of £14,000, which is below its stated policy target of covering nine months of governance costs. The trustees confirmed that the charity has adequate reserves to continue as a going concern for the next twelve months. Its FY2026 accounts were independently examined.
Who funds CITIZENS ADVICE CUMBRIA?
Funders whose own accounts filings name CITIZENS ADVICE CUMBRIA as a grant recipient include THE FARRER FAMILY TRUST.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE FARRER FAMILY TRUST | FY2025 | £500 |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| Northern Rock Foundation | 11/10/2011 | £92k | Grant awarded to Citizens Advice Cumbria (Cumbria) |
| The National Lottery Community Fund | 04/09/2008 | £500k | Cumbria Advice Network |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| SANTANDER UK FOUNDATION LIMITED | 1 | £185k |
| COVENTRY BUILDING SOCIETY CHARITABLE FOUNDATION | 1 | £90k |
| THE ADRIAN SWIRE CHARITABLE TRUST | 1 | £27k |
| WILLIAM ADLINGTON CADBURY CHARITABLE TRUST | 1 | £20k |
| BUCKINGHAMSHIRE COMMUNITY FOUNDATION | 1 | £11k |
| MOBBS MEMORIAL TRUST LIMITED | 1 | £3k |
| THE SAINTBURY TRUST | 1 | £2k |
| THE HADFIELD CHARITABLE TRUST | 1 | £2k |
Charities like this
- COVENTRY CITIZENS ADVICE
- CITIZENS ADVICE BUCKINGHAMSHIRE LTD
- CITIZENS ADVICE DONCASTER BOROUGH
- RUSHMOOR CITIZENS ADVICE BUREAUX
- PEMBROKESHIRE CITIZENS ADVICE BUREAU
- BARROW CITIZENS ADVICE BUREAU
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CITIZENS ADVICE CUMBRIA | £297k | — | 0 | below | — | no doubt |
| COVENTRY CITIZENS ADVICE | £1.8m | more than £60,000 | 1 | above | — | no doubt |
| CITIZENS ADVICE BUCKINGHAMSHIRE LTD | £1.4m | more than £60,000 | 1 | within | — | no doubt |
| CITIZENS ADVICE DONCASTER BOROUGH | £1.9m | — | 0 | above | — | no doubt |
| RUSHMOOR CITIZENS ADVICE BUREAUX | £1.8m | — | 0 | above | — | no doubt |
| PEMBROKESHIRE CITIZENS ADVICE BUREAU | £819k | — | 0 | above | — | no doubt |