CAMBRIDGE AND DISTRICT CITIZENS ADVICE BUREAU

Registered charity 1056102 · accounts filings on the Charity Commission register · also known as CAMBRIDGE C A B, CAMBRIDGE CAB, THE CITIZENS ADVICE BUREAU

To provide a free, confidential and impartial advice service to the public. Aim to ensure that individuals do not suffer through lack of knowledge of their rights and responsibilities or of the services available to them or through their inability to express their needs effectively. Also to be a responsible influence on the development of social policies both locally and nationally.

Objects

FOR THE PROMOTION OF ANY CHARITABLE PURPOSEES FOR THE BENEFIT OF THE COMMUNITY IN THE AREA OF THE CITY OF CAMBRIDGE, SOUTH CAMBRIDGESHIRE DISTRICT COUNCIL AND ELSEWHERE BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS

Area of benefit: THE CITY OF CAMBRIDGE AND SOUTH CAMBRIDGESHIRE DISTRICT COUNCILS

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Other Charitable Purposes · website · Get email alerts

Registered contact address: Cambridge, East of England, England (from the postcode on the register)

Latest income
£1.4m
Latest spending
£1.5m
Registered
1996
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net deficit of £88,091 for the year, resulting in a decrease in total unrestricted reserves from £1,026,452 to £904,864. The trustees note that the most significant areas of uncertainty for the future are the annual levels of grant funding required, as most contracts are received on a one-year basis. Despite the deficit, the charity maintains a general fund target of £165,000 to cover three months of typical unrestricted expenditure.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Cambridge City Council (31% of income)
“The principal sources of our core funding were Citizens Advice 19% (41% in 2024) and Cambridge City Council 31% (22% in 2024).” — page 13
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three months of typical unrestricted expenditure (reserves figure: £905k)
“It is desirable that this should be sufficient to cover around 3 months of typical unrestricted expenditure in a scenario where external funding has lapsed. Fund balance is £173,262 (2024: £214,850). The target for liquid assets is £165,000.”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Knights Lowe Limited. Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2025

  • Volunteers: 65
  • Government income: £617,520 — grants £617,520 (6); 46% of the £1,355,541 total gross income on the same return

Self-declared on the annual return for the financial year ending 31/03/2024

  • Volunteers: 55
  • Government income: £603,520 — grants £603,520 (7); 37% of the £1,643,314 total gross income on the same return
  • Employees paid over £60,000: 1 (£60,001–£70,000: 1)

Self-declared on the annual return for the financial year ending 31/03/2023

  • Volunteers: 50
  • Government income: £603,250 — contracts £158,250 (2), grants £445,000 (5); 44% of the £1,362,799 total gross income on the same return
  • Employees paid over £60,000: 1 (£60,001–£70,000: 1)

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 31/03/2023 (received 02/02/2024, 2 days after the 31/01/2024 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Public-sector contracts awarded

From the official Contracts Finder and Find a Tender notices (supplier matched by exact registered name). Contract income is distinct from grants.

BuyerContractAwardedValue
Cambridgeshire & Peterborough NHS Foundation TrustInpatient caseworker support and advice pilot——

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/03/2025)

Total income
£1.4m
Total spending
£1.5m
Cost of raising funds
£29k
Reserves (reported)
£173k
Employees
35

Reported reserves equal ~1.4 months of spending — in the bottom quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Other (79% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 2.1% of total income — below the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cambridgeshire

Income and spending

Financial year endIncomeSpending
31/03/2025£1.4m£1.5m
31/03/2024£1.6m£1.5m
31/03/2023£1.4m£1.3m
31/03/2022£941k£983k
31/03/2021£1.0m£947k

Common questions

Is CAMBRIDGE AND DISTRICT CITIZENS ADVICE BUREAU financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net deficit of £88,091 for the year, resulting in a decrease in total unrestricted reserves from £1,026,452 to £904,864. The trustees note that the most significant areas of uncertainty for the future are the annual levels of grant funding required, as most contracts are received on a one-year basis. Despite the deficit, the charity maintains a general fund target of £165,000 to cover three months of typical unrestricted expenditure. Its FY2025 accounts were audited by Knights Lowe Limited.

Who funds CAMBRIDGE AND DISTRICT CITIZENS ADVICE BUREAU?

Funders whose own accounts filings name CAMBRIDGE AND DISTRICT CITIZENS ADVICE BUREAU as a grant recipient include THE MASTER CHARITABLE TRUST, THE FRESHFIELD FOUNDATION, MONEY ADVICE TRUST, THE NETHERBY TRUST, JOHN JAMES BRISTOL FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE MASTER CHARITABLE TRUSTFY2025£679kAdvancement of citizenship and community development
THE FRESHFIELD FOUNDATIONFY2023£615kEducation, health & general wellbeing of mankind
MONEY ADVICE TRUSTFY2022£198k
THE NETHERBY TRUSTFY2023£60k
THE ACCESS TO JUSTICE FOUNDATIONFY2021Unverified read£50k
JOHN JAMES BRISTOL FOUNDATIONFY2025£45kImproving facilities and services which impact the entire city
JOHN JAMES BRISTOL FOUNDATIONFY2024£36kCommunity
FUEL ALLOTMENTFY2024£30kRelief of poverty/hardship
BANBURY CHARITIESFY2022£20kGrant to institutions
THE SALISBURY POOL CHARITY COMPRISING THE FIRST MOIETY ESTABLISHED BY CLAUSE 2 OF THE DEED OF DECLARATION DATED 23RD MARCH 1976FY2024£20kSocial welfare
MONEY ADVICE TRUSTFY2021£16kTraining
MONEY ADVICE TRUSTFY2024£14kTraining
THOMAS HICKMAN'S CHARITYFY2023£13k
MONEY ADVICE TRUSTFY2023£10kTraining
FUEL ALLOTMENTFY2022£9kRelief of age or sickness
DR EDWARDS AND BISHOP KING'S FULHAM CHARITYFY2025£8kGrants to organisations
DR EDWARDS AND BISHOP KING'S FULHAM CHARITYFY2024£8k
THE LEN PICK TRUSTFY2023£8kCommunity
BEDFORDSHIRE AND LUTON COMMUNITY FOUNDATIONFY2021Unverified read£7kNot specified
DR EDWARDS AND BISHOP KING'S FULHAM CHARITYFY2026£6kGrant to organisation
BANBURY CHARITIESFY2023£5k
HEREFORDSHIRE COMMUNITY FOUNDATIONFY2022£4kEarly Help Family Support
FUEL ALLOTMENTFY2025£3k
THE A M FENTON TRUSTFY2021£3k
BANBURY CHARITIESFY2024£3kBanbury Poor Trust
THE A M FENTON TRUSTFY2022£3k
THE A M FENTON TRUSTFY2023£3k
BANBURY CHARITIESFY2022£3kGrant to institutions
BANBURY CHARITIESFY2023£3k
THE A M FENTON TRUSTFY2025£3k
THE ANTHONY AND ELIZABETH MELLOWS CHARITABLE SETTLEMENTFY2025Unverified read£3kThe advancement of health or saving of lives
BANBURY CHARITIESFY2025£3k
THE NORTON FOUNDATIONFY2021£1kBlock discretionary grant
FUEL ALLOTMENTFY2023£1kRelief of poverty
THE SALISBURY POOL CHARITY COMPRISING THE FIRST MOIETY ESTABLISHED BY CLAUSE 2 OF THE DEED OF DECLARATION DATED 23RD MARCH 1976FY2023£1kSocial welfare
BANBURY CHARITIESFY2021£1kGrant to institutions
MIDDLESBROUGH ENVIRONMENT CITY TRUST LIMITEDFY2021£500To provide debt, benefit and energy efficiency advice.

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund29/07/2026£324kCommunity outreach advice and information service
UK government05/10/2020£22kCoronavirus Community Support Fund
UK government01/04/2020£15.0mCAB Support in 2020-21
The National Lottery Community Fund16/10/2019£10kDigital Advice in Cambridge and S. Cambs
The National Lottery Community Fund03/03/2016£498kThe Cambridge Crisis Network (CCN)
The National Lottery Community Fund18/12/2013£228kSmart Money
The National Lottery Community Fund19/04/2013£347kCambridge City Advice Network (CCAN)
The National Lottery Community Fund23/09/2010£10kInformation and Advice through Technology for Rurally Disadvantaged Communi
The National Lottery Community Fund04/09/2008£620kCambridgeshire Advice Hubs
The National Lottery Community Fund24/01/2008£5kSelf Help Advice Kiosk
The National Lottery Community Fund14/12/2005£5kWebsite development
The National Lottery Community Fund15/06/2004£5kInformation Roadshow

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with BATH AND DISTRICT CITIZENS ADVICE BUREAU.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CAMBRIDGE AND DISTRICT CITIZENS ADVICE BUREAU£1.4m—0above—no doubt
BATH AND DISTRICT CITIZENS ADVICE BUREAU FY2025£996k—0unclear—no doubt
DISS, THETFORD AND DISTRICT CITIZENS ADVICE BUREAU FY2025£733k—0above—no doubt
MEDWAY DISTRICT CITIZENS ADVICE BUREAU SERVICE FY2025£513k£60,001 - £70,000—unclear—no doubt
WINCHESTER DISTRICT CITIZENS ADVICE BUREAU FY2025£457k—0unclear—no doubt
BRIDPORT AND DISTRICT CITIZENS ADVICE BUREAU FY2026£292k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.