COMMUNITY MONEY ADVICE LTD
Registered charity 1111436 · accounts filings on the Charity Commission register
Development of church based social and community action especially in the field of debt and money advice to people in need. The establishment of completely free money advice centres in every community in the nation. Publication of education and training materials related to the above activities.
Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net expenditure of £133,815 for the year, driven by total charitable expenditure of £646,204 against income of £512,389. Per the trustees' report, unrestricted reserves fell to £107,177, which is below the policy target of covering three months' operating costs or redundancy payments. The trustees note that reliance on grant funding is insufficient for stability and that the charity is under increased strain due to network reductions.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves position: below the charity's own stated reserves policy (held: £107k; policy: three months of unrestricted expenditure)
“unanticipated reductions in income and difficulties in attracting new grant funding have taken our reserves below the level that trustees wish to maintain” — page 5
Per its FY2025 accounts as filed with the Charity Commission.
Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.
Structured financials (annual return, FY ending 31/05/2025)
Reported reserves equal ~2.0 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).
Per its annual return, largest income source: Charitable activities (82% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).
Register events
- Received assets from another charity (03/09/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Received assets from another charity (16/07/2025) — per the register’s event history; asset transfers typically record mergers or reorganisations.
- Received assets from another charity (28/07/2019) — per the register’s event history; asset transfers typically record mergers or reorganisations.
Trustee list from the Charity Commission register (current, not historical).
Operates in: Northern Ireland · Scotland · Throughout England And Wales
Income and spending
Common questions
Is COMMUNITY MONEY ADVICE LTD financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net expenditure of £133,815 for the year, driven by total charitable expenditure of £646,204 against income of £512,389. Per the trustees' report, unrestricted reserves fell to £107,177, which is below the policy target of covering three months' operating costs or redundancy payments. The trustees note that reliance on grant funding is insufficient for stability and that the charity is under increased strain due to network reductions. Its FY2025 accounts were independently examined.
Who funds COMMUNITY MONEY ADVICE LTD?
Funders whose own accounts filings name COMMUNITY MONEY ADVICE LTD as a grant recipient include KING'S CHURCH MILDENHALL, THE ALICE ELLEN COOPER-DEAN CHARITABLE FOUNDATION, THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY, LEICESTER, THE BISHOP RADFORD TRUST.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with BODMIN ROAD CHURCH.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.