CITIZENS ADVICE STROUD & COTSWOLD DISTRICTS LTD

Registered charity 1096398 · accounts filings on the Charity Commission register · also known as STROUD & DISTRICT CAB, STROUD & DISTRICT CITIZENS ADVICE BUREAU LIMITED

To promote any charitable purpose for the public benefit by the advancement of education, the protection and preservation of health, and the relief of poverty, sickness and distress in particular, but without limitation, for the benefit of the community in the Districts of Stroud, Cotswold, Gloucestershire and surrounding areas.

Objects

THE CHARITY’S OBJECTS ARE TO PROMOTE ANY CHARITABLE PURPOSE FOR THE PUBLIC BENEFIT BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS IN PARTICULAR, BUT WITHOUT LIMITATION, FOR THE BENEFIT OF THE COMMUNITY IN THE DISTRICT OF STROUD, COTSWOLD, GLOUCESTERSHIRE AND SURROUNDING AREAS.

Area of benefit: DISTRICT OF STROUD, GLOUCESTERSHIRE

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Disability · The Prevention Or Relief Of Poverty · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that the charity generated a surplus of £13,805 for the year, with total reserves of £719,329. The trustees report that free reserves of £324,712 exceed the stated target of £161,906, providing a buffer against funding shortfalls and key risks.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Campaigns and political activity policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Engaging external speakers at charity events policy and procedures
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

Public fundraising profile: JustGiving — Citizens Advice Stroud and Cotswold Districts Limited (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

• The Gloucestershire CC Crisis & Resilience Fund — “The Gloucestershire CC Crisis & Resilience Fund is now open For information on what can be funded and how to apply please go to Crisis and R…” (source page)
• Barnwood Trust — “Barnwood Trust From 2nd July 2026 , Barnwood Trust will not accept new applications for grants. BT aim to re-open early September. Applicant…” (source page)

Structured financials (annual return, FY ending 31/03/2025)

Reported reserves equal ~7.9 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (94% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 6.8% of total income — above the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

• Christopher William Youard Underhillchair
• Barry O'Driscoll
• Dr Martin Cook
• Dr Pilar Sepulveda
• Ian Michael George Buswell
• Jane Elizabeth Whaley
• John Hammond
• Mark Hamilton
• Paul Blacker
• Philip Bedos

Trustee list from the Charity Commission register (current, not historical).

Operates in: Gloucestershire

Income and spending

Common questions

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CITIZENS ADVICE SOUTH GLOUCESTERSHIRE.

• CITIZENS ADVICE SOUTH GLOUCESTERSHIRE income £964k
• CITIZENS ADVICE IN WEST SUSSEX (NORTH, SOUTH, EAST) income £2.7m
• CITIZENS ADVICE LEICESTERSHIRE income £1.7m
• WESTMINSTER CITIZENS ADVICE BUREAU SERVICE income £1.7m
• CITIZENS ADVICE LIVERPOOL LIMITED income £4.3m
• Citizens Advice Lincoln & Lindsey income £2.9m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.