THE UNITED REFORMED CHURCH (WEST MIDLANDS) TRUST LIMITED

Registered charity 507027 · accounts filings on the Charity Commission register

The trust is a company limited by guarantee and was formed on 2/11/77. The Memorandum and Articles of Association provide its governing document and constitution. Its object is to advance the Christian religion in accordance with the doctrines, principles and usages of the United Reformed Church, particularly in the West Midlands.

Causes: General Charitable Purposes · Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£3.2m
Latest spending
£1.4m
Registered
1977
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity reported a net movement in funds of £3.55m for the year ended 31 December 2024, driven by a £2.4m surplus from property sales and £1.74m in unrealised investment gains. The trustees confirm that the charity has sufficient resources to continue as a going concern with no material uncertainty identified. Unrestricted general funds stood at £10.6m, while the charity operates a defined contribution pension scheme with no disclosed deficit.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: one full year’s total net expenditure (held: £10.6m)
“The policy of the trustees is to hold sufficient investments and deposits that the income generated, and capital appreciation will cover one full year’s total net expenditure.” — page 15
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: The Trust is the corporate Trustee of The James and Freeman Charity. During the year a charge of £2,000 (2023: £2,000) was made to The James and Freeman Charity for the administrative services provided by the Synod.
“The Trust is the corporate Trustee of The James and Freeman Charity. During the year a charge of £2,000 (2023: £2,000) was made to The James and Freeman Charity for the administrative services provided by the Synod.” — page 47
“The Trust is the corporate Trustee of The Joseph Scott Fund. During the year a charge of £1,500 (2023: £Nil) was made to The Joseph Scott Fund for the administrative services provided by the Synod.” — page 47
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: The Trust is the corporate Trustee of The Joseph Scott Fund. During the year a charge of £1,500 (2023: £Nil) was made to The Joseph Scott Fund for the administrative services provided by the Synod.
“The Trust is the corporate Trustee of The James and Freeman Charity. During the year a charge of £2,000 (2023: £2,000) was made to The James and Freeman Charity for the administrative services provided by the Synod.” — page 47
“The Trust is the corporate Trustee of The Joseph Scott Fund. During the year a charge of £1,500 (2023: £Nil) was made to The Joseph Scott Fund for the administrative services provided by the Synod.” — page 47
Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by MHA. Discloses 5 of 6 completeness components.

Corporate structure

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

125 registered titles in England and Wales held by the charity’s company or corporate body (119 freehold); recorded price paid £6.3m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/12/2024)

Total income
£3.2m
Total spending
£1.4m
Cost of raising funds
£111k
Reserves (reported)
£3.6m
Employees
9

Reported reserves equal ~30.4 months of spending — in the top quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Other (75% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 3.5% of total income — below the median for charities its size (5.2%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Birmingham City · Coventry City · Dudley · Gloucestershire · Herefordshire · Sandwell · Shropshire · Solihull · Staffordshire · Walsall

Income and spending

Financial year endIncomeSpending
31/12/2024£3.2m£1.4m
31/12/2023£2.9m£1.1m
31/12/2022£3.0m£1.1m
31/12/2021£933k£2.3m
31/12/2020£1.9m£1.5m

Common questions

Is THE UNITED REFORMED CHURCH (WEST MIDLANDS) TRUST LIMITED financially healthy?

Per its FY2024 accounts: The accounts state that the charity reported a net movement in funds of £3.55m for the year ended 31 December 2024, driven by a £2.4m surplus from property sales and £1.74m in unrealised investment gains. The trustees confirm that the charity has sufficient resources to continue as a going concern with no material uncertainty identified. Unrestricted general funds stood at £10.6m, while the charity operates a defined contribution pension scheme with no disclosed deficit. Its FY2024 accounts were audited by MHA.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund04/01/2005£5kBloomsbury Church Shop

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE HOBSON CHARITY LIMITED1£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE UNITED REFORMED CHURCH (SOUTHERN SYNOD) TRUST LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE UNITED REFORMED CHURCH (WEST MIDLANDS) TRUST LIMITED£3.2m—0above—no doubt
THE UNITED REFORMED CHURCH (SOUTHERN SYNOD) TRUST LIMITED FY2024£7.4m—0unclear—no doubt
THE UNITED REFORMED CHURCH (WESSEX) TRUST LIMITED FY2024£10.6m—0unclear—no doubt
THE UNITED REFORMED CHURCH ( NORTHERN PROVINCE) TRUST LTD. FY2024£2.0m—0above—no doubt
CROSSWAY UNITED REFORMED CHURCH CHARITY FY2024£264k—0above—no doubt
THE UNITED REFORMED CHURCH (SOUTH WESTERN SYNOD) INCORPORATED FY2024£1.0m—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.