UNITED REFORMED CHURCH TRUST

Registered charity 1133373 · accounts filings on the Charity Commission register · also known as URCT

Latest income
£24.4m
Latest spending
£24.7m
Registered
2009
Accounts read
FY2024

Financial health, per its FY2024 accounts

The accounts state that the charity reported a net increase in funds of £2,178k for the year ended 31 December 2024, driven by investment gains and actuarial gains on pension schemes. The trustees note that the current level of unrestricted reserves held is well above the stated target of £12.5m, although they acknowledge a financial deficit in operating activities that is being addressed through restructuring and cost reviews.

What the accounts disclose

Highest-paid employee band: £80,001 - £90,000 — below the median for charities its size (£125k)
During 2024, one (2023: two) employee received emoluments, excluding employer pension contributions greater than £60,000 but less than £69,999, two (2023: nil) employees greater than £70,000 but less than £79,999 and one (2023: nil) employee greater than £80,000 but ess than £89,999. — page 34
Per its FY2024 accounts as filed with the Charity Commission.
Employees paid over £60,000: 4
During 2024, one (2023: two) employee received emoluments, excluding employer pension contributions greater than £60,000 but less than £69,999, two (2023: nil) employees greater than £70,000 but less than £79,999 and one (2023: nil) employee greater than £80,000 but ess than £89,999. — page 34
Per its FY2024 accounts as filed with the Charity Commission.
Reserves policy: at least £12.5m (held: £16.3m)
Based on the assessment above, the Committee felt that the Trust should aim to maintain its reserves of at least £12.5m. — page 15
Per its FY2024 accounts as filed with the Charity Commission.
Related-party transaction: The United Reformed Church Trust recharged salary and staff costs amounting to £547k (2023: £305k) to the United Reformed Church Retired Ministers’ Housing Society Limited.
During the year the United Reformed Church Trust recharged salary and staff costs amounting to £547k (2023: £305k) to the United Reformed Church Retired Ministers’ Housing Society Limited. — page 49
Per its FY2024 accounts as filed with the Charity Commission.

Accounts audited by Moore Kingston Smith LLP.

Year-over-year changes

Comparing this charity’s FY2023 and FY2024 accounts as analysed by this site.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Structured financials (annual return, FY ending 31/12/2024)

Total income
£24.4m
Total spending
£24.7m
Reserves (reported)
£16.3m
Employees
68

Reported reserves equal ~8.0 months of spending — above the median for charities its size (median 4.6 months; benchmarks).

Register events

Trustees

Trustee list from the Charity Commission register (current, not historical).

Operates in: Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/12/2024£24.4m£24.7m
31/12/2023£28.7m£26.6m
31/12/2022£29.3m£29.3m
31/12/2021£34.1m£24.1m
31/12/2020£23.3m£22.9m

Common questions

Is UNITED REFORMED CHURCH TRUST financially healthy?

The accounts state that the charity reported a net increase in funds of £2,178k for the year ended 31 December 2024, driven by investment gains and actuarial gains on pension schemes. The trustees note that the current level of unrestricted reserves held is well above the stated target of £12.5m, although they acknowledge a financial deficit in operating activities that is being addressed through restructuring and cost reviews. Its FY2024 accounts were audited by Moore Kingston Smith LLP.

What does the highest-paid employee of UNITED REFORMED CHURCH TRUST earn?

Per its FY2024 accounts, the highest-paid employee was in the £80,001 - £90,000 band, and 4 employees earned over £60,000.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Heritage Fund08/10/2014£10k"'Our 15: remembered lives'"

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