J49 LTD

Registered charity 1213283 · accounts filings on the Charity Commission register

J49 exists for the relief of those in need, by reason of poverty or financial hardship, age, ill-health, disability, or other social or economic disadvantage in the UK for the public benefit by providing safe, affordable, and sustainable housing and signposting to support services.

Objects

THE RELIEF OF THOSE IN NEED, BY REASON OF POVERTY OR FINANCIAL HARDSHIP, AGE, ILL-HEALTH, DISABILITY, OR OTHER SOCIAL OR ECONOMIC DISADVANTAGE IN THE UK FOR THE PUBLIC BENEFIT BY PROVIDING SAFE, AFFORDABLE, AND SUSTAINABLE HOUSING AND SIGNPOSTING TO SUPPORT SERVICES.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: The Prevention Or Relief Of Poverty · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that the charity generated a surplus of £49,693 for the 18-month period ended 31 May 2025, with total income of £718,031 and total expenditure of £668,338. Per the trustees' report, unrestricted funds stood at £761,370, while the charity holds £3.475m in loans and maintains a cash balance of £26,488 against a target of £100,000.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Knox Cropper LLP. Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Homes England. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Complaints handling
• Complaints policy and procedures
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Serious incident reporting policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

Structured financials (annual return, FY ending 31/05/2025)

Reported reserves equal ~0.5 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (59% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

• Steven Jeffery Coleschair
• Judith Harries
• Kishore Perla
• Louisa Snow
• Reshima Sharma
• Stephen Penfold

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Common questions

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with EXPECTATIONS (UK).

• EXPECTATIONS (UK) income £2.5m
• THE JAMES CHARITIES income £519k
• JANGALA LTD income £999k
• JIGSAW4U LIMITED income £1.5m
• Just4Children income £2.1m
• JUST CIRCLE LIMITED income £7.1m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.