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J49 LTD

Registered charity 1213283 · accounts filings on the Charity Commission register

J49 exists for the relief of those in need, by reason of poverty or financial hardship, age, ill-health, disability, or other social or economic disadvantage in the UK for the public benefit by providing safe, affordable, and sustainable housing and signposting to support services.

Causes: The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£718k
Latest spending
£668k
Registered
2025
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity generated a surplus of £49,693 for the 18-month period ended 31 May 2025, with total income of £718,031 and total expenditure of £668,338. Per the trustees' report, unrestricted funds stood at £761,370, while the charity holds £3.475m in loans and maintains a cash balance of £26,488 against a target of £100,000.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Grants and donations (59% of income)
“Total income for the 18-month period to 31st May 2025 stood at £718,031 (2023 restated: £765,450) comprised of rent and service charge income from social housing lettings of £297,019 (2023 restated: nil), grants for social housing lettings of £420,873 (2023 restated: £765,450) and other income of £139 (2023 restated: nil).” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy (held: £761k; policy: cash funds of £100,000)
“At the period end cash funds stood at £26,488. This target will be regularly reviewed as the organisation grows in its development plans.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: J49 was invoiced for project management costs by Jubilee Resource Community Ltd, a company where trustee Julian Marriott is a director.
“The charitable company was invoiced for project management costs amounting to £5,800 (2023 £27,800) by Jubilee Resource Community Ltd of which Julian Marriott, one of the trustees during the period, is a director. There were no other related party transactions in the financial year.” — page 27
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Knox Cropper LLP. Discloses 5 of 6 completeness components.

Structured financials (annual return, FY ending 31/05/2025)

Total income
£718k
Total spending
£668k
Reserves (reported)
£26k
Employees
1

Reported reserves equal ~0.5 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/05/2025£718k£668k

Common questions

Is J49 LTD financially healthy?

Per its FY2025 accounts: The accounts state that the charity generated a surplus of £49,693 for the 18-month period ended 31 May 2025, with total income of £718,031 and total expenditure of £668,338. Per the trustees' report, unrestricted funds stood at £761,370, while the charity holds £3.475m in loans and maintains a cash balance of £26,488 against a target of £100,000. Its FY2025 accounts were audited by Knox Cropper LLP.