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THE JAMES CHARITIES

Registered charity 217047 · accounts filings on the Charity Commission register

PROVISION OF SHELTERED ACCOMMODATION FOR THE NEEDY ELDERLY

Causes: The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Latest income
£519k
Latest spending
£466k
Registered
1963
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity achieved a total surplus of £22,230 for the year ended 31 December 2025, following a significant increase in income to £519,319 driven by a new development project. Per the trustees' report, the charity holds unrestricted funds of £473,424 and has a stated reserves policy target of maintaining free reserves of £75,000 to cover at least six months of expenditure without income.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: £75,000 (held: £473k)
“the Directors strive to have free reserves of £75,000, which they have calculated would be needed to allow the charity to operate for at least 6 months without income from WMC and are resolved to aim for free reserves of this amount as a minimum.” — page 8
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: P & W Social Accountants Ltd
“The James Charities incorporating P & W Social Accountants Ltd”
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£519k
Total spending
£466k
Cost of raising funds
£540
Reserves (reported)
£311k
Employees
2

Reported reserves equal ~8.0 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Birmingham City

Income and spending

Financial year endIncomeSpending
31/12/2025£519k£466k
31/12/2024£226k£253k
31/12/2023£226k£195k
31/12/2022£207k£162k
31/12/2021£191k£208k

Common questions

Is THE JAMES CHARITIES financially healthy?

Per its FY2025 accounts: The accounts state that the charity achieved a total surplus of £22,230 for the year ended 31 December 2025, following a significant increase in income to £519,319 driven by a new development project. Per the trustees' report, the charity holds unrestricted funds of £473,424 and has a stated reserves policy target of maintaining free reserves of £75,000 to cover at least six months of expenditure without income. Its FY2025 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE EDWARD CADBURY CHARITABLE TRUST1£10k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE JAMES LLOYD ALMSHOUSES.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE JAMES CHARITIES£519k—0unclear—no doubt
THE JAMES LLOYD ALMSHOUSES FY2025£233k—0above—no doubt
THE ABBEYFIELD GREAT MISSENDEN AND DISTRICT SOCIETY FY2025£355k—0unclear—no doubt
Beaconwild Ltd FY2025£2.2m——unclear—no doubt
NEW PRODUCERS FOR SUSTAINABLE ENERGY FY2025£275k—0below—no doubt
ST JAMES' CENTRE (DERBY) FY2025£1.2m—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.