THE SUSAN AND STEPHEN JAMES CHARITABLE SETTLEMENT

Registered charity 801622 · accounts filings on the Charity Commission register · also known as STEPHEN JAMES CHARITABLE TRUST

The making of grants to charitable organisations

Causes: General Charitable Purposes · Grant history (this charity is a funder) · Get email alerts

Latest income

£182k

Latest spending

£118k

Registered

1989

Accounts read

FY2024

Financial health, per its FY2024 accounts

The accounts state that unrestricted reserves increased to £222,030 at year-end, up from £157,425 in the previous period, supported by a net income surplus of £64,605. The charity's reserves are held as a general purpose fund for long-term commitments, with no stated policy target for comparison. The trustees confirmed the going concern basis is appropriate and no material uncertainties were identified.

Automated summary of the FY2024 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Gifts of listed investments (96% of income)

“Income from investments is recognised in the year in which it is receivable.” — page 8

Per its FY2024 accounts as filed with the Charity Commission.

Reserves policy: The charity's reserve is a general purpose fund held for the long term commitments and obligations of the Trust to be used when donations paid out exceed incoming resources. (held: £222k)

“The charity's reserve is a general purpose fund held for the long term commitments and obligations of the Trust to be used when donations paid out exceed incoming resources.” — page 3

Per its FY2024 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

STEPHEN JAMES · trustee of 1 other charity
SUSAN ROBERTA JAMES

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year end	Income	Spending
31/12/2024	£182k	£118k
31/12/2023	£200k	£108k
31/12/2022	£174k	£125k
31/12/2021	£99k	£105k
31/12/2020	£109k	£129k

Common questions

Is THE SUSAN AND STEPHEN JAMES CHARITABLE SETTLEMENT financially healthy?

Per its FY2024 accounts: The accounts state that unrestricted reserves increased to £222,030 at year-end, up from £157,425 in the previous period, supported by a net income surplus of £64,605. The charity's reserves are held as a general purpose fund for long-term commitments, with no stated policy target for comparison. The trustees confirmed the going concern basis is appropriate and no material uncertainties were identified. Its FY2024 accounts were independently examined.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Funder	Similar charities funded	Amount to them
MAYFAIR CHARITIES LIMITED	1	£21k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ADENFIRST LIMITED.

ADENFIRST LIMITED income £547k
BRITISH FRIENDS OF THE CHAZON ISH INSTITUTIONS income £110k
THE JACOBS CHARITABLE TRUST income £1.1m
THE ZOCHONIS CHARITABLE TRUST income £2.3m
THE SINCLAIR CHARITY income £654k
BELLJOE TZEDOKO LIMITED income £725k

Side by side with its peers

Charity	Income	Top pay band	Reserves vs policy	Fundraising cost	Going concern
THE SUSAN AND STEPHEN JAMES CHARITABLE SETTLEMENT	£182k	—	unclear	—	no doubt
ADENFIRST LIMITED FY2025	£547k	—	unclear	—	no doubt
BRITISH FRIENDS OF THE CHAZON ISH INSTITUTIONS FY2025	£110k	—	unclear	—	no doubt
THE JACOBS CHARITABLE TRUST FY2024	£1.1m	—	unclear	—	no doubt
THE ZOCHONIS CHARITABLE TRUST FY2025	£2.3m	—	above	—	no doubt
THE SINCLAIR CHARITY FY2024	£654k	—	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.