EXPECTATIONS (UK)

Registered charity 1152491 · accounts filings on the Charity Commission register

The relief of those in need, in particular through the provision of and assistance with social housing, accommodation and assistance to help house people who are in need of such housing by reason of: poverty; age; disability; handicap (whether physical or mental); or sickness; and to provide and assist in the provision of associated facilities and amenities for such people.

Objects

THE RELIEF OF THOSE IN NEED IN PARTICULAR (WITHOUT LIMITATION) TO PROVIDE AND ASSIST IN PROVIDING SOCIAL HOUSING, ACCOMMODATION AND ASSISTANCE TO HELP HOUSE PEOPLE WHO ARE IN NEED OF SUCH HOUSING, ACCOMMODATION AND ASSISTANCE BY REASON OF THEIR POVERTY, AGE, DISABILITY, HANDICAP (WHETHER PHYSICAL OR MENTAL) OR SICKNESS AND TO PROVIDE AND ASSIST IN THE PROVISION OF ASSOCIATED FACILITIES AND AMENITIES FOR SUCH PEOPLE.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · Get email alerts

Latest income
£2.5m
Latest spending
£2.2m
Registered
2013
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity generated a surplus of £224,516 for the year ended 30 September 2025, with total housing income of £2,453,548 against charitable expenditure of £2,229,032. Per the trustees' report, unrestricted funds increased to £558,073, and management accounts indicate strengthened financial controls and positive operating margins across service areas.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: sufficient funds available for the orderly winding up of the company without liability should its future income be in such doubt that this is the only credible course of action (held: £558k)
“The trustees' reserves policy is to manage the reserves in such a way as to have sufficient funds available for the orderly winding up of the company without liability should its future income be in such doubt that this is the only credible course of action.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Onyx Audit Ltd. Discloses 4 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Homes England. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Corporate structure

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 30/09/2025)

Total income
£2.5m
Total spending
£2.2m
Reserves (reported)
£558k
Employees
12

Reported reserves equal ~3.0 months of spending — below the median for charities its size (median 4.8 months; benchmarks).

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Birmingham City

Income and spending

Financial year endIncomeSpending
30/09/2025£2.5m£2.2m
30/09/2024£1.0m£1.0m
30/09/2023£861k£856k
30/09/2022£803k£788k
30/09/2021£813k£753k

Common questions

Is EXPECTATIONS (UK) financially healthy?

Per its FY2025 accounts: The accounts state that the charity generated a surplus of £224,516 for the year ended 30 September 2025, with total housing income of £2,453,548 against charitable expenditure of £2,229,032. Per the trustees' report, unrestricted funds increased to £558,073, and management accounts indicate strengthened financial controls and positive operating margins across service areas. Its FY2025 accounts were audited by Onyx Audit Ltd.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CALICO HOMES LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
EXPECTATIONS (UK)£2.5m—0unclear—no doubt
CALICO HOMES LIMITED FY2025£35.2m——unclear—no doubt
RIVERSIDE ESTUARY LIMITED FY2025£5.6m—0unclear—no doubt
SOUTH OXHEY CHRISTIAN FELLOWSHIP FY2024£257k—0unclear—no doubt
THE JAMES CHARITIES FY2025£519k—0unclear—no doubt
ACCOMMODATION CONCERN FY2025£1.5m£60,001 - £70,0001unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.