THE PEARL EXCHANGE CI0

Registered charity 1203240 · accounts filings on the Charity Commission register · also known as THE PEARL EXCHANGE CIC

To act as a resource for young adults living in Cornwall and Devon by providing advice and assistance and organising programmes of creative and educational activities alongside counselling and mental health support.

Causes: Education/training · Arts/culture/heritage/science · website · Get email alerts

Latest income
£222k
Latest spending
£206k
Registered
2023
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus of £15,416 for the year ended 31 March 2025, with total income of £221,508 against total expenditure of £206,092. The trustees confirm there are no material uncertainties regarding the charity's ability to continue as a going concern, supported by a bank balance of £79,459. However, free unrestricted reserves are held at £2,684, which is below the stated policy target of two months' running costs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £3k; policy: two months of running costs)
We currently have £2,684 of free reserves. This figure represents the total unrestricted fund balance of £71,878 less the £69,194 carrying value of fixed assets funded by unrestricted funds.
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — The Pearl Exchange (matched by registered charity number).

Public profiles (found on the charity’s own website): facebook · instagram

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/03/2025£222k£206k
31/03/2024£210k£144k

Common questions

Is THE PEARL EXCHANGE CI0 financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a surplus of £15,416 for the year ended 31 March 2025, with total income of £221,508 against total expenditure of £206,092. The trustees confirm there are no material uncertainties regarding the charity's ability to continue as a going concern, supported by a bank balance of £79,459. However, free unrestricted reserves are held at £2,684, which is below the stated policy target of two months' running costs. Its FY2025 accounts were independently examined.