STRING OF PEARLS

Registered charity 1174479 · accounts filings on the Charity Commission register

By making grants to educational institutes,disadvantage people, people in poverty and for young people to develop important life skills, mainly in London.

Objects

THE OBJECTS OF THE CIO SHALL BE 1. TO ADVANCE THE ORTHODOX JEWISH RELIGION FOR THE BENEFIT OF THE PUBLIC IN PARTICULAR, BUT NOT EXCLUSIVELY, BY MAKING GRANTS TO JEWISH RELIGIOUS EDUCATIONAL INSTITUTIONS IN NORTH WEST LONDON 2. THE RELIEF OF FINANCIAL HARDSHIP, ILL-HEALTH, DISABILITY OR OTHER DISADVANTAGE IN PARTICULAR, BUT NOT EXCLUSIVELY, BY MAKING GRANTS OF MONEY TOWARDS OR PAYING FOR CARE, ITEMS, SERVICES OR FACILITIES FOR THE BENEFIT OF INDIVIDUALS LIVING IN NORTH WEST LONDON WITH SUCH NEEDS FOR SUCH PURPOSES 3. TO ADVANCE IN LIFE AND HELP YOUNG PEOPLE LIVING IN NORTH WEST LONDON BY MAKING GRANTS OR PAYING FOR ACTIVITIES WHICH DEVELOP THEIR SKILLS AND CAPABILITIES SO THAT THEY MAY DEVELOP AND GROW TO FULL MATURITY AS INDIVIDUALS AND MEMBERS OF SOCIETY

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Disability · Religious Activities · Grant history (this charity is a funder) · Get email alerts

Registered contact address: Barnet, London, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity incurred a net expenditure of £64,001 for the year, resulting in a decrease in unrestricted funds from £219,390 to £155,389. The charity holds no restricted funds and has negative net current assets of £34,881, indicating current liabilities exceed current assets. Despite the deficit, the independent examiner reported no material matters requiring attention, and the trustees have adopted standard accounting practices without admitting late filing or other governance failures.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 3 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Campaigns and political activity policy and procedures
• Complaints policy and procedures
• Engaging external speakers at charity events policy and procedures
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Safeguarding policy and procedures
• Serious incident reporting policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Annual return filing dates (Charity Commission record)

Of its last 5 annual returns with a recorded received date, 1 was received after the due date: year ending 31/08/2022 (received 10/07/2023, 10 days after the 30/06/2023 due date).

Due and received dates as recorded in the Commission’s annual-return data; the data does not say whether an extension was agreed. Source: this charity’s annual returns on the Charity Commission register.

Structured financials (annual return, FY ending 31/08/2025)

Reported reserves equal ~2.8 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.1% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

• Jacob Barhorin
• MOSES REINER
• Mendel Goodman
• YECHEZKEL SHRAGA BREUER · trustee of 3 other charities

Trustee list from the Charity Commission register (current, not historical).

Operates in: Barnet · Brent · Essex · Hackney · Haringey

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Grants marked “Unverified read” were flagged by automated checks as possibly misread from the funder’s filed accounts. They are listed, but left out of the totals, counts and funder relationships this site computes.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with STRINGS OF LIFE.

• STRINGS OF LIFE income £109k
• LITTLE GIVING income £650k
• THE STERLING CHARITY income £253k
• THE PEARL EXCHANGE CI0 income £252k
• THE P A R CHARITABLE TRUST income £75k
• AID AND RELIEF income £2.3m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.