CUMBRIA COMMUNITY HOMES
Significant activitiesTo provide good quality accommodation to vulnerable adults in the community meeting their individual needs. We helppeople in Barrow, Ulverston, Askam and Kendal and are looking to expand into other areas in the future.To help those who are homeless or at risk of homelessness, individuals who struggle with mental or physical health orwith a learning difficulty.
Objects
THE CHARITY IS FORMED FOR THE BENEFIT OF THE COMMUNITY. ITS CHARITABLE OBJECTS (‘THE OBJECTS’) SHALL BE TO CARRY ON FOR THE BENEFIT OF THE COMMUNITY:(1) THE BUSINESS OF PROVIDING AND MANAGING HOUSING, INCLUDING SOCIAL HOUSING, AND PROVIDING ASSISTANCE TO HELP HOUSE PEOPLE AND ASSOCIATED FACILITIES, AMENITIES AND SERVICES FOR PERSONS IN NEED BECAUSE OF YOUTH, AGE, ILL-HEALTH, DISABILITY, FINANCIAL HARDSHIP OR OTHER DISADVANTAGE;(2) SUCH OTHER EXCLUSIVELY CHARITABLE PURPOSES ACCORDING TO THE LAW OF ENGLAND AND WALES AS DETERMINED BY THE TRUSTEES.
Financial health, per its FY2025 accounts
The accounts state that the charity reported a net surplus of £204,548 for the year ended 30 June 2025, significantly improving upon the previous year's surplus. However, the charity remains in a net liabilities position with unrestricted funds at a deficit of £71,877, a substantial reduction from the £276,425 deficit in the prior year. The trustees confirm that the accounts have been prepared on a going concern basis, citing measures taken to ensure future financial stability.
What the accounts disclose
“By the end of June 2025 the Charity showed a deficit of funds of £71,877”
“Included in maintenance costs are payments made to a relative of Amanda Stevens totalling £35,380 (2024: £19,864). These fees were for maintenance services provided to the Charity's rented properties during the year” — page 19
“The current trustee is aware that at present there is only one trustee which is not in accordance with the governing document.” — page 5
Charity Commission inquiry
“The Commission’s engagement with the charity has highlighted regulatory concerns including the absence of a functioning trustee board and late filing of financial information.”
“The inquiry will examine the administration, governance and management of the charity and in particular: whether the charity has a sufficient number of trustees who are willing and capable of managing it”
“the financial management of the charity and whether funds have been properly expended in accordance with its governing document and can be accounted for”
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints policy and procedures
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Paying staff
- Safeguarding policy and procedures
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 30/06/2025
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Self-declared on the annual return for the financial year ending 30/06/2024
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Self-declared on the annual return for the financial year ending 30/06/2023
- Government income: £10,500 — grants £10,500 (1); under 1% of the £4,126,803 total gross income on the same return
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Annual return filing dates (Charity Commission record)
Of its last 5 annual returns with a recorded received date, 5 were received after the due date: year ending 30/06/2025 (received 12/08/2026, 104 days after the 30/04/2026 due date); year ending 30/06/2024 (received 16/12/2025, 230 days after the 30/04/2025 due date); year ending 30/06/2023 (received 11/06/2025, 407 days after the 30/04/2024 due date); year ending 30/06/2022 (received 29/08/2024, 487 days after the 30/04/2023 due date); year ending 30/06/2021 (received 02/09/2022, 125 days after the 30/04/2022 due date).
Property (HM Land Registry)
Structured financials (annual return, FY ending 30/06/2025)
Trustees
- Emma Jane Stones
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 30/06/2025 | £4.0m | £3.8m |
| 30/06/2024 | £4.3m | £4.2m |
| 30/06/2023 | £4.1m | £4.4m |
| 30/06/2022 | £3.1m | £3.2m |
| 30/06/2021 | £1.3m | £1.3m |
Common questions
Is CUMBRIA COMMUNITY HOMES financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £204,548 for the year ended 30 June 2025, significantly improving upon the previous year's surplus. However, the charity remains in a net liabilities position with unrestricted funds at a deficit of £71,877, a substantial reduction from the £276,425 deficit in the prior year. The trustees confirm that the accounts have been prepared on a going concern basis, citing measures taken to ensure future financial stability. Its FY2025 accounts were audited by Collards.
Who funds CUMBRIA COMMUNITY HOMES?
Funders whose own accounts filings name CUMBRIA COMMUNITY HOMES as a grant recipient include THE HAROLD AND ALICE BRIDGES CHARITY.
Known funders
| Funder | Year | Amount | Purpose (as stated by the funder) |
|---|---|---|---|
| THE HAROLD AND ALICE BRIDGES CHARITY | FY2023 | £2k | |
| THE HAROLD AND ALICE BRIDGES CHARITY | FY2024 | Unverified readamount not stated |
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| The National Lottery Community Fund | 28/10/2022 | £10k | Activities Worker |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE HADFIELD CHARITABLE TRUST | 2 | £9k |
| THE INMAN CHARITY | 2 | £7k |
| JOHN LAING CHARITABLE TRUST | 1 | £125k |
| THE HERD LAWSON AND MURIEL LAWSON CHARITABLE TRUST | 1 | £66k |
| BEEBY FAMILY FOUNDATION | 1 | £50k |
| FRANCIS C SCOTT CHARITABLE TRUST | 1 | £48k |
| THE FRIEDA SCOTT CHARITABLE TRUST | 1 | £26k |
| THE ALBERT GUBAY CHARITABLE FOUNDATION | 1 | £22k |
Charities like this
- SUPPORTING COMMUNITIES
- CUMBRIA COMMUNITY FOUNDATION
- Boroughbridge Community Charity
- CUMBRIA COMMUNITY TRANSPORT
- COMMUNITY ACCOMMODATION GROUP
- WATERMOOR HOUSE RCH
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CUMBRIA COMMUNITY HOMES | £4.0m | — | 0 | below | — | no doubt |
| SUPPORTING COMMUNITIES | £176k | — | 0 | unclear | — | no doubt |
| CUMBRIA COMMUNITY FOUNDATION | £11.5m | — | — | unclear | — | no doubt |
| Boroughbridge Community Charity | £83k | — | — | above | — | no doubt |
| CUMBRIA COMMUNITY TRANSPORT | £174k | — | 0 | unclear | — | no doubt |
| COMMUNITY ACCOMMODATION GROUP | £5.0m | — | 0 | below | — | no doubt |