CUMBRIA COMMUNITY HOMES

Registered charity 1184991 · accounts filings on the Charity Commission register

Significant activitiesTo provide good quality accommodation to vulnerable adults in the community meeting their individual needs. We helppeople in Barrow, Ulverston, Askam and Kendal and are looking to expand into other areas in the future.To help those who are homeless or at risk of homelessness, individuals who struggle with mental or physical health orwith a learning difficulty.

Causes: General Charitable Purposes · Disability · Accommodation/housing · Get email alerts

Latest income
£4.0m
Latest spending
£3.8m
Registered
2019
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net surplus of £204,548 for the year ended 30 June 2025, significantly improving upon the previous year's surplus. However, the charity remains in a net liabilities position with unrestricted funds at a deficit of £71,877, a substantial reduction from the £276,425 deficit in the prior year. The trustees confirm that the accounts have been prepared on a going concern basis, citing measures taken to ensure future financial stability.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £-72k; policy: build up its reserves for the purposes of the development and sustainability of the charity)
“By the end of June 2025 the Charity showed a deficit of funds of £71,877”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Maintenance payments to a relative of Trustee Amanda Stevens.
“Included in maintenance costs are payments made to a relative of Amanda Stevens totalling £35,380 (2024: £19,864). These fees were for maintenance services provided to the Charity's rented properties during the year” — page 19
Per its FY2025 accounts as filed with the Charity Commission.
Governance: Governance failure: only one trustee in place, contrary to governing document.
“The current trustee is aware that at present there is only one trustee which is not in accordance with the governing document.” — page 5
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Collards. Discloses 4 of 6 completeness components.

Property (HM Land Registry)

30 registered titles in England and Wales held by the charity’s company or corporate body (0 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 30/06/2025)

Total income
£4.0m
Total spending
£3.8m
Reserves (reported)
£0
Employees
37

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cumbria

Income and spending

Financial year endIncomeSpending
30/06/2025£4.0m£3.8m
30/06/2024£4.3m£4.2m
30/06/2023£4.1m£4.4m
30/06/2022£3.1m£3.2m
30/06/2021£1.3m£1.3m

Common questions

Is CUMBRIA COMMUNITY HOMES financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net surplus of £204,548 for the year ended 30 June 2025, significantly improving upon the previous year's surplus. However, the charity remains in a net liabilities position with unrestricted funds at a deficit of £71,877, a substantial reduction from the £276,425 deficit in the prior year. The trustees confirm that the accounts have been prepared on a going concern basis, citing measures taken to ensure future financial stability. Its FY2025 accounts were audited by Collards.

Who funds CUMBRIA COMMUNITY HOMES?

Funders whose own accounts filings name CUMBRIA COMMUNITY HOMES as a grant recipient include THE HAROLD AND ALICE BRIDGES CHARITY.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE HAROLD AND ALICE BRIDGES CHARITYFY2023£2k
THE HAROLD AND ALICE BRIDGES CHARITYFY2024£0

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund28/10/2022£10kActivities Worker

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CUMBRIA COMMUNITY FOUNDATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CUMBRIA COMMUNITY HOMES£4.0m—0below—no doubt
CUMBRIA COMMUNITY FOUNDATION FY2025£11.5m——unclear—no doubt
VOLUNTARY ACTION CUMBRIA FY2025£914k—0unclear—no doubt
CUMBRIA TENNIS FY2025£278k—0above—no doubt
Futureproof Cumbria FY2025£1.8m—0unclear—no doubt
MEALS ON WHEELS CUMBRIA FY2025£312k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.