WATERMOOR HOUSE RCH

Registered charity 1168947 · accounts filings on the Charity Commission register

THE PROVISION OF HOUSING AND ANY ASSOCIATED AMENITIES FOR PERSONS IN NEED UPON TERMS APPROPRIATE TO THEIR MEANS AND PROVIDING FOR OLDER PEOPLE IN NEED OF HOUSING AND ANY ASSOCIATED AMENITIES SPECIALLY DESIGNED OR ADAPTED TO SUIT THEIR DISABILITIES AND REQUIREMENTS.

Causes: General Charitable Purposes · Disability · website · Get email alerts

Latest income

£1.7m

Latest spending

£1.7m

Registered

2016

Accounts read

FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity recorded a net deficit of £4,319 for the year ended 31 August 2025, resulting in net current liabilities of £175,966. The trustees acknowledge a material uncertainty regarding the charity's ability to continue as a going concern due to the need to increase occupancy and secure sufficient surplus income, though they remain confident in future viability with benefactor support.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: £200,000 (held: £599k)

“The Trustees consider that, as a minimum, they should aim for free reserves of £200,000.” — page 7

Per its FY2025 accounts as filed with the Charity Commission.

Going concern: material uncertainty disclosed

“The existence of recent economic challenges outside of the trustees' control, including the specific challenge of increasing occupancy rates to the point that the charitable company returns to regular surplus and positive cashflow indicates that a material uncertainty exists that may cast doubt on the charitable company's ability to continue as a going concern.” — page 11

Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by BK Plus Audit Limited. Discloses 5 of 6 completeness components.

Year-over-year changes

Reserves position vs the charity's own policy moved from "below" (FY2024) to "above" (FY2025).

Comparing this charity’s FY2024 and FY2025 accounts as analysed by this site.

Corporate structure

Registered company of the charity Companies House 09327637 · Financial health read from its filings
Registered company of the charity Companies House 9327637

Public fundraising profile: JustGiving — Watermoor House Residential Care Home (matched by registered charity number).

Leadership, per the charity’s website

Amy Payne — Home Manager (source)
Janine Larner — Deputy Home Manager (source)

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

CARTER, Jillian — director, appointed 20/04/2020on trustee list
BADCOCK, Kate, Dr — director, appointed 26/09/2016on trustee list
BATHURST, Allen Christopher Bertram, The Earl — director, appointed 26/09/2016on trustee list
LAMUS, John William — director, appointed 26/09/2016on trustee list
OWEN, Susan Ruth, Dr — director, appointed 26/11/2014on trustee list

Official officers record.

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

CQC provider record: Watermoor House RCH — Registered, 1 registered location, 1 regulated activity, last inspected 23/03/2023.charity number confirmed by CQC CQC record

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/08/2025)

Total income

£1.7m

Total spending

£1.7m

Reserves (reported)

£0

Employees

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).

Per its annual return, largest income source: Charitable activities (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).

Care Quality Commission ratings

CQC inspection ratings for services run by a provider matching this charity’s name (matched by name; verify provider identity on CQC’s site).

Watermoor House: Requires improvement (13/05/2026) · CQC record

Trustees · trustee networks

Dr SUSAN RUTH OWENchair
Dr KATE BADCOCK · trustee of 2 other charities
JOHN LAMUS
Jillian Carter
THE EARL ALLEN BATHURST · trustee of 2 other charities

Trustee list from the Charity Commission register (current, not historical).

Operates in: Gloucestershire

Income and spending

Financial year end	Income	Spending
31/08/2025	£1.7m	£1.7m
31/08/2024	£1.5m	£1.7m
31/08/2023	£1.3m	£1.6m
31/08/2022	£1.4m	£1.4m
31/08/2021	£1.6m	£1.4m

Common questions

Is WATERMOOR HOUSE RCH financially healthy?

Per its FY2025 accounts: The accounts state that the charity recorded a net deficit of £4,319 for the year ended 31 August 2025, resulting in net current liabilities of £175,966. The trustees acknowledge a material uncertainty regarding the charity's ability to continue as a going concern due to the need to increase occupancy and secure sufficient surplus income, though they remain confident in future viability with benefactor support. Its FY2025 accounts were audited by BK Plus Audit Limited.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funder	Date	Amount	Purpose
The National Lottery Community Fund	14/02/2020	£10k	Minibus!

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with BRIGHTON AND HOVE SEASIDE COMMUNITY HOMES LIMITED.

BRIGHTON AND HOVE SEASIDE COMMUNITY HOMES LIMITED income £6.4m
CALICO HOMES LIMITED income £35.2m
SUTTON AND CHEAM ELDERLY PEOPLE'S HOUSING ASSOCIATION income £1.5m
DEVONPORT AND WESTERN COUNTIES ASSOCIATION FOR PROMOTING THE GENERAL WELFARE OF THE BLIND income £4.4m
THE WHITELEY HOMES TRUST income £6.9m
RIVERSIDE ESTUARY LIMITED income £5.6m

Side by side with its peers

Charity	Income	Top pay band	Staff >£60k	Reserves vs policy	Fundraising cost	Going concern
WATERMOOR HOUSE RCH	£1.7m	—	0	above	—	material uncertainty
BRIGHTON AND HOVE SEASIDE COMMUNITY HOMES LIMITED FY2025	£6.4m	£100,001 - £110,000	1	unclear	—	no doubt
CALICO HOMES LIMITED FY2025	£35.2m	—	—	unclear	—	no doubt
SUTTON AND CHEAM ELDERLY PEOPLE'S HOUSING ASSOCIATION FY2025	£1.5m	—	0	above	—	no doubt
DEVONPORT AND WESTERN COUNTIES ASSOCIATION FOR PROMOTING THE GENERAL WELFARE OF THE BLIND FY2025	£4.4m	—	—	above	—	no doubt
THE WHITELEY HOMES TRUST FY2024	£6.9m	£120,000 - £129,999	4	above	—	no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.