CUMBRIA COMMUNITY FOUNDATION

Registered charity 1075120 · accounts filings on the Charity Commission register

We make grants to local charities, groups and individuals, manage grant-making funds on behalf of individuals and organisations, and promote giving to build long term capital funds to benefit the community in the future.Our grants target activities which help children and young people, older people and their carers, people with disabilities, the unemployed and people on low incomes.

Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · Disability · The Prevention Or Relief Of Poverty · Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£11.5m
Latest spending
£7.8m
Registered
1999
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that free unrestricted reserves stood at £1,003,355, which is above the trustees' stated minimum core reserve target of £500,000. The trustees confirmed that resources are adequate to continue as a going concern with no material uncertainties identified. The charity reported a net income before investment gains of £3,654,104, driven by significant investment returns despite a loss on investment market values.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by Armstrong Watson Audit Limited. Discloses 3 of 6 completeness components.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£11.5m
Total spending
£7.8m
Cost of raising funds
£581k
Reserves (reported)
£1.0m
Employees
17

Reported reserves equal ~1.5 months of spending — in the bottom quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, cost of raising funds: 5.1% of total income — above the median for charities its size (3.8%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Cumbria

Income and spending

Financial year endIncomeSpending
31/03/2025£11.5m£7.8m
31/03/2024£7.4m£7.6m
31/03/2023£6.3m£6.6m
31/03/2022£5.3m£4.7m
31/03/2021£7.0m£5.6m

Common questions

Is CUMBRIA COMMUNITY FOUNDATION financially healthy?

Per its FY2025 accounts: The accounts state that free unrestricted reserves stood at £1,003,355, which is above the trustees' stated minimum core reserve target of £500,000. The trustees confirmed that resources are adequate to continue as a going concern with no material uncertainties identified. The charity reported a net income before investment gains of £3,654,104, driven by significant investment returns despite a loss on investment market values. Its FY2025 accounts were audited by Armstrong Watson Audit Limited.

Who funds CUMBRIA COMMUNITY FOUNDATION?

Funders whose own accounts filings name CUMBRIA COMMUNITY FOUNDATION as a grant recipient include BEEBY FAMILY FOUNDATION, FRANCIS C SCOTT CHARITABLE TRUST, JOHN LAING CHARITABLE TRUST, CLARK FOUNDATION, THE HADFIELD CHARITABLE TRUST.

Shared trustees with funders

Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
BEEBY FAMILY FOUNDATIONFY2025£50k
FRANCIS C SCOTT CHARITABLE TRUSTFY2021£48k
JOHN LAING CHARITABLE TRUSTFY2025£30kWinter Warmth/Brighter Futures
JOHN LAING CHARITABLE TRUSTFY2024£30kWinter Warmth Fund and Brighter Futures
JOHN LAING CHARITABLE TRUSTFY2023£25kWinter Warmth Fund
JOHN LAING CHARITABLE TRUSTFY2022£25kWinter Warmth Fund
JOHN LAING CHARITABLE TRUSTFY2023£15kCost of Living support grant
CLARK FOUNDATIONFY2022£10k
THE HADFIELD CHARITABLE TRUSTFY2022£5kThe Elderly

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
Northern Rock Foundation09/12/2009£100kGrant awarded to Cumbria Community Foundation (Cumbria)
Northern Rock Foundation29/03/2007£10kGrant awarded to Cumbria Community Foundation (Cumbria)
The National Lottery Community Fund11/11/2004£207kDevelopment of MF/2/000297169
Northern Rock Foundation13/05/2003£47kGrant awarded to Cumbria Community Foundation (Cumbria)

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CAMBRIDGESHIRE COMMUNITY FOUNDATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CUMBRIA COMMUNITY FOUNDATION£11.5m——unclear—no doubt
CAMBRIDGESHIRE COMMUNITY FOUNDATION FY2025£4.3m——below—no doubt
COMMUNITY FOUNDATIONS FOR LANCASHIRE AND MERSEYSIDE FY2025£4.4m——above—no doubt
TEES VALLEY COMMUNITY FOUNDATION FY2025£1.2m—0unclear—no doubt
SOUTH YORKSHIRE COMMUNITY FOUNDATION LIMITED FY2025£2.4m—0above—no doubt
DERBYSHIRE COMMUNITY FOUNDATION FY2025£1.1m—0above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.