CHUMS CHARITY

Registered charity 1179048 · accounts filings on the Charity Commission register · also known as CHUMS

Mental health and emotional wellbeing support services

Causes: Disability · Recreation · Other Charitable Purposes · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£537k
Latest spending
£546k
Registered
2018
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a net expenditure of £9,411 for the year, with total funds raised amounting to £537,042. Unrestricted general reserves increased to £54,614, which the trustees note represents four months of operational costs, recovering from a low of two months the previous year. The trustees consider the current reserve level appropriate and adequate to enable the charity to continue operating.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Grants (56% of income)
“During 2024/25, grants gave 56% of total income”
Per its FY2025 accounts as filed with the Charity Commission.
Fundraising cost ratio: 29.5% of fundraised income, as disclosed
“Raising funds 4 169,627 - 169,627 198,938” — page 16
Per its FY2025 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy (held: £55k; policy: six months operational costs rising to a maximum of twelve months)
“During the year ending 31 May 2025 those reserves were increased back up to four months operational costs.”
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: CHUMS Social Enterprise CIC
“The Charity primarily funds a number of services, provided by CHUMS Social Enterprise CIC ('CHUMS CIC’), a community interest company” — page 4
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Chums Charity (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/05/2025)

Total income
£537k
Total spending
£546k
Cost of raising funds
£170k
Reserves (reported)
£55k
Employees
3

Reported reserves equal ~1.2 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (56% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 31.6% of total income — above the 90th percentile for charities its size (median 4.9%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/05/2025£537k£546k
31/05/2024£448k£469k
31/05/2023£541k£551k
31/05/2022£357k£350k
31/05/2021£427k£408k

Common questions

Is CHUMS CHARITY financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a net expenditure of £9,411 for the year, with total funds raised amounting to £537,042. Unrestricted general reserves increased to £54,614, which the trustees note represents four months of operational costs, recovering from a low of two months the previous year. The trustees consider the current reserve level appropriate and adequate to enable the charity to continue operating. Its FY2025 accounts were independently examined.

Who funds CHUMS CHARITY?

Funders whose own accounts filings name CHUMS CHARITY as a grant recipient include BEDFORDSHIRE AND LUTON COMMUNITY FOUNDATION, THE KRISTINA MARTIN CHARITABLE TRUST, THE BARBARA WARD CHILDREN'S FOUNDATION, THE AUSTIN AND HOPE PILKINGTON TRUST, SSP FOUNDATION.

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund19/08/2022£9kTrauma Service for Children and Young People
Bedfordshire and Luton Community Foundation25/03/2021£40kGrant to CHUMS Charity
Bedfordshire and Luton Community Foundation23/09/2020£10kGrant to CHUMS Charity
Bedfordshire and Luton Community Foundation12/06/2020£5kGrant to CHUMS Charity
Bedfordshire and Luton Community Foundation15/05/2020£7kGrant to CHUMS Charity
The National Lottery Community Fund24/10/2019£140kCHUMS Trauma Service

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ROCHDALE AND DISTRICT MIND.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CHUMS CHARITY£537k—0below29.5%no doubt
ROCHDALE AND DISTRICT MIND FY2025£1.8m—0above—no doubt
YAD VEACHISOMOCH L'CHAIM FY2025£834k—0unclear—no doubt
SHINE@NECHELLSPOD FY2025£186k—0unclear—no doubt
BNJC FY2025£4.1m——unclear—no doubt
OMEGA COMMUNITY LIVING LIMITED FY2025£856k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.