GATEWAY M40

Registered charity 1173971 · accounts filings on the Charity Commission register · also known as GATEWAY

The activities of Gateway M40 include free debt advice, sustained support through the debt management process, budget teaching, benefit checks and support, signposting and introduction to other relevant services. We offer Welfare Benefit advice and support. We offer free access to telephones, laptops and internet in all matters relating to the above.

Causes: Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£309k
Latest spending
£314k
Registered
2017
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity ended the year with a net deficit of £5,124, resulting in total funds of £137,736. The trustees confirm that free unrestricted reserves stood at £87,386, which is below the stated policy target of three months of unrestricted charitable expenditure. Despite the deficit, the trustees consider the charity to be a going concern based on secured grant funding and reserves.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of unrestricted charitable expenditure (held: £87k)
“The trustees aim to establish and maintain free reserves in unrestricted funds at a level which equates to approximately three months of unrestricted charitable expenditure.” — page 8
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Manchester City

Income and spending

Financial year endIncomeSpending
31/12/2025£309k£314k
31/12/2024£356k£275k
31/12/2023£106k£198k
31/12/2022£218k£176k
31/12/2021£301k£287k

Common questions

Is GATEWAY M40 financially healthy?

Per its FY2025 accounts: The accounts state that the charity ended the year with a net deficit of £5,124, resulting in total funds of £137,736. The trustees confirm that free unrestricted reserves stood at £87,386, which is below the stated policy target of three months of unrestricted charitable expenditure. Despite the deficit, the trustees consider the charity to be a going concern based on secured grant funding and reserves. Its FY2025 accounts were independently examined.

Who funds GATEWAY M40?

Funders whose own accounts filings name GATEWAY M40 as a grant recipient include MANCHESTER DIOCESAN CHURCH OF ENGLAND COUNCIL FOR SOCIAL AID, THE PETER KERSHAW TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
MANCHESTER DIOCESAN CHURCH OF ENGLAND COUNCIL FOR SOCIAL AIDFY2024£10k
THE PETER KERSHAW TRUSTFY2023£2kSocial welfare institution
THE PETER KERSHAW TRUSTFY2022£2kSocial welfare institutions

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund20/03/2020£317kThe Gateway M40 Project

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with ST LUKES ADVICE SERVICE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
GATEWAY M40£309k——unclear—no doubt
ST LUKES ADVICE SERVICE FY2025£193k—0above—no doubt
CITIZENS ADVICE IN NORTH & WEST KENT FY2025£2.1m—0above—no doubt
MID SUFFOLK CITIZENS ADVICE BUREAU FY2025£332k—0unclear—no doubt
DOVER DEAL AND DISTRICT CITIZENS ADVICE BUREAU FY2025£368k—0below—noted
GATE WAY TRUST FY2025£480k—0below—not going concern

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.