MONEY AND MENTAL HEALTH POLICY INSTITUTE
Registered charity 1166493 · accounts filings on the Charity Commission register
The Money and Mental Health Policy Institute exists to advance understanding of mental health, financial capability and the relationship between the two; to achieve this objective including through research, discussion, innovation and the design and testing of new approaches, and by disseminating the useful results of these endeavours.
Causes: Education/training · The Advancement Of Health Or Saving Of Lives · website · Get email alerts
Financial health, per its FY2025 accounts
The charity reported a total deficit of £223,033 for the year, driven by a restricted deficit on the Gambling Harms Action Lab project, although it achieved an unrestricted surplus of £44,787. The trustees confirmed that free reserves of £596,601 were in line with the stated policy target of three months' operating expenses, and no material uncertainties regarding going concern were identified.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Fundraising cost ratio: 2.2% of fundraised income, as disclosed
“Fundraising costs also accounted for a further £28,608 of expenditure.” — page 15
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three months of budgeted operating expenses (held: £597k)
“The trustees have set this level to be equivalent to 3 months’ worth of budgeted operating expenses (£366,895)”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Donation from founder and Chair
“During the year, unrestricted donations totalling £425,000 (2024: £425,000) were received from the founder and Chair of the Charity, Martin Lewis.”
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by Sayer Vincent LLP. Discloses 4 of 6 completeness components.
Public fundraising profile: JustGiving — Money and Mental Health Policy Institute (matched by registered charity number).
Leadership, per the charity’s website
- Martin Lewis — Chair (source)
- Helen Undy — Chief Executive (source)
Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/12/2025)
Cost of raising funds
£29k
Reported reserves equal ~4.7 months of spending — below the median for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Charitable activities (56% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 2.2% of total income — below the median for charities its size (5.2%) (benchmarks).
- MARTIN STEVEN LEWISchair
- Carol Jane Pearson
- Clare Elizabeth Francis
- Gareth Roy
- Joanna Elizabeth Hill
- John Patrick Russell Nash
- Sian Alexis Williams
- Zoe Clements
Trustee list from the Charity Commission register (current, not historical).
Operates in: Northern Ireland · Scotland · Throughout England And Wales
Income and spending
Common questions
Is MONEY AND MENTAL HEALTH POLICY INSTITUTE financially healthy?
Per its FY2025 accounts: The charity reported a total deficit of £223,033 for the year, driven by a restricted deficit on the Gambling Harms Action Lab project, although it achieved an unrestricted surplus of £44,787. The trustees confirmed that free reserves of £596,601 were in line with the stated policy target of three months' operating expenses, and no material uncertainties regarding going concern were identified. Its FY2025 accounts were audited by Sayer Vincent LLP.
Who funds MONEY AND MENTAL HEALTH POLICY INSTITUTE?
Funders whose own accounts filings name MONEY AND MENTAL HEALTH POLICY INSTITUTE as a grant recipient include GUY'S AND ST THOMAS' FOUNDATION.
Known funders
Grants to this charity found in funders’ own accounts filings.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with THE MENTAL HEALTH FOUNDATION.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.