CROSSLIGHT ADVICE

Registered charity 1163306 · accounts filings on the Charity Commission register · also known as CROSSLIGHT DEBT ADVICE

Crosslight Advice is an independent, community-focused charity working to alleviate poverty through the provision of comprehensive debt advice and accessible financial education. Our services are provided free of charge, and we offer in-depth face-to-face debt advice, money education, practical assistance and ongoing mentoring to anyone who needs it, regardless of background or circumstance.

Causes: The Prevention Or Relief Of Poverty · website · Get email alerts

Financial health, per its FY2025 accounts

The accounts state that the charity reported a surplus of £10,127 for the year, with total incoming resources of £806,966 against expenditure of £796,840. Per the trustees' report, unrestricted reserves stood at £377,206, which is slightly below the stated policy target of £387,000 (six months of expenditure), though the trustees consider this adequate. The charity faces a principal financial risk of cash flow deficit due to the challenging funding environment.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Public fundraising profile: JustGiving — Crosslight Advice (matched by registered charity number).

Structured financials (annual return, FY ending 31/12/2025)

Reported reserves equal ~0.6 months of spending — in the bottom quarter for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (86% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 9.3% of total income — above the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

• Alison Rust
• FRANCIS SEYMOUR HARDY ELLISON · trustee of 1 other charity
• Jean Moorhouse
• Mark Richard Farrar
• NICHOLAS WILLIAM LINES · trustee of 3 other charities
• Paul Crouch
• Robert Miller · trustee of 1 other charity
• Seonaid Mackenzie
• Suzanne Day · trustee of 1 other charity

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with COMMUNITY MONEY ADVICE LTD.

• COMMUNITY MONEY ADVICE LTD income £512k
• ST LUKES ADVICE SERVICE income £193k
• ST PAUL'S MONEY ADVICE CENTRE income £237k
• MONEY ADVICE TRUST income £19.9m
• SHINEY ADVICE AND RESOURCE PROJECT income £622k
• THE ADVICE SERVICES ALLIANCE income £149k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.