TW MONEY ADVICE SERVICE

Registered charity 1162828 · accounts filings on the Charity Commission register · also known as TWMAC

TWMAS works in conjunction with Crosslight Advice (charity no. 1163306) to provide advice to members of the public who are in debt from the TW postcode area. TWMAS is responsible for recruiting volunteers who work under the supervision of Crosslight Advice. TWMAS provides training and support for advisers and organises money advice courses for clients and for other members of the public.

Objects

(I) THE RELIEF OF THOSE IN NEED BY REASON OF AGE, ILL HEALTH, DISABILITY, FINANCIAL HARDSHIP OR OTHER DISADVANTAGE;(II) TO FURTHER SUCH OTHER EXCLUSIVELY CHARITABLE PURPOSES ACCORDING TO THE LAW OF ENGLAND AND WALES AS THE TRUSTEES IN THEIR ABSOLUTE DISCRETION FROM TIME TO TIME DETERMINE.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Registered contact address: Richmond upon Thames, London, England (from the postcode on the register)

Financial health, per its FY2025 accounts

The accounts state that the charity held unrestricted and undesignated free reserves of £34,663 at year-end, which equates to 6.8 months of budgeted expenditure. The trustees confirmed that the organisation has sufficient reserves to meet future obligations and that the overall state of affairs is satisfactory. The charity is prepared on a receipts and payments basis with no outstanding guarantees or debts secured on assets.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Risk management
• Safeguarding policy and procedures
• Safeguarding vulnerable beneficiaries
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures
• Volunteer management

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Trustees · trustee networks

• Robert Millerchair · trustee of 1 other charity
• Brigitte Herren · trustee of 1 other charity
• Jean Elizabeth Moorhouse
• Samuel Jack Lomas
• Victoria Armfield

Trustee list from the Charity Commission register (current, not historical).

Operates in: Hounslow · Richmond Upon Thames

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with CROSSLIGHT ADVICE.

• CROSSLIGHT ADVICE income £807k
• MONEY ADVICE TRUST income £19.9m
• COMMUNITY ADVICE AND LAW SERVICE LTD income £4.2m
• TAX ADVISERS' CHARITABLE TRUST income £37k
• CHISWICK MONEY ADVICE CENTRE income £27k
• COMMUNITY ADVICE SERVICE income £53k

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.