OXFORD CHURCHES DEBT CENTRE
Several Oxford churches together share the responsibility of running a debt help centre on behalf of Christians Against Poverty. We help people who are in debt, to work their way out of debt. We are Christians but work with people of any faith or none.
Objects
(A)THE RELIEF OF POVERTY FOR PERSONS LIVING IN AND AROUND OXFORD WHO ARE IN CONDITIONS OF NEED,HARDSHIP OR DISTRESS BY REASON OF THEIR SOCIAL AND OR ECONOMIC CIRCUMSTANCES BY PROVIDING ADVICE AND OTHER SERVICES AS THE TRUSTEES MAY FROM TIME TO TIME THINK IT;(B)THE ADVANCEMENT OF EDUCATION OF THE PUBLIC LIVING IN AND AROUND OXFORD IN ALL MATTERS RELATING TO THE MANAGEMENT OF THEIR PERSONAL FINANCES AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT;(C)THE ADVANCEMENT OF THE CHRISTIAN FAITH THROUGH CARE,COMPASSION AND RELEVANT PRACTICAL AND SPIRITUAL HELP AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.
Financial health, per its FY2026 accounts
The accounts state that the charity incurred a deficit of £9,229 for the year ended March 2026, resulting in total net assets of £89,918. Per the trustees' report, cash reserves amounted to approximately ten months of the following year's expenditure, which is above the stated policy target of six months.
What the accounts disclose
“Other gifts and grants 63,129” — page 12
“The trustees have agreed that it would be prudent to hold at all times cash reserves sufficient to last for six months.” — page 14
Policies the charity declares
- Bullying and harassment policy and procedures
- Complaints handling
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/03/2026
- Volunteers: 45
Self-declared on the annual return for the financial year ending 31/03/2025
- Volunteers: 50
Self-declared on the annual return for the financial year ending 31/03/2024
- Volunteers: 50
Register events
- Received assets from another charity (12/02/2025)
Trustees
- JOHN DUNCAN PRICE
- James Bloice Smith
- MATTHEW SAMUEL PARTRIDGE
- Rev Jennifer Ruth Wigley Williams
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/03/2026 | £85k | £95k |
| 31/03/2025 | £99k | £79k |
| 31/03/2024 | £86k | £82k |
| 31/03/2023 | £75k | £85k |
| 31/03/2022 | £82k | £85k |
Common questions
Is OXFORD CHURCHES DEBT CENTRE financially healthy?
Per its FY2026 accounts: The accounts state that the charity incurred a deficit of £9,229 for the year ended March 2026, resulting in total net assets of £89,918. Per the trustees' report, cash reserves amounted to approximately ten months of the following year's expenditure, which is above the stated policy target of six months. Its FY2026 accounts were independently examined.
Who funds OXFORD CHURCHES DEBT CENTRE?
Funders whose own accounts filings name OXFORD CHURCHES DEBT CENTRE as a grant recipient include ST ALDATES PAROCHIAL CHARITY, THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. CLEMENT'S, OXFORD, THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MATTHEW OXFORD, THE LORD FARINGDON CHARITABLE TRUST, THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PETER WEST HARROW.
Shared trustees with funders
- MATTHEW SAMUEL PARTRIDGE — trustee here and at EMMANUEL CHURCH OXFORD
Known funders
Government & lottery funding
| Funder | Date | Amount | Purpose |
|---|---|---|---|
| UK government | 09/10/2020 | £2k | VSCE CMC Fund |
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT CHESHAM | 2 | £110k |
| THE MAURICE AND HILDA LAING CHARITABLE TRUST | 1 | £161k |
| AQUILA FAMILY CHARITABLE TRUST | 1 | £100k |
| HOLLAND ROAD BAPTIST CHURCH TRUST | 1 | £83k |
| MYTON CHURCH | 1 | £81k |
| THE MILK AND HONEY TRUST | 1 | £71k |
| THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL LE BELFREY WITH ST CUTHBERT, YORK | 1 | £57k |
| PERSULA FOUNDATION | 1 | £45k |
Charities like this
- CHRISTIANS AGAINST POVERTY
- THE OXFORD DIOCESAN BOARD OF FINANCE
- THE HOPE TRUST OXFORD
- THE OXFORD GOOD STEWARDS TRUST
- OXFORDSHIRE COMMUNITY CHURCHES
- RIVERSIDE CHRISTIAN CENTRE
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| OXFORD CHURCHES DEBT CENTRE | £85k | — | — | above | — | no doubt |
| CHRISTIANS AGAINST POVERTY | £15.0m | — | — | below | 10.9% | no doubt |
| THE OXFORD DIOCESAN BOARD OF FINANCE | £24.9m | — | — | above | — | no doubt |
| THE HOPE TRUST OXFORD | £78k | — | 0 | unclear | — | no doubt |
| THE OXFORD GOOD STEWARDS TRUST | £907k | — | 0 | below | — | no doubt |
| OXFORDSHIRE COMMUNITY CHURCHES | £5.0m | — | 0 | below | — | no doubt |