OXFORD CHURCHES DEBT CENTRE

Registered charity 1155834 · accounts filings on the Charity Commission register · also known as CAP Oxford (Central)

Several Oxford churches together share the responsibility of running a debt help centre on behalf of Christians Against Poverty. We help people who are in debt, to work their way out of debt. We are Christians but work with people of any faith or none.

Causes: Education/training · The Prevention Or Relief Of Poverty · Religious Activities · Get email alerts

Latest income
£99k
Latest spending
£79k
Registered
2014
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity ended the year with a surplus of £19,802 and total net assets of £99,147. The trustees report that the charity is financially sound and holds cash reserves sufficient for approximately twelve months of expenditure, exceeding their policy target of six months. The independent examiner confirmed that no material matters came to attention during the examination of the accounts.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months (held: £99k)
“The trustees have agreed that it would be prudent to hold at all times cash reserves sufficient to last for six months.” — page 13
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Public fundraising profile: JustGiving — CAP Oxford Central (matched by registered charity number).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Oxfordshire

Income and spending

Financial year endIncomeSpending
31/03/2025£99k£79k
31/03/2024£86k£82k
31/03/2023£75k£85k
31/03/2022£82k£85k
31/03/2021£97k£70k

Common questions

Is OXFORD CHURCHES DEBT CENTRE financially healthy?

Per its FY2025 accounts: The accounts state that the charity ended the year with a surplus of £19,802 and total net assets of £99,147. The trustees report that the charity is financially sound and holds cash reserves sufficient for approximately twelve months of expenditure, exceeding their policy target of six months. The independent examiner confirmed that no material matters came to attention during the examination of the accounts. Its FY2025 accounts were independently examined.

Who funds OXFORD CHURCHES DEBT CENTRE?

Funders whose own accounts filings name OXFORD CHURCHES DEBT CENTRE as a grant recipient include ST ALDATES PAROCHIAL CHARITY, THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. CLEMENT'S, OXFORD, THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MATTHEW OXFORD, THE LORD FARINGDON CHARITABLE TRUST, MR AND MRS J A PYE'S CHARITABLE SETTLEMENT.

Shared trustees with funders

Register facts shown side by side: a person serves as trustee of both this charity and a funder whose accounts record grants to it. Shared trusteeship is lawful and common; well-run charities manage it through declared-interest procedures.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
ST ALDATES PAROCHIAL CHARITYFY2025£13k
ST ALDATES PAROCHIAL CHARITYFY2024£11k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. CLEMENT'S, OXFORDFY2023£9kMissionary and charitable giving
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MATTHEW OXFORDFY2023£7kOxford, UK
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MATTHEW OXFORDFY2025£4kOxford, UK
THE LORD FARINGDON CHARITABLE TRUSTFY2024£3k
THE LORD FARINGDON CHARITABLE TRUSTFY2025£3k
MR AND MRS J A PYE'S CHARITABLE SETTLEMENTFY2023£2k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. CLEMENT'S, OXFORDFY2022£2kMissionary and charitable giving
SEEDFIELD TRUSTFY2024£2k
EMMANUEL CHURCH OXFORDFY2025£2kNot specified
EMMANUEL CHURCH OXFORDFY2024£2kGrants paid
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PETER WEST HARROWFY2024£2kHome missions and other Church Societies
ST ALDATES PAROCHIAL CHARITYFY2022£2k
ST ALDATES PAROCHIAL CHARITYFY2023£2k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PETER WEST HARROWFY2025£1kMissionary & Charitable Giving
THE STANTON BALLARD CHARITABLE TRUSTFY2025£1kCharitable purposes in and around the City of Oxford
THE LORD FARINGDON CHARITABLE TRUSTFY2023£1k
THE LORD FARINGDON CHARITABLE TRUSTFY2022£1k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. CLEMENT'S, OXFORDFY2021£1kMissionary and charitable giving
DORIS FIELD CHARITABLE TRUSTFY2023£1kSingle payment
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST NICHOLAS, MARSTONFY2022£736Local charitable aid
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST NICHOLAS, MARSTONFY2023£500Local
EMMANUEL CHURCH OXFORDFY2023£300Grants paid
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST PETER WEST HARROWFY2023£300Home missions and other Church Societies

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government09/10/2020£2kVSCE CMC Fund