CHRISTIANS AGAINST POVERTY

Registered charity 1097217 · accounts filings on the Charity Commission register · also registered in Scotland as SC038776 (OSCR)

Christians Against Poverty provides free professional debt help, money education and support groups to members of the public. Services are delivered face-to-face in partnership with local churches, allowing us to provide both practical and emotional support to our clients.

Causes: Education/training · The Prevention Or Relief Of Poverty · Religious Activities · website · Get email alerts

Latest income
£15.0m
Latest spending
£15.5m
Registered
2003
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a deficit of £0.5 million for the year ended 31 March 2025, resulting in free (unrestricted) reserves of -£0.3 million. This figure is £1.8 million below the trustees' stated reserves policy target of three months' cash flow for fixed costs less regular income. The trustees acknowledge the reserves are below the target but state they have taken decisive cost-reduction actions and forecast a surplus for the following year to restore reserves.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Individuals (65% of income)
“Individuals £9.8m (65%)” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Fundraising cost ratio: 10.9% of fundraised income, as disclosed
“Fundraising: £1.9 million (2023/24: £1.3 million), representing 10.9% (2023/24: 6.5%) of total income.”
Per its FY2025 accounts as filed with the Charity Commission.
Reserves position: below the charity's own stated reserves policy (held: £-300k; policy: three months cash flow for fixed costs less regular income)
“Free (unrestricted) reserves at the end of 31March 2025 were -£0.3 million (2024: £0.6 million), which is £1.8 million (2024: £1.2 million) under the minimum reserves set out in our reserves policy.”
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Trustee provided training and consultancy services
“During the year one of the Trustees provided £2,700 of training and consultancy services to some of the Fundraising Team. This was invoiced post year end, along with an additional £300 of consultancy services in April 2025, so there were no outstanding balances at the reporting date.” — page 32
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by RSM UK Audit LLP. Discloses 4 of 6 completeness components.

In the news

Recent coverage mentioning this charity by name (automated match; headlines belong to their publishers).

Public fundraising profile: JustGiving — Christians Against Poverty (matched by registered charity number).

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold); recorded price paid £2.1m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£15.0m
Total spending
£15.5m
Cost of raising funds
£1.9m
Reserves (reported)
£0
Employees
355

Reported reserves equal ~0.0 months of spending — in the bottom quarter for charities its size (median 4.6 months; benchmarks).

Per its annual return, largest income source: Donations and legacies (97% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 12.7% of total income — above the median for charities its size (3.8%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland · Throughout England And Wales

Income and spending

Financial year endIncomeSpending
31/03/2025£15.0m£15.5m
31/03/2024£19.2m£20.0m
31/12/2022£15.0m£17.2m
31/12/2021£15.2m£14.7m
31/12/2020£15.4m£14.2m

Common questions

Is CHRISTIANS AGAINST POVERTY financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a deficit of £0.5 million for the year ended 31 March 2025, resulting in free (unrestricted) reserves of -£0.3 million. This figure is £1.8 million below the trustees' stated reserves policy target of three months' cash flow for fixed costs less regular income. The trustees acknowledge the reserves are below the target but state they have taken decisive cost-reduction actions and forecast a surplus for the following year to restore reserves. Its FY2025 accounts were audited by RSM UK Audit LLP.

Who funds CHRISTIANS AGAINST POVERTY?

Funders whose own accounts filings name CHRISTIANS AGAINST POVERTY as a grant recipient include THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF SAINT ANDREW AND SAINT MARK, SURBITON, THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL LE BELFREY WITH ST CUTHBERT, YORK, THE MAURICE AND HILDA LAING CHARITABLE TRUST, MYTON CHURCH, THE MILK AND HONEY TRUST.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF SAINT ANDREW AND SAINT MARK, SURBITONFY2025£59kCharity of the Month
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MICHAEL LE BELFREY WITH ST CUTHBERT, YORKFY2022£57kYork Central Debt Centre running costs
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF SAINT ANDREW AND SAINT MARK, SURBITONFY2024£53kFundraising in aid of charities
THE MAURICE AND HILDA LAING CHARITABLE TRUSTFY2021£50kChurch COI/ID Bursary Fund
MYTON CHURCHFY2022£46kDebt counseling
THE MAURICE AND HILDA LAING CHARITABLE TRUSTFY2024£45kSocial Welfare and Community
THE MILK AND HONEY TRUSTFY2024£40kThe Relief of Poverty
ALIVE CHURCH LINCOLNFY2021£38kGrants payable
RIVER CHURCHFY2023£31kGrants for UK and overseas mission
HARROW INTERNATIONAL CHRISTIAN CENTREFY2023£30k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH CLIFTONFY2022£29kHeart for the city
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY & CHRIST CHURCH, STALYBRIDGEFY2024£28kMission giving and donations
THE GRANT FOUNDATIONFY2022£25kDebt Relief Scheme
PERSULA FOUNDATIONFY2022£25kGrant Paid
AQUILA FAMILY CHARITABLE TRUSTFY2025£25k
THE GRANT FOUNDATIONFY2021£25k
AQUILA FAMILY CHARITABLE TRUSTFY2023£25k
AQUILA FAMILY CHARITABLE TRUSTFY2024£25k
MYTON CHURCHFY2023£24kLocal mission support
THE MAURICE AND HILDA LAING CHARITABLE TRUSTFY2023£21kSocial Welfare and Community
HOLLAND ROAD BAPTIST CHURCH TRUSTFY2023£21k
THE JERUSALEM TRUSTFY2023£20kEvangelism and Christian Mission in the UK (emergency)
PERSULA FOUNDATIONFY2023£20k
HOLLAND ROAD BAPTIST CHURCH TRUSTFY2022£20k
HOLLAND ROAD BAPTIST CHURCH TRUSTFY2021£20k
AQUILA FAMILY CHARITABLE TRUSTFY2022£15k
R M SALES CHARITABLE TRUSTFY2025£15k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT CHESHAMFY2024£14kHome missions and other church societies
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY'S GOUDHURSTFY2022£13kPaid to Christians Against Poverty (CAP)
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WOKING CHRIST CHURCHFY2025£13k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST GEORGE AND ST PAUL, STAMFORDFY2023£12kUK missions
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF WOKING CHRIST CHURCHFY2024£11k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH SOUTH MIMMSFY2023£10kGrant towards the Barnet CAP Debt Centre's running costs
THE MESSAGE TRUSTFY2023£10khelps people in the UK overcome debt and poverty
THE MILK AND HONEY TRUSTFY2025£10kThe Relief of Poverty
FREE METHODIST CHURCH, FULWOODFY2024£10kGrants for UK and overseas mission
KING'S CHURCH,HIGH WYCOMBEFY2023£9kOutreach and youth work
KING'S CHURCH,HIGH WYCOMBEFY2022£9kOutreach and youth work
KING'S CHURCH,HIGH WYCOMBEFY2024£9k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST. MARY, PETERBOROUGHFY2021£9kDirect donation
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST GEORGE AND ST PAUL, STAMFORDFY2024£8kInstitutions (UK missions)
RIVER CHURCHFY2024£8kGrants for the relief of poverty
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY CHOLSEYFY2024£8kRaising funds
THE PAROCHIAL CHURCH COUNCIL FOR THE ECCLESIASTICAL PARISH OF ST CHAD, NORTON WOODSEATSFY2024£7kMission Partner
READING FAMILY CHURCHFY2024£7k
HOPE CHURCH WINCHESTERFY2023£7k
HOPE CHURCH WINCHESTERFY2022£7k
HOPE CHURCH WINCHESTERFY2024£7k
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST MARY CHOLSEYFY2023£7kRestricted - Christians Against Poverty
THE HAMPSTEAD WELLS AND CAMPDEN TRUSTFY2022£7kGrants to Organisations

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
UK government26/01/2024£68kGrant for the Administration of Debt Relief Orders - CAP
The National Lottery Community Fund23/08/2019£4kProvision of new CAP Debt Advice Centre
UK government01/08/2017£106kSavers Support Fund
Northern Rock Foundation09/10/2001£27kGrant awarded to Christians Against Poverty (Yorkshire)
UK government—£106kSavers Support Fund

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE REDEEMED CHRISTIAN CHURCH OF GOD OVERCOMERS HOUSE CHIPPENHAM.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
CHRISTIANS AGAINST POVERTY£15.0m——below10.9%no doubt
THE REDEEMED CHRISTIAN CHURCH OF GOD OVERCOMERS HOUSE CHIPPENHAM FY2024£109k——unclear—no doubt
CHILD POVERTY ACTION GROUP FY2025£5.6m——above—no doubt
CHRISTIAN AID FY2025£71.4m£151,497—unclear—no doubt
CHRISTIAN POLICE ASSOCIATION FY2024£134k—0unclear—no doubt
PEOPLE AGAINST POVERTY FY2025£104k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.