IMAGINE IF TRUST

Registered charity 1147780 · accounts filings on the Charity Commission register

Imagine If Trust is a Liverpool based charity working to bring about transformation through a range of community projects. Our aims are to relieve poverty, promote education and strengthen families.

Causes: Education/training · The Prevention Or Relief Of Poverty · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£475k
Latest spending
£488k
Registered
2012
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity reported a deficit of £13,347 for the year ended 31 August 2025, resulting in unrestricted reserves falling to £48,178. Per the trustees' report, this amount is below the stated reserves policy target of £60,000, although the trustees maintain that the charity remains in a healthy position with adequate resources to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves position: below the charity's own stated reserves policy (held: £48k; policy: £60k)
“As at the financial year end, the value of unrestricted reserves fell below policy” — page 7
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: A former trustee received remuneration of £14,894.
“A former trustee received remuneration during the year £14,894 (2024 one trustee £37,795) .” — page 24
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Frontline Trust provided grants to the charity.
“Frontline Trust is an independent charitable company. During the year Frontline Trust has assisted Imagine If Trust by providing grants.” — page 31
“Until 31 December 2024 James Sloan was a trustee and was also employed as CEO of the charity. He is also a trustee of New Hope Trust who are partnering with Imagine If Trust in developing a medical centre in the DRC. Imagine If Trust provided grants (see note 7).” — page 31
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Grants were provided to New Hope Trust, a charity where former trustee James Sloan serves as a trustee.
“Frontline Trust is an independent charitable company. During the year Frontline Trust has assisted Imagine If Trust by providing grants.” — page 31
“Until 31 December 2024 James Sloan was a trustee and was also employed as CEO of the charity. He is also a trustee of New Hope Trust who are partnering with Imagine If Trust in developing a medical centre in the DRC. Imagine If Trust provided grants (see note 7).” — page 31
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Public fundraising profile: JustGiving — Imagine If (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Property (HM Land Registry)

1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold); recorded price paid £172k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook

Structured financials (annual return, FY ending 31/08/2024)

Total income
£502k
Total spending
£465k
Reserves (reported)
£54k
Employees
15

Reported reserves equal ~1.4 months of spending — in the bottom quarter for charities its size (median 7.0 months; benchmarks).

Per its annual return, largest income source: Charitable activities (78% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (2.9%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Congo (Democratic Republic) · Liverpool City

Income and spending

Financial year endIncomeSpending
31/08/2025£475k£488k
31/08/2024£502k£465k
31/08/2023£475k£505k
31/08/2022£423k£500k
31/08/2021£562k£443k

Common questions

Is IMAGINE IF TRUST financially healthy?

Per its FY2025 accounts: The accounts state that the charity reported a deficit of £13,347 for the year ended 31 August 2025, resulting in unrestricted reserves falling to £48,178. Per the trustees' report, this amount is below the stated reserves policy target of £60,000, although the trustees maintain that the charity remains in a healthy position with adequate resources to continue as a going concern. Its FY2025 accounts were independently examined.

Who funds IMAGINE IF TRUST?

Funders whose own accounts filings name IMAGINE IF TRUST as a grant recipient include THE STEVE MORGAN FOUNDATION, FRONTLINE TRUST, SKELTON BOUNTY, SIR HARRY PILKINGTON FUND, CARMEL MAR THOMA CHURCH,LIVERPOOL.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
THE STEVE MORGAN FOUNDATIONFY2022£70kDCMS Fund Grants >£50k
FRONTLINE TRUSTFY2024£41k
FRONTLINE TRUSTFY2023£41kGrant funding
FRONTLINE TRUSTFY2022£39k
SKELTON BOUNTYFY2024£2k
SIR HARRY PILKINGTON FUNDFY2023£1k
SIR HARRY PILKINGTON FUNDFY2022£1k
CARMEL MAR THOMA CHURCH,LIVERPOOLFY2025£1kCommunity projects

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund09/05/2024£20kImagine If Housing
The National Lottery Community Fund19/07/2018£10kGenesis Housing

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with IMAGINE FOUNDATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
IMAGINE IF TRUST£475k—0below—no doubt
IMAGINE FOUNDATION FY2024£268k—0unclear—no doubt
IMAGINE THE DAY LIMITED FY2025£13.2m—0above—no doubt
IMPACT GIVING UK TRUST FY2025£2.5m—0unclear—no doubt
Blueprint for All FY2025£1.4m£150,001 - £160,000—above—no doubt
TRUST FOR LONDON FY2025£10.7m£130,001 - £140,000—unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.