CHANGING LIVES HOUSING TRUST
To promote social inclusion for public benefit by preventing homelessness, social exclusion, believing the needs of those who are socially excluded and assisting them to integrate in society. The provision of social low cost social housing for people in housing need. Any trading surplus is used to maintain existing homes and finance new ones.
Objects
TO PROMOTE SOCIAL INCLUSION FOR THE PUBLIC BENEFIT BY PREVENTING PEOPLE FROM BECOMING SOCIALLY EXCLUDED, RELIEVING THE NEEDS OF THOSE PEOPLE WHO ARE SOCIALLY EXCLUDED AND ASSISTING THEM TO INTEGRATE INTO SOCIETY.
Financial health, per its FY2025 accounts
The accounts state that the charity reported an operating deficit of £572,742 for the year ended 31 August 2025, driven by a fall in income following the termination of Croydon services and rising costs. Despite this deficit, the trustees maintain that the charity has adequate resources to continue operating, with unrestricted reserves standing at £419,413. The outlook projects a return to surplus for 2025-2026 based on new pipelines and cost management.
What the accounts disclose
“Rental Income (Social Housing) 4,218,056” — page 19
Policies the charity declares
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Paying staff
- Risk management
- Safeguarding policy and procedures
- Safeguarding vulnerable beneficiaries
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
From the charity’s annual return (Part A, self-declared)
Self-declared on the annual return for the financial year ending 31/08/2025
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Self-declared on the annual return for the financial year ending 31/08/2024
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
Self-declared on the annual return for the financial year ending 31/08/2023
- Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity
What the charity says about itself (2025)
“The organisation has also gone through a major restructure, which has led to stronger policies and better ways of working.”
“CLHT had a highly responsive maintenance team in 2025 and prioritised urgent work to protect the health and safety of clients.”
“The revised complaints policy and procedure have been provided to clients in January 2026 and will continue to be rolled out to staff in weekly team meetings.”
Property (HM Land Registry)
Structured financials (annual return, FY ending 31/08/2025)
Trustees
- DANIELLE TUMLERchair
- Natalie Ann Lauren Rompski
- Wesley Joshua James Tom
Income and spending
| Financial year end | Income | Spending |
|---|---|---|
| 31/08/2025 | £4.3m | £4.9m |
| 31/08/2024 | £4.5m | £4.5m |
| 31/08/2023 | £4.3m | £4.2m |
| 31/08/2022 | £3.8m | £3.8m |
| 31/08/2021 | £3.4m | £3.3m |
Common questions
Is CHANGING LIVES HOUSING TRUST financially healthy?
Per its FY2025 accounts: The accounts state that the charity reported an operating deficit of £572,742 for the year ended 31 August 2025, driven by a fall in income following the termination of Croydon services and rising costs. Despite this deficit, the trustees maintain that the charity has adequate resources to continue operating, with unrestricted reserves standing at £419,413. The outlook projects a return to surplus for 2025-2026 based on new pipelines and cost management. Its FY2025 accounts were audited by Crean & Co Accountants.
Funders of similar charities
| Funder | Similar charities funded | Amount to them |
|---|---|---|
| THE MOULDING FOUNDATION | 1 | £40k |
| TARPORLEY WAR MEMORIAL HOSPITAL TRUST | 1 | £17k |
| EARL OF CHESTER'S FUND | 1 | £7k |
| THE OAKDALE TRUST | 1 | £2k |
Charities like this
- CHANGING LIVES TOGETHER
- CROYDON AFFORDABLE HOUSING
- SOCIAL CARE HOUSING TRUST
- MIDSHIRE SUPPORTED HOUSING TRUST
- EXPECTATIONS (UK)
- CHRISTINE'S HOUSING SUPPORT CHARITY
Side by side with its peers
| Charity | Income | Top pay band | Staff >£60k | Reserves vs policy | Fundraising cost | Going concern |
|---|---|---|---|---|---|---|
| CHANGING LIVES HOUSING TRUST | £4.3m | — | 0 | unclear | — | no doubt |
| CHANGING LIVES TOGETHER | £2.8m | £80,001 - £90,000 | 1 | above | — | no doubt |
| CROYDON AFFORDABLE HOUSING | £82k | — | — | unclear | — | no doubt |
| SOCIAL CARE HOUSING TRUST | £831k | — | 0 | unclear | — | no doubt |
| MIDSHIRE SUPPORTED HOUSING TRUST | £468k | — | — | unclear | — | no doubt |
| EXPECTATIONS (UK) | £2.5m | — | 0 | unclear | — | no doubt |