THE UNITED REFORMED CHURCH ( NORTHERN PROVINCE) TRUST LTD.

Registered charity 1132154 · accounts filings on the Charity Commission register

The charity supports local United Reformed Churches in N E England in their outreach and mission by the provision of financial, advisory and technical support.We also support the URC's regional objectives of Christian discipleship, mission, building partnerships and managing property.Grants are made to churches and individuals in support of those objectives.

Objects

TO ADVANCE THE CHRISTIAN RELIGION FOR THE BENEFIT OF THE PUBLIC IN ACCORDANCE WITH THE DOCTRINES, PRINCIPLES AND USAGES AND THE BASIS OF UNION OF THE UNITED REFORMED CHURCH

Area of benefit: UNDEFINED. IN PRACTICE, LOCAL.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Religious Activities · Grant history (this charity is a funder) · website · Get email alerts

Registered contact address: Newcastle upon Tyne, North East, England (from the postcode on the register)

Latest income
£3.6m
Latest spending
£2.1m
Registered
2009
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that total funds rose by £915,748 in the year, driven by a surplus on ordinary activities of £1,536,877, which was partially offset by a net loss on investments of £621,129. Free reserves stood at £13,166,774, which the Directors report is above their target range, providing a buffer against ongoing uncertainty around investment performance and global market conditions.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: above the target range (reserves figure: £13.2m)
“Unrestricted funds readily available stand at £13,166,774 (2024: £12,259,788) — above the target range.” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Payments to trustees: The Treasurer received an annual honorarium of £3,376 (2024: £3,253) being 10% of a minister's stipend in recognition of the additional work carried out by him.
“The treasurer received an annual honorarium of £3,376 (2024: £3,253) being 10% of a minister's stipend in recognition of the additional work carried out by him.” — page 31
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by Sumer Auditco Limited. Discloses 5 of 6 completeness components.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/12/2025

  • Volunteers: 5
  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Self-declared on the annual return for the financial year ending 31/12/2024

  • Volunteers: 5
  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Self-declared on the annual return for the financial year ending 31/12/2023

  • Volunteers: 6
  • Trustee benefits, answered Yes to: any trustee benefit; payments to trustees for services to the charity

Source: this charity’s annual returns on the Charity Commission register.

Leadership, per the charity’s website

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Property (HM Land Registry)

88 registered titles in England and Wales held by the charity’s company or corporate body (82 freehold); recorded price paid £1.2m. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Structured financials (annual return, FY ending 31/12/2025)

Total income
£3.6m
Total spending
£2.1m
Reserves (reported)
£13.2m
Employees
17

Reported reserves equal ~74.8 months of spending — in the top quarter for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Other (88% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England

Income and spending

Financial year endIncomeSpending
31/12/2025£3.6m£2.1m
31/12/2024£2.0m£1.8m
31/12/2023£2.5m£2.2m
31/12/2022£1.7m£1.8m
31/12/2021£2.4m£1.4m

Common questions

Is THE UNITED REFORMED CHURCH ( NORTHERN PROVINCE) TRUST LTD. financially healthy?

Per its FY2025 accounts: The accounts state that total funds rose by £915,748 in the year, driven by a surplus on ordinary activities of £1,536,877, which was partially offset by a net loss on investments of £621,129. Free reserves stood at £13,166,774, which the Directors report is above their target range, providing a buffer against ongoing uncertainty around investment performance and global market conditions. Its FY2025 accounts were audited by Sumer Auditco Limited.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
THE HOBSON CHARITY LIMITED1£3k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE UNITED REFORMED CHURCH (NORTH WESTERN PROVINCE) TRUST LIMITED.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE UNITED REFORMED CHURCH ( NORTHERN PROVINCE) TRUST LTD.£3.6m—0above—no doubt
THE UNITED REFORMED CHURCH (NORTH WESTERN PROVINCE) TRUST LIMITED FY2025£760k—0unclear—no doubt
THE UNITED REFORMED CHURCH (YORKSHIRE PROVINCE) TRUST LTD FY2025£1.2m—0unclear—no doubt
UNITED REFORMED CHURCH TRUST FY2025£24.4mgreater than £80,000 but less than £89,9999above—no doubt
THE UNITED REFORMED CHURCH (WESSEX) TRUST LIMITED FY2025£7.8m£80,001 - £90,0001unclear—no doubt
THE UNITED REFORMED CHURCH (EASTERN PROVINCE) TRUST FY2025£3.9m—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.