RAISE LIMITED

Registered charity 1112830 · accounts filings on the Charity Commission register · also known as BENFITS ADVICE TRAINING TEAM

We provide welfare rights and debt advice and casework assistance, and financial inclusion advice by home visit and telephone to Housing Association tenants in Merseyside, and to other residents of Liverpool, and training in welfare rights, debt and financial literacy to the general public. We also provide support to social housing tenants aimed at improving their financial confidence.

Causes: Education/training · Disability · The Prevention Or Relief Of Poverty · Accommodation/housing · website · Get email alerts

Latest income
£635k
Latest spending
£535k
Registered
2006
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that Raise Limited achieved a £101k surplus for the year ended 31 March 2025, reversing a previous three-year net loss. The charity holds unrestricted reserves of £295,891, which exceeds its stated policy target of three months' operating costs plus statutory redundancy liabilities. Cash flow has stabilized with a net increase of £116,075, and the trustees confirm adequate resources for the foreseeable future.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Largest income source: Grants (77% of income)
“grants 77%, contracts 23%.” — page 8
Per its FY2025 accounts as filed with the Charity Commission.
Reserves policy: three months operating costs plus statutory redundancy and notice for all employees with at least 2 years service (held: £296k)
“The Trustees believe that Raise should hold financial reserves equivalent to a minimum of 3 months operating costs plus statutory redundancy and notice for all employees with at least 2 years service” — page 9
Per its FY2025 accounts as filed with the Charity Commission.
Related-party transaction: Remuneration of key management personnel
“The stepdaughter of Mr A Wilson, a Trustee, is employed by the charity, her annual remuneration is £13,161 (2024: £24,661), which is considered to be at a market rate.” — page 31
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Structured financials (annual return, FY ending 31/03/2025)

Total income
£640k
Total spending
£535k
Reserves (reported)
£216k
Employees
16

Reported reserves equal ~4.8 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (99% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Halton · Knowsley · Liverpool City · Sefton · St Helens · Wirral

Income and spending

Financial year endIncomeSpending
31/03/2025£635k£535k
31/03/2024£552k£545k
31/03/2023£673k£714k
31/03/2022£787k£805k
31/03/2021£712k£691k

Common questions

Is RAISE LIMITED financially healthy?

Per its FY2025 accounts: The accounts state that Raise Limited achieved a £101k surplus for the year ended 31 March 2025, reversing a previous three-year net loss. The charity holds unrestricted reserves of £295,891, which exceeds its stated policy target of three months' operating costs plus statutory redundancy liabilities. Cash flow has stabilized with a net increase of £116,075, and the trustees confirm adequate resources for the foreseeable future. Its FY2025 accounts were independently examined.

Who funds RAISE LIMITED?

Funders whose own accounts filings name RAISE LIMITED as a grant recipient include SIR HARRY PILKINGTON FUND, SKELTON BOUNTY.

Known funders

Grants to this charity found in funders’ own accounts filings.

FunderYearAmountPurpose (as stated by the funder)
SIR HARRY PILKINGTON FUNDFY2024£3k
SKELTON BOUNTYFY2025£2k

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund23/01/2026£20kRaise Up Kirkdale & St Helens: Welfare & Debt Advice Outreach
The National Lottery Community Fund24/02/2023£10kBootle Active Citizens.
The National Lottery Community Fund02/08/2012£1.0mNew Direction

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE RAISE UP FOUNDATION.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
RAISE LIMITED£635k—0unclear—no doubt
THE RAISE UP FOUNDATION FY2026£108k—0unclear—no doubt
CITIZENS ADVICE LIVERPOOL LIMITED FY2025£4.3m—0within—no doubt
RAISE YOUR HANDS FY2024£962k—0above—no doubt
CITIZENS ADVICE IN EAST DORSET AND PURBECK LTD FY2025£1.3m£60,001 - £70,0001above—no doubt
TEAM RISE FY2025£207k—0unclear—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.