WATFORD CITIZENS ADVICE BUREAU

Registered charity 1109872 · accounts filings on the Charity Commission register

Advice & assistance with legal problems, debt and consumer issues, benefits, housing, legal matters, employment and immigration issues.

Objects

THE CHARITY’S OBJECTS (‘OBJECTS’) ARE SPECIFICALLY: TO PROMOTE ANY CHARITABLE PURPOSE FOR THE PUBLIC BENEFIT BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS IN PARTICULAR, BUT WITHOUT LIMITATION, FOR THE BENEFIT OF THE COMMUNITY IN WATFORD AND SURROUNDING AREAS

Area of benefit: WATFORD.

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · The Prevention Or Relief Of Poverty · website · Get email alerts

Latest income
£615k
Latest spending
£592k
Registered
2005
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity generated a net surplus of £23,243 for the year, with unrestricted reserves of £388,496 held at year-end. This figure exceeds the trustees' stated prudent target of six months' operating expenditure, which equates to £295,844. The charity maintains adequate cash resources and reports no material uncertainties regarding its ability to continue as a going concern.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: six months of operating expenditure (held: £388k)
“The Trustees consider that it would be prudent to set aside at least 6 months of operating expenditure; during the year ending 31 March 2025 this equates to £295,844” — page 8
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Financial Conduct Authority. This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Structured financials (annual return, FY ending 31/03/2025)

Total income
£615k
Total spending
£592k
Cost of raising funds
£9k
Reserves (reported)
£446k
Employees
19

Reported reserves equal ~9.1 months of spending — above the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (53% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 1.4% of total income — below the median for charities its size (4.9%) (benchmarks).

Register events

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Hertfordshire

Income and spending

Financial year endIncomeSpending
31/03/2025£615k£592k
31/03/2024£616k£576k
31/03/2023£514k£483k
31/03/2022£447k£442k
31/03/2021£560k£424k

Common questions

Is WATFORD CITIZENS ADVICE BUREAU financially healthy?

Per its FY2025 accounts: The accounts state that the charity generated a net surplus of £23,243 for the year, with unrestricted reserves of £388,496 held at year-end. This figure exceeds the trustees' stated prudent target of six months' operating expenditure, which equates to £295,844. The charity maintains adequate cash resources and reports no material uncertainties regarding its ability to continue as a going concern. Its FY2025 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund21/11/2024£220kOpen Door
The National Lottery Community Fund26/01/2024£20kEnhance - 2024 Training Project
The National Lottery Community Fund22/05/2020£10kCitizens Advice Watford Advice at Home Project
The National Lottery Community Fund21/03/2019£10kVolunteer Training Programme
The National Lottery Community Fund16/11/2016£10kWatford Digital Advice Projec
The National Lottery Community Fund27/08/2014£10kAssisted Information Today, Knowledge for Life
The National Lottery Community Fund28/02/2013£10kImproving Advice Delivery through technology
The National Lottery Community Fund12/05/2011£10kImproving Advice
The National Lottery Community Fund18/04/2008£7kIncreasing Access To Advice
The National Lottery Community Fund18/01/2006£23kProvide interpreters for deaf people and those from Pakistan
The National Lottery Community Fund13/07/2005£8kProvide interpreters for deaf people and those from Pakistan
The National Lottery Community Fund20/05/2004£5kA specialist money advice outreach service

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with WATFORD WOMEN'S CENTRE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
WATFORD CITIZENS ADVICE BUREAU£615k—0unclear—no doubt
WATFORD WOMEN'S CENTRE FY2025£575k—0unclear—no doubt
CITIZENS ADVICE WALTHAM FOREST LTD FY2025£1.3m£60,001 - £70,0001above—no doubt
TORFAEN CITIZENS ADVICE BUREAU FY2025£2.0m—0above—no doubt
CITIZENS ADVICE 1066 FY2025£1.4m—0above—no doubt
BRIDGEND COUNTY BOROUGH CITIZENS ADVICE BUREAU FY2025£1.1m—0below—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.