CARDIFF AND VALE CITIZENS ADVICE BUREAU
Registered charity 1089294 · accounts filings on the Charity Commission register · also known as VALE CAB, VALE OF GLAMORGAN CITIZENS ADVICE BUREAU
The charity provides advice, information and representation to individuals and undertakes social policy work.
Causes: General Charitable Purposes · Education/training · The Advancement Of Health Or Saving Of Lives · The Prevention Or Relief Of Poverty · website · Get email alerts
Financial health, per its FY2025 accounts
The accounts state that the charity generated a surplus of £24,966 for the year ended 31 March 2025, with total unrestricted reserves standing at £1,532,413. The trustees confirm that the financial health of the charity remains good and that sufficient systems and controls are in place to manage responsibilities arising from significant growth. Per the risk assessment, while there is a risk of major funders withdrawing funding, the charity holds designated reserves of £423,627 to mitigate this.
Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.
What the accounts disclose
Reserves policy: three months’ unrestricted operating expenses and one month's restricted operating expenses (held: £1.5m)
“the organisation's designated reserves policy is to hold three months’ unrestricted operating expenses and one month's restricted operating expenses.” — page 14
Per its FY2025 accounts as filed with the Charity Commission.
Accounts audited by MHA. Discloses 4 of 6 completeness components.
Corporate structure
Public fundraising profile: JustGiving — Citizens Advice Cardiff & Vale (matched by registered charity number).
Company officers (Companies House)
Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.
- BROWNE, David Martin — director, appointed 17/08/2026on trustee list
- HARKIN, Ann-Marie — director, appointed 20/01/2025on trustee list
- CARTWRIGHT, Peter Stewart — director, appointed 07/12/2024on trustee list
- CHAMPNESS, Philip Ronald — director, appointed 23/02/2023on trustee list
- MANLEY, Olivia Morgan — director, appointed 29/09/2022on trustee list
- MAYO, Cathryn Elizabeth — director, appointed 26/11/2020on trustee list
- TRICKEY, Michael John Hilary — director, appointed 27/09/2018on trustee list
- TROTT, Peter — director, appointed 24/11/2016on trustee list
- GOODE, Denise — director, appointed 24/11/2016on trustee list
- GRAHAM, Christopher William — director, appointed 28/09/2012on trustee list
- CLAY, Jane — secretary, appointed 16/01/2008
Official officers record.
Property (HM Land Registry)
2 registered titles in England and Wales held by the charity’s company or corporate body (2 freehold); recorded price paid £535k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.
Public profiles (found on the charity’s own website): facebook · instagram
Structured financials (annual return, FY ending 31/03/2025)
Reported reserves equal ~1.2 months of spending — in the bottom quarter for charities its size (median 4.8 months; benchmarks).
Per its annual return, largest income source: Charitable activities (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.
Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.2%) (benchmarks).
- Peter Trottchair · trustee of 1 other charity
- Ann-Marie Harkin
- CHRISTOPHER GRAHAM
- Cathryn Mayo
- David Browne
- Denise Goode
- Michael Trickey
- Olivia Manley
- Peter Cartwright · trustee of 1 other charity
- Philip Champness
Trustee list from the Charity Commission register (current, not historical).
Operates in: Northern Ireland · Scotland · Throughout England And Wales
Income and spending
Common questions
Is CARDIFF AND VALE CITIZENS ADVICE BUREAU financially healthy?
Per its FY2025 accounts: The accounts state that the charity generated a surplus of £24,966 for the year ended 31 March 2025, with total unrestricted reserves standing at £1,532,413. The trustees confirm that the financial health of the charity remains good and that sufficient systems and controls are in place to manage responsibilities arising from significant growth. Per the risk assessment, while there is a risk of major funders withdrawing funding, the charity holds designated reserves of £423,627 to mitigate this. Its FY2025 accounts were audited by MHA.
Government & lottery funding
Grants to this charity published as open data by government and lottery funders (360Giving).
Funders of similar charities
Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.
Charities like this
Semantically similar by activities and financial character, from our analysed corpus. Compare with SCUNTHORPE AND DISTRICT CITIZENS ADVICE BUREAU.
Side by side with its peers
Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.