YMCA Chiltern Group

Registered charity 1102301 · accounts filings on the Charity Commission register · Wikidata: Q141200909 · also known as ONE YMCA, WATFORD & DISTRICT YMCA, WATFORD YMCA

THE PROVISION OF SOCIAL HOUSING FOR SINGLE PEOPLE, THE TRAINING AND DEVELOPMENT OF YOUNG PEOPLE AND RESIDENTS.IN ADDITION WE OPERATE A WIDE RANGE OF CHILDRENS' CENTRES AND A FULL DAY NURSERY.OTHER SERVICES PROVIDED FOR THE COMMUNITY INCLUDE HEALTH, SPORTS AND RECREATION PROGRAMMES AND FACILITIES AND MEETING SPACES FOR COMMUNITY GROUPS.

Objects

THE OBJECTS OF THE ASSOCIATION ARE:TO ADVANCE THE CHRISTIAN FAITH, INCLUDING BY:(1) PROMOTING A CHRISTIAN ENVIRONMENT INSPIRED AND MOTIVATED BY THE LIFE, EXAMPLE AND TEACHING OF JESUS CHRIST, WHERE PEOPLE OF FAITH AND PEOPLE OF NONE CAN WORK TOGETHER FOR THE TRANSFORMATION OF COMMUNITIES; ANDENABLING PEOPLE OF ALL AGES AND IN PARTICULAR YOUNG PEOPLE, TO FLOURISH THROUGH EXPERIENCING AND RESPONDING TO THE LOVE OF GOD DEMONSTRATED BY THE LIFE, EXAMPLE AND TEACHING OF JESUS CHRIST;(2) TO PROVIDE OR ASSIST IN THE PROVISION IN THE INTERESTS OF SOCIAL WELFARE OF FACILITIES FOR RECREATION AND OTHER LEISURE TIME OCCUPATION FOR MEN AND WOMEN WITH THE OBJECT OF IMPROVING THEIR CONDITIONS OF LIFE;(3) TO PROVIDE OR ASSIST IN THE PROVISION OF EDUCATION FOR PEOPLE OF ALL AGES AND IN PARTICULAR YOUNG PEOPLE, WITH THE OBJECT OF DEVELOPING THEIR PHYSICAL, MENTAL OR SPIRITUAL CAPACITIES;(4) TO RELIEVE OR ASSIST IN THE RELIEF OF PEOPLE OF ALL AGES AND IN PARTICULAR YOUNG PEOPLE, WHO ARE IN CONDITIONS OF NEED, HARDSHIP OR DISTRESS BY REASON OF THEIR SOCIAL, PHYSICAL, EMOTIONAL, SPIRITUAL OR ECONOMIC CIRCUMSTANCES; AND;(5) TO PROVIDE RESIDENTIAL ACCOMMODATION [,INCLUDING SOCIAL HOUSING,] FOR PEOPLE OF ALL AGES AND IN PARTICULAR YOUNG PEOPLE, WHO ARE IN NEED, HARDSHIP OR DISTRESS BY REASON OF THEIR SOCIAL, PHYSICAL, EMOTIONAL, SPIRITUAL OR ECONOMIC CIRCUMSTANCES.

Area of benefit: WATFORD AND DISTRICT

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: General Charitable Purposes · Education/training · The Prevention Or Relief Of Poverty · Accommodation/housing · Religious Activities · Amateur Sport · website · Get email alerts

Registered contact address: Watford, East of England, England (from the postcode on the register)

Latest income
£31.0m
Latest spending
£30.5m
Registered
2004
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the Group returned an operating surplus of £462,051 and total comprehensive income of £247,109 for the year ended 31 March 2025. The Trustees confirm that the Group has adequate resources to continue as a going concern with no material uncertainties identified. Free reserves were reported at £8,382,472, which the Trustees consider prudent given the target of covering three months of salary and running costs.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: three months of salary and running costs (held: £8.4m)
“Three months of salary and running costs are approximately £6.9 million” — page 10
Per its FY2025 accounts as filed with the Charity Commission.
Governance: The Trustee Board reports non-compliance with the National Housing Federation’s Code of Governance (2020), Principal 3.7(3), where a Trustee served beyond the maximum tenure of 9 years without the required stand-down period.
“the Group complies with the National Housing Federation’s Code of Governance (2020), except for Principal 3.7(3) where a Trustee that had served the maximum tenure of 9 years was reappointed within 2 years of retiring.”
Per its FY2025 accounts as filed with the Charity Commission.
Pension scheme deficit: £9.1m
“The valuation prepared as at 1 May 2023 showed that the YMCA Pension Plan had a deficit of £9.1 million.” — page 48
Per its FY2025 accounts as filed with the Charity Commission.
Trading subsidiary: Early Childhood Partnership, Signpost, Haven First, One YMCA Development Company, Stevenage Consolidated Charities
“The Group financial statements consolidate those of the Company and its subsidiary undertakings of Early Childhood Partnership, Signpost, Haven First, One YMCA Development Company and Stevenage Consolidated Charities” — page 30
Per its FY2025 accounts as filed with the Charity Commission.

Accounts audited by HaysMac LLP. Discloses 4 of 6 completeness components.

In its annual return the charity told the Commission it is also regulated by: Homes England; Ofsted (Office For Standards In Education). This is the charity’s own declaration; it is not a rating and has not been verified by the Commission or by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Self-declared on the annual return for the financial year ending 31/03/2025

  • Volunteers: 100
  • Government income: £14,708,326 — contracts £12,552,363 (36), grants £2,155,963 (15); 48% of the £30,951,955 total gross income on the same return
  • Employees paid over £60,000: 8 (£60,001–£70,000: 1; £70,001–£80,000: 1; £80,001–£90,000: 2; £90,001–£100,000: 1; £110,001–£120,000: 1; £120,001–£130,000: 1; £150,001–£200,000: 1)
  • Has a trading subsidiary

Self-declared on the annual return for the financial year ending 31/03/2024

  • Volunteers: 74
  • Government income: £11,415,524 — contracts £9,886,789 (31), grants £1,528,735 (14); 43% of the £26,468,821 total gross income on the same return
  • Employees paid over £60,000: 10 (£60,001–£70,000: 4; £70,001–£80,000: 1; £80,001–£90,000: 2; £100,001–£110,000: 2; £150,001–£200,000: 1)

Self-declared on the annual return for the financial year ending 31/03/2023

  • Volunteers: 74
  • Government income: £9,001,240 — contracts £8,709,399 (28), grants £291,841 (8); 39% of the £23,225,398 total gross income on the same return
  • Employees paid over £60,000: 7 (£60,001–£70,000: 2; £70,001–£80,000: 3; £90,001–£100,000: 1; £110,001–£120,000: 1)
  • Has a trading subsidiary

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

HAVEN FIRST — per its own Companies House accounts
    EARLY CHILDHOOD PARTNERSHIP — per its own Companies House accounts
    • Turnover: £2.0m
    • Profit before tax: £46k
    • One YMCA provides central services (finance, HR, safety, company secretarial) on an arm's length basis. A charge of £243,516 (inclusive of VAT) was made for these services in 2025 (2024: £347,782). Additionally, there is an inter-company loan facility for short-term cash flow support; the balance was nil in 2025 (2024: nil).
    ONE YMCA DEVELOPMENT COMPANY LTD — per its own Companies House accounts
    • Turnover: £7.4m
    • Profit before tax: £245k
    • Significant intra-group balances exist: the subsidiary is owed £717,771 by its parent company (One YMCA) and owes £831,470 to the same parent company.

    Public fundraising profile: JustGiving — ONE YMCA (matched by registered charity number).

    Company officers (Companies House)

    Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

    Official officers record.

    Property (HM Land Registry)

    1 registered title in England and Wales held by the charity’s company or corporate body (1 freehold). All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

    Public profiles (found on the charity’s own website): facebook · instagram

    Structured financials (annual return, FY ending 31/03/2025)

    Total income
    £31.0m
    Total spending
    £30.5m
    Cost of raising funds
    £43k
    Reserves (reported)
    £18.9m
    Employees
    514

    Reported reserves equal ~7.5 months of spending — above the median for charities its size (median 4.6 months; benchmarks).

    Per its annual return, largest income source: Charitable activities (97% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

    Per its annual return, cost of raising funds: 0.1% of total income — below the median for charities its size (3.7%) (benchmarks).

    Register events

    Trustees · trustee networks

    Trustee list from the Charity Commission register (current, not historical).

    Operates in: Scotland · Throughout England And Wales

    Income and spending

    Financial year endIncomeSpending
    31/03/2025£31.0m£30.5m
    31/03/2024£26.5m£26.4m
    31/03/2023£23.2m£23.9m
    31/03/2022£19.5m£19.4m
    31/03/2021£15.6m£14.6m

    Common questions

    Is YMCA Chiltern Group financially healthy?

    Per its FY2025 accounts: The accounts state that the Group returned an operating surplus of £462,051 and total comprehensive income of £247,109 for the year ended 31 March 2025. The Trustees confirm that the Group has adequate resources to continue as a going concern with no material uncertainties identified. Free reserves were reported at £8,382,472, which the Trustees consider prudent given the target of covering three months of salary and running costs. Its FY2025 accounts were audited by HaysMac LLP.

    Who funds YMCA Chiltern Group?

    Funders whose own accounts filings name YMCA Chiltern Group as a grant recipient include GARFIELD WESTON FOUNDATION, LANDAID CHARITABLE TRUST LIMITED, THE JOHN APTHORP CHARITY, THE BEATRICE LAING TRUST, THE HOBSON CHARITY LIMITED.

    Known funders

    Grants to this charity found in funders’ own accounts filings.

    FunderYearAmountPurpose (as stated by the funder)
    GARFIELD WESTON FOUNDATIONFY2023£500kYouth
    LANDAID CHARITABLE TRUST LIMITEDFY2024£147kGrants payable to Institutions
    THE JOHN APTHORP CHARITYFY2024£93kTowards funding one of the rooms for young people in their new hostel in Welwyn Garden City
    THE BEATRICE LAING TRUSTFY2022£50kCharter House Project, Watford
    THE BEATRICE LAING TRUSTFY2025£50kPeartree Hostel Redevelopment, Welwyn Garden City
    THE HOBSON CHARITY LIMITEDFY2024£22kHomelessness
    THE SHANLY FOUNDATIONFY2025£10k
    THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY NORTHWOODFY2023£677
    THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY NORTHWOODFY2025£291
    THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF HOLY TRINITY NORTHWOODFY2024£240
    HOUSING THE HOMELESS CENTRAL FUNDFY2025£200

    Government & lottery funding

    Grants to this charity published as open data by government and lottery funders (360Giving).

    FunderDateAmountPurpose
    Sport England26/03/2026£15kOne YMCA Woodlands Community MUGA
    Sport England06/03/2025£12kRepair Sports Hall flooring at Charter House
    The National Lottery Community Fund28/07/2023£10kMH One YMCA Youth
    The National Lottery Community Fund22/04/2020£10kAll for One and One for All
    The National Lottery Community Fund14/12/2016£10kYour Voice - Improving Outcomes for Homeless People in Hertfordshire
    The National Lottery Community Fund13/11/2015£40kYMCA Space Network Stevenage
    Sport England02/10/2014£67kYMCA Woodlands sports facility development
    The National Lottery Community Fund18/04/2013£184kYour Voice, Your Life
    Sport England18/08/2011£8kBite Size 2012
    The National Lottery Community Fund10/03/2011£7kWatford and St Albans Falls Prevention Project
    The National Lottery Community Fund12/10/2005£5kCommunity website

    Funders of similar charities

    Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

    Charities like this

    Semantically similar by activities and financial character, from our analysed corpus. Compare with YMCA Dulverton Group.

    Side by side with its peers

    CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
    YMCA Chiltern Group£31.0m——unclear—no doubt
    YMCA Dulverton Group FY2026£15.8m£100,000 to £110,0004above—no doubt
    YMCA BRUNEL GROUP FY2026£10.6m£85,000 - £90,0002above—no doubt
    YMCA Cheshire Limited FY2025£3.7m£70,045—unclear—no doubt
    YMCA NORTH TYNESIDE FY2025£4.9m£90,001 - £100,000—above—no doubt
    YMCA DOWNSLINK GROUP FY2025£16.3m——below—no doubt

    Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.