THE CREDIT UNION FOUNDATION

Registered charity 1096199 · accounts filings on the Charity Commission register

Advance education amongst the public in matters pertaining to credit unions. Provide education and training in the knowledge and skills pertinent to the establishment of credit unions.Relieve poverty amongst communities in need by advising communities how to establish credit unions.Relieve poverty by providing grants and other services to credit unions to allow them to extend their services.

Causes: Education/training · The Prevention Or Relief Of Poverty · Economic/community Development/employment · Grant history (this charity is a funder) · website · Get email alerts

Latest income
£225k
Latest spending
£173k
Registered
2003
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that unrestricted funds totalled £84,431 with designated funds of £40,969, resulting in total net assets of £199,111. The charity received total income of £224,677 and incurred total expenditure of £172,937, leading to a net movement in funds of £51,740. The independent examiner confirmed that accounting records were kept and accounts accorded with those records.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts independently examined (not a full audit). Discloses 4 of 6 completeness components.

Public fundraising profile: JustGiving — The Credit Union Foundation (matched by registered charity number).

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Northern Ireland · Scotland

Income and spending

Financial year endIncomeSpending
30/09/2025£225k£173k
30/09/2024£162k£170k
30/09/2023£160k£155k
30/09/2022£119k£149k
30/09/2021£91k£84k

Common questions

Is THE CREDIT UNION FOUNDATION financially healthy?

Per its FY2025 accounts: The accounts state that unrestricted funds totalled £84,431 with designated funds of £40,969, resulting in total net assets of £199,111. The charity received total income of £224,677 and incurred total expenditure of £172,937, leading to a net movement in funds of £51,740. The independent examiner confirmed that accounting records were kept and accounts accorded with those records. Its FY2025 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Heritage Fund26/02/2020£59k"Save and Sound - Preserving British Credit Union Memories"

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

FunderSimilar charities fundedAmount to them
ROYAL COMMISSION FOR THE EXHIBITION OF 18511£128k
UBS UK Donor-Advised Foundation1£5k

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with THE FOUNDATION FOR EDUCATION, ARTS AND CULTURE.

Side by side with its peers

CharityIncomeTop pay bandStaff >£60kReserves vs policyFundraising costGoing concern
THE CREDIT UNION FOUNDATION£225k—0unclear—no doubt
THE FOUNDATION FOR EDUCATION, ARTS AND CULTURE FY2025£133k—0above—no doubt
THE JAMEEL EDUCATION FOUNDATION UK FY2024£2.0m—0unclear—no doubt
THE MABS MARDULYN CHARITABLE FOUNDATION FY2025£271k—0unclear—no doubt
THE LANCASHIRE FOUNDATION FY2024£956k—0above—no doubt
THE EDUCATION AND TRAINING FOUNDATION FY2025£20.4m——above—no doubt

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.