CITIZENS ADVICE BUREAU TENDRING

Registered charity 1091777 · accounts filings on the Charity Commission register · also known as CAB TENDRING

Citizens' Advice Service based in Clacton on Sea Essex. We provide free, confidential and independent advice to our local community, whomever they may be, whatever problems they face.

Causes: General Charitable Purposes · Disability · The Prevention Or Relief Of Poverty · Human Rights/religious Or Racial Harmony/equality Or Diversity · website · Get email alerts

Latest income
£676k
Latest spending
£666k
Registered
2002
Accounts read
FY2025

Financial health, per its FY2025 accounts

The accounts state that the charity held total reserves of £595,522, with available unrestricted reserves of £257,691, which the trustees confirmed remained in excess of their policy and Charity Commission recommendations. Per the trustees' report, the organization faces medium-term financial risks due to a reduction in grant funding following a transition to a competitive procurement process, but these are considered manageable within existing resources.

Automated summary of the FY2025 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Reserves policy: excess of the figure and more than the Charity Commission recommendations (held: £258k)
“A new reserves policy was agreed by the trustees in 2023 and the organisation’s cash reserves remained in excess of the figure and more than the Charity Commission recommendations.” — page 6
Per its FY2025 accounts as filed with the Charity Commission.

Accounts independently examined (not a full audit). Discloses 5 of 6 completeness components.

Corporate structure

Funders the charity credits

Named as funders/supporters on the charity’s own website (the charity’s claim, distinct from accounts-verified grants).

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

Official officers record.

Property (HM Land Registry)

2 registered titles in England and Wales held by the charity’s company or corporate body (1 freehold); recorded price paid £400k. All charity-held property. Contains HM Land Registry data © Crown copyright, OGL v3.0.

Public profiles (found on the charity’s own website): facebook · instagram

Structured financials (annual return, FY ending 31/03/2025)

Total income
£676k
Total spending
£666k
Reserves (reported)
£258k
Employees
27

Reported reserves equal ~4.6 months of spending — below the median for charities its size (median 5.2 months; benchmarks).

Per its annual return, largest income source: Charitable activities (90% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (4.9%) (benchmarks).

Trustees · trustee networks

Trustee list from the Charity Commission register (current, not historical).

Operates in: Essex

Income and spending

Financial year endIncomeSpending
31/03/2025£676k£666k
31/03/2024£686k£703k
31/03/2023£561k£578k
31/03/2022£536k£542k
31/03/2021£464k£402k

Common questions

Is CITIZENS ADVICE BUREAU TENDRING financially healthy?

Per its FY2025 accounts: The accounts state that the charity held total reserves of £595,522, with available unrestricted reserves of £257,691, which the trustees confirmed remained in excess of their policy and Charity Commission recommendations. Per the trustees' report, the organization faces medium-term financial risks due to a reduction in grant funding following a transition to a competitive procurement process, but these are considered manageable within existing resources. Its FY2025 accounts were independently examined.

Government & lottery funding

Grants to this charity published as open data by government and lottery funders (360Giving).

FunderDateAmountPurpose
The National Lottery Community Fund20/06/2024£20kDigital Skills Support and Equipment
The National Lottery Community Fund27/09/2023£641kTendring Community Advice Team
Postcode Lottery27/09/2022£25kStaff salary: Business support officer
The National Lottery Community Fund23/03/2006£5kJaywick Outreach
The National Lottery Community Fund13/07/2005£30kRefurbishment of advice centre