THE PENSIONS POLICY INSTITUTE

Registered charity 1087856 · accounts filings on the Charity Commission register

The Pensions Policy Institute (PPI) is an educational charity which provides non-political, independent comment and analysis on pensions policy and retirement income provision in the UK. Findings of our research are used extensively by government decision-makers and advisers, pension and savings providers, employers and trades unions, academics, commentators and the wider public.

Objects

THE INSTITUTE IS ESTABLISHED FOR THE ADVANCEMENT OF EDUCATION FOR THE BENEFIT OF THE PUBLIC BY PROMOTION, ON A NON-POLITICAL BASIS, OF THE STUDY OF, AND THE DISSEMINATION OF THE USEFUL RESULTS OF THE STUDY OF, PENSIONS AND OTHER PROVISIONS FOR RETIREMENT AND OLD AGE, AND THE ECONOMIC AND SOCIAL EFFECTS AND INFLUENCES OF EXISTING ARRANGEMENTS AND POSSIBLE CHANGES TO THEM.

Area of benefit: NATIONAL

The charity’s charitable objects and area of benefit, quoted from its governing document as held on the Charity Commission register.

Causes: Education/training · website · Get email alerts

Registered contact address: Westminster, London, England (from the postcode on the register)

Financial health, per its FY2026 accounts

The accounts state that the Institute reported a deficit of £49,484 for the year ended 31 January 2026, primarily due to timing differences in income and increased expenditure on personnel and office relocation. Per the trustees' report, unrestricted reserves fell to £284,161, dipping below the targeted range of £306,450 to £408,600, though the Board maintains confidence in the Institute's financial resilience and going concern status.

Automated summary of the FY2026 accounts; the evidenced findings below carry the verbatim passages.

What the accounts disclose

Accounts audited by TC Group. Discloses 4 of 6 completeness components.

Year-over-year changes

• Reserves position vs the charity's own policy moved from "within" (FY2025) to "below" (FY2026).

Comparing this charity’s FY2025 and FY2026 accounts as analysed by this site.

Policies the charity declares

In its annual return the charity told the Commission that it has the policies listed below. This is self-declared: it is not verified by the Commission or by this site, and it is not evidence of how a policy works in practice.

• Bullying and harassment policy and procedures
• Campaigns and political activity policy and procedures
• Complaints handling
• Complaints policy and procedures
• Conflicting interests
• Engaging external speakers at charity events policy and procedures
• Financial reserves policy and procedures
• Internal charity financial controls policy and procedures
• Internal risk management policy and procedures
• Investing charity funds policy and procedures
• Investment
• Paying staff
• Risk management
• Safeguarding policy and procedures
• Serious incident reporting policy and procedures
• Social media policy and procedures
• Trustee conflicts of interest policy and procedures
• Trustee expenses policy and procedures

From the charity’s annual return (Part A, self-declared)

Answers and figures the charity gave in Part A of its annual return to the Charity Commission. They are self-declared: not verified by the Commission or by this site. Only positive answers and figures are listed; items not listed are simply not shown.

Source: this charity’s annual returns on the Charity Commission register.

Corporate structure

• Registered company of the charity Companies House 04145584

Leadership, per the charity’s website

• Chris Curry — Director (source)
• Dr Suzy Morrissey FCA — Deputy Director (source)

Listed on the charity’s own website when we last crawled it; roles may have changed. Pay-band disclosures above are anonymous statutory disclosures and are not attributed to any named individual.

Company officers (Companies House)

Current officers of the charity’s own company per the Companies House register, cross-checked against the Charity Commission trustee list by name. A director not on the trustee list is usually a timing or naming difference between the two registers — check both records before drawing conclusions.

• SACHS-COBBE, Benjamin — director, appointed 25/06/2025on trustee list
• THAKRAR, Roshni — director, appointed 02/04/2024on trustee list
• GUTHRIE, Jonathan James — director, appointed 02/04/2024on trustee list
• DUFFIELD, Melanie — director, appointed 02/04/2024on trustee list
• CHAWLA-JOPLING, Sangita — director, appointed 30/06/2022on trustee list
• FLEMING, Kathryn Ann — director, appointed 30/06/2022on trustee list
• JENKINS, Jamie Jonathan Jestyn — director, appointed 30/06/2022on trustee list
• WILSON, Natasha — director, appointed 10/03/2021on trustee list
• CHILMAN, John David — director, appointed 03/03/2021on trustee list
• WILLIAMS, Lynda Catherine — director, appointed 01/07/2020on trustee list
• BANKS, Katherine Emma — director, appointed 28/04/2020on trustee list
• PHILP, Darren Allen — director, appointed 12/06/2019on trustee list
• COLLARD, Sharon Bernadette, Prof — director, appointed 13/03/2017on trustee list
• CURRY, Chris — director, appointed 06/06/2013on trustee list
• LOGSDAIL, Madeline — director, appointed 05/06/2013on trustee list
• LIGHTBOURNE, Maritha Jennifer — secretary, appointed 15/06/2016

Official officers record.

Structured financials (annual return, FY ending 31/01/2026)

Reported reserves equal ~3.2 months of spending — below the median for charities its size (median 4.7 months; benchmarks).

Per its annual return, largest income source: Charitable activities (100% of income) — components as reported reconcile to the return’s total income; not from the accounts narrative.

Per its annual return, cost of raising funds: 0.0% of total income — below the median for charities its size (5.3%) (benchmarks).

Trustees · trustee networks

• MADELINE Logsdailchair
• Benjamin Sachs-Cobbe
• Chris Curry
• Darren Philp
• Jamie Jenkins
• John David Chilman
• Jonathan Guthrie
• Katherine Emma Banks
• Kathryn Fleming
• Lynda Catherine Williams
• Melanie Duffield
• Natasha Wilson
• Professor Sharon Collard
• Sangita Chawla-Jopling

Trustee list from the Charity Commission register (current, not historical).

Operates in: Throughout England And Wales

Income and spending

Common questions

Known funders

Grants to this charity found in funders’ own accounts filings.

Funders of similar charities

Funders whose accounts show grants to charities similar to this one (and no recorded grant to this charity) — a starting list for fundraisers.

Charities like this

Semantically similar by activities and financial character, from our analysed corpus. Compare with EDUCATION POLICY INSTITUTE.

• EDUCATION POLICY INSTITUTE income £1.4m
• Centre for Public Impact Europe income £8.0m
• INSTITUTE FOR EMPLOYMENT STUDIES income £4.1m
• INSTITUTE FOR PUBLIC POLICY RESEARCH income £6.2m
• THE INSTITUTE FOR POLICY RESEARCH income £201k
• MONEY AND MENTAL HEALTH POLICY INSTITUTE income £1.3m

Side by side with its peers

Each row is that charity’s latest analysed filing; every value is quote-backed on its own page.